Absa Group (JSE:ABG) Net Loan: R1,350,013 Mil (As of Dec. 2025)

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JSE:ABG Absa Group Ltd JSE:ABG
77 GF Score
Price R230.70
GF Value R194.79
Valuation Modestly Overvalued
! 1 Warning Sign
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What is Absa Group Net Loan?

Absa Group JSE:ABG +0.30% 77 Net Loan is R1,350,013 Mil as of Dec. 2025. GuruFocus rates JSE:ABG with a GF Score™ of 77/100 and a GF Value™ of R194.79 (Modestly Overvalued). The stock has 1 warning sign investors should review.

Absa Group's quarterly net loan increased from Dec. 2024 (R1,273,788 Mil) to Jun. 2025 (R1,321,581 Mil) and increased from Jun. 2025 (R1,321,581 Mil) to Dec. 2025 (R1,350,013 Mil).

Absa Group's annual net loan increased from Dec. 2023 (R1,271,357 Mil) to Dec. 2024 (R1,321,581 Mil) and increased from Dec. 2024 (R1,321,581 Mil) to Dec. 2025 (R1,350,013 Mil).

Absa Group Net Loan Historical Data

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The historical data trend for Absa Group's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Absa Group Net Loan Chart

Absa Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,092,257.00 1,165,598.00 1,271,357.00 1,273,788.00 1,350,013.00

Absa Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,271,357.00 1,249,036.00 1,273,788.00 1,321,581.00 1,350,013.00
JSE:ABG
77GF Score
Absa Group Ltd JSE:ABG
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Absa Group Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of R1,350,013 Mil mean?
Absa Group (JSE:ABG) has a Net Loan of R1,350,013 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Absa Group and its competitors.
Is Absa Group's Net Loan too high?
Absa Group's current Net Loan is R1,350,013 Mil. Overall, Absa Group has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Absa Group's Net Loan compare to PNC and USB?
Absa Group's Net Loan of R1,350,013 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Absa Group and its competitors. Absa Group's current Net Loan is R1,350,013 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Absa Group stock overvalued right now?
Based on GuruFocus' analysis, Absa Group (JSE:ABG) is currently considered Modestly Overvalued. The stock's GF Value™ is R194.79, compared to a current price of R230.70 — trading 18.4% above its estimated fair value. The current Net Loan is R1,350,013 Mil. Absa Group's overall GF Score™ is 77/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Absa Group (JSE:ABG), the current Net Loan is R1,350,013 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Absa Group (JSE:ABG) Overvalued in 2026?

Based on GuruFocus' analysis, Absa Group stock appears to be overvalued. The current stock price of R230.70 is trading 18.4% above its estimated GF Value™ of R194.79. GuruFocus considers Absa Group to be Modestly Overvalued.

Key valuation signals for JSE:ABG:

  • Net Loan: R1,350,013 Mil
  • GF Value™: R194.79 vs. price of R230.70 (18.4% above fair value)
  • GF Score™: 77/100 with 1 warning sign

No single metric tells the full story. See the JSE:ABG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Absa Group Business Description

Other Exchanges AGRPY:USAAU61:Germany
Address 15 Troye Street, PO Box 7735, 7th Floor, Absa Towers West, Johannesburg, GT, ZAF, 2000
Absa Group Ltd is a financial services company that has two main business segments: Personal and Private Banking offers a comprehensive range of product and services to the retail consumer segments. Customers are served through an extensive integrated channel network across physical and virtual points of presence, including partnerships, and more increasingly through digital. and Business Banking consists of business units and associated products where a designated client relationship exists. The business provides customers with a single relationship manager, supported by a team of specialists, rather than multiple touchpoints within the Group. Majority of the revenue is earn from Personal and Private Banking.
77GF Score

Get the complete analysis for JSE:ABG

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R230.70
Price
R194.79
GF Value