Carter Bankshares (FRA:6NH) ROE % Adjusted to Book Value: 74.63% (As of Mar. 2026)


FRA:6NH Carter Bankshares Inc FRA:6NH
65 GF Score
Price €26.60
GF Value €25.72
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Carter Bankshares ROE % Adjusted to Book Value?

Carter Bankshares FRA:6NH +0.76% 65 ROE % Adjusted to Book Value is 74.63% as of Mar. 2026. GuruFocus rates FRA:6NH with a GF Score™ of 65/100 and a GF Value™ of €25.72 (Fairly Valued). The stock has 5 warning signs investors should review.

Carter Bankshares's ROE % for the quarter that ended in Mar. 2026 was 74.63%. Carter Bankshares's PB Ratio for the quarter that ended in Mar. 2026 was 1.00. Carter Bankshares's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 74.63%.


Carter Bankshares ROE % Adjusted to Book Value Related Terms


Carter Bankshares ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Carter Bankshares's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Carter Bankshares ROE % Adjusted to Book Value Chart

Carter Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.98 11.85 7.06 6.73 7.45

Carter Bankshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.65 8.87 5.05 8.24 74.63

FRA:6NH vs IBCP, CWBC, FISI: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Carter Bankshares's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Carter Bankshares ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Carter Bankshares's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Carter Bankshares's ROE % Adjusted to Book Value falls into.


FRA:6NH
65GF Score
Carter Bankshares Inc FRA:6NH
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Carter Bankshares ROE % Adjusted to Book Value Calculation

Carter Bankshares's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=7.38% / 0.99
=7.45%

Carter Bankshares's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=74.63% / 1.00
=74.63%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 74.63% mean?
Carter Bankshares (FRA:6NH) has a ROE % Adjusted to Book Value of 74.63% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Carter Bankshares and its competitors.
Is Carter Bankshares' ROE % Adjusted to Book Value too high?
Carter Bankshares' current ROE % Adjusted to Book Value is 74.63%. Overall, Carter Bankshares has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Carter Bankshares' ROE % Adjusted to Book Value compare to IBCP and CWBC?
Carter Bankshares' ROE % Adjusted to Book Value of 74.63% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Carter Bankshares and its competitors. Carter Bankshares's current ROE % Adjusted to Book Value is 74.63%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Carter Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Carter Bankshares (FRA:6NH) is currently considered Fairly Valued. The stock's GF Value™ is €25.72, compared to a current price of €26.60 — trading 3.4% above its estimated fair value. The current ROE % Adjusted to Book Value is 74.63%. Carter Bankshares' overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Carter Bankshares (FRA:6NH), the current ROE % Adjusted to Book Value is 74.63% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Carter Bankshares (FRA:6NH) Overvalued in 2026?

Based on GuruFocus' analysis, Carter Bankshares stock appears to be overvalued. The current stock price of €26.60 is trading 3.4% above its estimated GF Value™ of €25.72. GuruFocus considers Carter Bankshares to be Fairly Valued.

Key valuation signals for FRA:6NH:

  • ROE % Adjusted to Book Value: 74.63%
  • GF Value™: €25.72 vs. price of €26.60 (3.4% above fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the FRA:6NH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Carter Bankshares Business Description

Other Exchanges CARE:USA
Address 1300 Kings Mountain Road, Martinsville, VA, USA, 24112
Carter Bankshares Inc is a bank holding company that conducts its business solely through the bank. The Bank earns revenue from interest on loans and securities and fees charged for financial services provided to customers. It offers a full range of deposit services including Lifetime Free Checking, interest checking accounts, savings accounts, retirement accounts and other deposit accounts of various types, ranging from money market accounts to longer-term CDs. The Bank offers a full range of commercial and consumer loans. The Bank also originates and holds fixed and variable-rate mortgage loans and offers home equity lines of credit to its customers.
65GF Score

Get the complete analysis for FRA:6NH

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€26.60
Price
€25.72
GF Value