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Carter Bankshares (FRA:6NH) Forward PE Ratio Explanation
The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.
Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .
Carter Bankshares Forward PE Ratio Related Terms
Carter Bankshares Forward PE Ratio Historical Data
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The historical data trend for Carter Bankshares's Forward PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Carter Bankshares Forward PE Ratio Chart
Carter Bankshares Annual Data
Trend
2021-12
2022-12
2023-12
2024-12
2025-12
Forward PE Ratio
10.09
7.26
3.51
8.91
7.36
Carter Bankshares Quarterly Data
2020-03
2020-06
2020-09
2021-06
2021-09
2021-12
2022-03
2022-06
2022-09
2022-12
2023-03
2023-06
2023-09
2023-12
2024-03
2024-06
2024-09
2024-12
2025-03
2025-06
2025-09
2025-12
2026-03
2026-06
Forward PE Ratio
8.50
14.25
15.80
12.84
10.93
10.09
11.31
8.55
7.97
7.26
5.98
5.96
2.78
3.51
2.91
2.81
12.85
8.91
7.77
8.86
9.67
7.36
8.98
7.32
FRA:6NH vs IBCP, WASH, HBIA: Forward PE Ratio Comparison
For the Banks - Regional subindustry, Carter Bankshares's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Carter Bankshares Forward PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Carter Bankshares's Forward PE Ratio distribution charts can be found below:
* The bar in red indicates where Carter Bankshares's Forward PE Ratio falls into.
It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.
Carter Bankshares (FRA:6NH) has a Forward PE Ratio of 6.81 as of Jul. 27, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Carter Bankshares and its competitors. According to the industry distribution chart, Carter Bankshares ranks #162 out of 818 companies in the Banks industry, placing it in the top 19.8%.
Is Carter Bankshares' Forward PE Ratio too high?
Carter Bankshares' current Forward PE Ratio is 6.81. The Banks industry median Forward PE Ratio is 11.31. Carter Bankshares' value of 6.81 is 39.8% below this industry median. Based on the distribution chart, Carter Bankshares ranks #162 out of 818 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Carter Bankshares has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Carter Bankshares' Forward PE Ratio compare to IBCP and WASH?
According to the Banks industry distribution chart, Carter Bankshares ranks #162 out of 818 companies for Forward PE Ratio. This places Carter Bankshares in the top 20% of its industry — outperforming the majority of peers. The industry median Forward PE Ratio is 11.31. Carter Bankshares' value of 6.81 is 39.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for a Banks company?
The median Forward PE Ratio among Banks companies is 11.31, based on 818 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Carter Bankshares's current Forward PE Ratio of 6.81 is 39.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Carter Bankshares and its competitors. For the Banks industry, the median Forward PE Ratio is 11.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Carter Bankshares's current Forward PE Ratio is 6.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Carter Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Carter Bankshares (FRA:6NH) is currently considered Modestly Overvalued. The stock's GF Value™ is €25.98, compared to a current price of €28.80 — trading 10.9% above its estimated fair value. The current Forward PE Ratio is 6.81 and 39.8% below the Banks industry median of 11.31. Carter Bankshares' overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For Carter Bankshares (FRA:6NH), the current Forward PE Ratio is 6.81 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Carter Bankshares (FRA:6NH) Overvalued in 2026?
Based on GuruFocus' analysis, Carter Bankshares stock appears to be overvalued.
The current stock price of €28.80 is trading 10.9% above its estimated GF Value™ of €25.98.
GuruFocus considers Carter Bankshares to be Modestly Overvalued.
Key valuation signals for FRA:6NH:
Forward PE Ratio: 6.81
GF Value™: €25.98 vs. price of €28.80 (10.9% above fair value)
Industry Position: 39.8% below the Banks median (#162 of 818)
No single metric tells the full story. See the FRA:6NH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Carter Bankshares Inc is a bank holding company that conducts its business solely through the bank. The Bank earns revenue from interest on loans and securities and fees charged for financial services provided to customers. It offers a full range of deposit services including Lifetime Free Checking, interest checking accounts, savings accounts, retirement accounts and other deposit accounts of various types, ranging from money market accounts to longer-term CDs. The Bank offers a full range of commercial and consumer loans. The Bank also originates and holds fixed and variable-rate mortgage loans and offers home equity lines of credit to its customers.
61GF Score
Get the complete analysis for FRA:6NH
Forward PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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