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Absa GroupJSE:ABG +1.09%77 5-Year Yield-on-Cost % is 27.13 as of Aug. 01, 2026, which is 10% above its 10-year median of 24.69. GuruFocus rates JSE:ABG with a GF Score™ of 77/100 and a GF Value™ of R194.45 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,251 Banks companies, Absa Group ranks better than 96.88% on this metric.
Absa Group's yield on cost for the quarter that ended in Dec. 2025 was 27.13.
The historical rank and industry rank for Absa Group's 5-Year Yield-on-Cost % or its related term are showing as below:
JSE:ABG'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 5.57 Med: 24.69 Max: 58.48
Current: 27.13
During the past 13 years, Absa Group's highest Yield on Cost was 58.48. The lowest was 5.57. And the median was 24.69.
JSE:ABG's 5-Year Yield-on-Cost % is ranked better than 96.88% of 1251
companies
in the Banks industry
Industry Median: 3.84
vs JSE:ABG: 27.13
Absa Group (JSE:ABG) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Absa Group 5-Year Yield-on-Cost % Related Terms
JSE:ABG vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Absa Group's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Absa Group 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Absa Group's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Absa Group's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Absa Group is calculated as
Absa Group (JSE:ABG) has a 5-Year Yield-on-Cost % of 27.13 as of Aug. 01, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Absa Group and its competitors. This is 10% above median its historical median of 24.69. Over the past decade, Absa Group's 5-Year Yield-on-Cost % has ranged from 5.57 to 58.48. According to the industry distribution chart, Absa Group ranks #39 out of 1251 companies in the Banks industry, placing it in the top 3.1%.
Is Absa Group's 5-Year Yield-on-Cost % too high?
Absa Group's current 5-Year Yield-on-Cost % of 27.13 is 10% above median its 10-year median of 24.69. Over the past 10 years, this metric has ranged from a low of 5.57 to a high of 58.48. The Banks industry median 5-Year Yield-on-Cost % is 3.84. Absa Group's value of 27.13 is 606.5% above this industry median. Based on the distribution chart, Absa Group ranks #39 out of 1251 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Absa Group has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Absa Group's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Absa Group ranks #39 out of 1251 companies for 5-Year Yield-on-Cost %. This places Absa Group in the top 3% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.84. Absa Group's value of 27.13 is 606.5% above this benchmark. Historically, Absa Group's own 5-Year Yield-on-Cost % has ranged from 5.57 to 58.48 over the past decade. While the company's 10-year median is 24.69 vs. the industry median of 3.84, Absa Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Absa Group's current 5-Year Yield-on-Cost % of 27.13 is 606.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Absa Group and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Absa Group's current 5-Year Yield-on-Cost % is 27.13, which is 10% above median its own 10-year median of 24.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Absa Group stock overvalued right now?
Based on GuruFocus' analysis, Absa Group (JSE:ABG) is currently considered Modestly Overvalued. The stock's GF Value™ is R194.45, compared to a current price of R227.91 — trading 17.2% above its estimated fair value. The current 5-Year Yield-on-Cost % is 27.13, which is 10% above median its 10-year median of 24.69 and 606.5% above the Banks industry median of 3.84. Absa Group's overall GF Score™ is 77/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Absa Group (JSE:ABG), the current 5-Year Yield-on-Cost % is 27.13 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Absa Group (JSE:ABG) Overvalued in 2026?
Based on GuruFocus' analysis, Absa Group stock appears to be overvalued.
The current stock price of R227.91 is trading 17.2% above its estimated GF Value™ of R194.45.
GuruFocus considers Absa Group to be Modestly Overvalued.
Key valuation signals for JSE:ABG:
5-Year Yield-on-Cost %: 27.13 (10% above median its 10-year median of 24.69)
GF Value™: R194.45 vs. price of R227.91 (17.2% above fair value)
Industry Position: 606.5% above the Banks median (#39 of 1251)
No single metric tells the full story. See the JSE:ABG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Absa Group Ltd is a financial services company that has two main business segments: Personal and Private Banking offers a comprehensive range of product and services to the retail consumer segments. Customers are served through an extensive integrated channel network across physical and virtual points of presence, including partnerships, and more increasingly through digital. and Business Banking consists of business units and associated products where a designated client relationship exists. The business provides customers with a single relationship manager, supported by a team of specialists, rather than multiple touchpoints within the Group. Majority of the revenue is earn from Personal and Private Banking.
77GF Score
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