Carter BanksharesFRA:6NH +0.76%61 FCF Yield % is 45.50 as of Jul. 12, 2026, which is 469% above its 10-year median of 7.99. GuruFocus rates FRA:6NH with a GF Score™ of 61/100 and a GF Value™ of €25.72 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,506 Banks companies, Carter Bankshares ranks better than 86.52% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Carter Bankshares FCF Yield % Related Terms
Carter Bankshares FCF Yield % Historical Data
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The historical data trend for Carter Bankshares's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:6NH vs IBCP, CWBC, FISI: FCF Yield % Comparison
For the Banks - Regional subindustry, Carter Bankshares's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Carter Bankshares FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Carter Bankshares's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Carter Bankshares's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Carter Bankshares (FRA:6NH) has a FCF Yield % of 45.50 as of Jul. 12, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Carter Bankshares and its competitors. This is 469% above median its historical median of 7.99. According to the industry distribution chart, Carter Bankshares ranks #203 out of 1506 companies in the Banks industry, placing it in the top 13.5%.
Is Carter Bankshares' FCF Yield % too high?
Carter Bankshares' current FCF Yield % of 45.50 is 469% above median its 10-year median of 7.99. The Banks industry median FCF Yield % is 8.10. Carter Bankshares' value of 45.50 is 461.7% above this industry median. Based on the distribution chart, Carter Bankshares ranks #203 out of 1506 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Carter Bankshares has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Carter Bankshares' FCF Yield % compare to IBCP and CWBC?
According to the Banks industry distribution chart, Carter Bankshares ranks #203 out of 1506 companies for FCF Yield %. This places Carter Bankshares in the top 14% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.10. Carter Bankshares' value of 45.50 is 461.7% above this benchmark. While the company's 10-year median is 7.99 vs. the industry median of 8.10, Carter Bankshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.10, based on 1,506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Carter Bankshares's current FCF Yield % of 45.50 is 461.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Carter Bankshares and its competitors. For the Banks industry, the median FCF Yield % is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Carter Bankshares's current FCF Yield % is 45.50, which is 469% above median its own 10-year median of 7.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Carter Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Carter Bankshares (FRA:6NH) is currently considered Fairly Valued. The stock's GF Value™ is €25.72, compared to a current price of €26.60 — trading 3.4% above its estimated fair value. The current FCF Yield % is 45.50, which is 469% above median its 10-year median of 7.99 and 461.7% above the Banks industry median of 8.10. Carter Bankshares' overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Carter Bankshares (FRA:6NH), the current FCF Yield % is 45.50 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Carter Bankshares (FRA:6NH) Overvalued in 2026?
Based on GuruFocus' analysis, Carter Bankshares stock appears to be overvalued.
The current stock price of €26.60 is trading 3.4% above its estimated GF Value™ of €25.72.
GuruFocus considers Carter Bankshares to be Fairly Valued.
Key valuation signals for FRA:6NH:
FCF Yield %: 45.50 (469% above median its 10-year median of 7.99)
GF Value™: €25.72 vs. price of €26.60 (3.4% above fair value)
Industry Position: 461.7% above the Banks median (#203 of 1506)
No single metric tells the full story. See the FRA:6NH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Carter Bankshares Inc is a bank holding company that conducts its business solely through the bank. The Bank earns revenue from interest on loans and securities and fees charged for financial services provided to customers. It offers a full range of deposit services including Lifetime Free Checking, interest checking accounts, savings accounts, retirement accounts and other deposit accounts of various types, ranging from money market accounts to longer-term CDs. The Bank offers a full range of commercial and consumer loans. The Bank also originates and holds fixed and variable-rate mortgage loans and offers home equity lines of credit to its customers.
61GF Score
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