Carter Bankshares (FRA:6NH) Cyclically Adjusted Revenue per Share: €5.54 (As of Mar. 2026)

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FRA:6NH Carter Bankshares Inc FRA:6NH
65 GF Score
Price €27.60
GF Value €25.09
Valuation Fairly Valued
! 5 Warning Signs
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What is Carter Bankshares Cyclically Adjusted Revenue per Share?

Carter Bankshares FRA:6NH +2.99% 65 Cyclically Adjusted Revenue per Share is €5.54 as of Mar. 2026. GuruFocus rates FRA:6NH with a GF Score™ of 65/100 and a GF Value™ of €25.09 (Fairly Valued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Carter Bankshares's adjusted revenue per share for the three months ended in Mar. 2026 was €4.193. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is €5.54 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Carter Bankshares's average Cyclically Adjusted Revenue Growth Rate was 9.90% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 3.80% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 5.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Carter Bankshares was 7.20% per year. The lowest was 3.80% per year. And the median was 5.40% per year.

As of today (2026-07-19), Carter Bankshares's current stock price is €27.60. Carter Bankshares's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €5.54. Carter Bankshares's Cyclically Adjusted PS Ratio of today is 4.98.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Carter Bankshares was 5.15. The lowest was 1.90. And the median was 2.96.


Carter Bankshares  (FRA:6NH) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Carter Bankshares's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=27.60/5.54
=4.98

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Carter Bankshares was 5.15. The lowest was 1.90. And the median was 2.96.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Carter Bankshares Cyclically Adjusted Revenue per Share Related Terms


Carter Bankshares Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Carter Bankshares's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Carter Bankshares Cyclically Adjusted Revenue per Share Chart

Carter Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.30 5.05 5.13 5.36 4.95

Carter Bankshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.47 4.91 5.13 4.95 5.54

FRA:6NH vs IBCP, CWBC, FISI: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, Carter Bankshares's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Carter Bankshares Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Carter Bankshares's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Carter Bankshares's Cyclically Adjusted PS Ratio falls into.


FRA:6NH
65GF Score
Carter Bankshares Inc FRA:6NH
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Carter Bankshares Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Carter Bankshares's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=4.193/330.2130*330.2130
=4.193

Current CPI (Mar. 2026) = 330.2130.

Carter Bankshares Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.843 241.018 1.155
201609 0.855 241.428 1.169
201612 0.778 241.432 1.064
201703 1.029 243.801 1.394
201706 0.963 244.955 1.298
201709 1.123 246.819 1.502
201712 0.702 246.524 0.940
201803 0.963 249.554 1.274
201806 1.087 251.989 1.424
201809 0.947 252.439 1.239
201812 0.878 251.233 1.154
201903 1.035 254.202 1.344
201906 1.050 256.143 1.354
201909 1.073 256.759 1.380
201912 0.971 256.974 1.248
202003 1.111 258.115 1.421
202006 1.087 257.797 1.392
202009 1.020 260.280 1.294
202012 0.984 260.474 1.247
202103 1.107 264.877 1.380
202106 0.981 271.696 1.192
202109 1.129 274.310 1.359
202112 1.105 278.802 1.309
202203 1.148 287.504 1.319
202206 1.445 296.311 1.610
202209 1.755 296.808 1.953
202212 1.846 296.797 2.054
202303 1.770 301.836 1.936
202306 1.216 305.109 1.316
202309 1.301 307.789 1.396
202312 1.204 306.746 1.296
202403 1.322 312.332 1.398
202406 1.336 314.175 1.404
202409 1.315 315.301 1.377
202412 1.403 315.605 1.468
202503 1.458 319.799 1.505
202506 1.379 322.561 1.412
202509 1.457 324.800 1.481
202512 1.507 324.054 1.536
202603 4.193 330.213 4.193

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of €5.54 mean?
Carter Bankshares (FRA:6NH) has a Cyclically Adjusted Revenue per Share of €5.54 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Carter Bankshares and its competitors.
Is Carter Bankshares' Cyclically Adjusted Revenue per Share too high?
Carter Bankshares' current Cyclically Adjusted Revenue per Share is €5.54. Overall, Carter Bankshares has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Carter Bankshares' Cyclically Adjusted Revenue per Share compare to IBCP and CWBC?
Carter Bankshares' Cyclically Adjusted Revenue per Share of €5.54 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Carter Bankshares and its competitors. Carter Bankshares's current Cyclically Adjusted Revenue per Share is €5.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Carter Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Carter Bankshares (FRA:6NH) is currently considered Fairly Valued. The stock's GF Value™ is €25.09, compared to a current price of €27.60 — trading 10% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is €5.54. Carter Bankshares' overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Carter Bankshares (FRA:6NH), the current Cyclically Adjusted Revenue per Share is €5.54 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Carter Bankshares (FRA:6NH) Overvalued in 2026?

Based on GuruFocus' analysis, Carter Bankshares stock appears to be overvalued. The current stock price of €27.60 is trading 10% above its estimated GF Value™ of €25.09. GuruFocus considers Carter Bankshares to be Fairly Valued.

Key valuation signals for FRA:6NH:

  • Cyclically Adjusted Revenue per Share: €5.54
  • GF Value™: €25.09 vs. price of €27.60 (10% above fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the FRA:6NH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Carter Bankshares Business Description

Other Exchanges CARE:USA
Address 1300 Kings Mountain Road, Martinsville, VA, USA, 24112
Carter Bankshares Inc is a bank holding company that conducts its business solely through the bank. The Bank earns revenue from interest on loans and securities and fees charged for financial services provided to customers. It offers a full range of deposit services including Lifetime Free Checking, interest checking accounts, savings accounts, retirement accounts and other deposit accounts of various types, ranging from money market accounts to longer-term CDs. The Bank offers a full range of commercial and consumer loans. The Bank also originates and holds fixed and variable-rate mortgage loans and offers home equity lines of credit to its customers.
65GF Score

Get the complete analysis for FRA:6NH

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€27.60
Price
€25.09
GF Value