Absa Group (JSE:ABG) Margin of Safety % (DCF FCF Based): 77.97% (As of Jun. 26, 2026)


JSE:ABG Absa Group Ltd JSE:ABG
76 GF Score
Price R245.82
GF Value R193.35
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Absa Group Margin of Safety % (DCF FCF Based)?

Absa Group JSE:ABG +0.39% 76 Margin of Safety % (DCF FCF Based) is 77.97% as of Jun. 26, 2026. GuruFocus rates JSE:ABG with a GF Score™ of 76/100 and a GF Value™ of R193.35 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-26), Absa Group's Predictability Rank is 5-Stars. Absa Group's intrinsic value calculated from the Discounted FCF model is R264.45 and current share price is R245.82. Consequently,

Absa Group's Margin of Safety % (DCF FCF Based) using Discounted FCF model is 77.97%.

JSE:ABG vs PNC, USB: Margin of Safety % (DCF FCF Based) Comparison

For the Banks - Regional subindustry, Absa Group's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Absa Group Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Absa Group's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Absa Group's Margin of Safety % (DCF FCF Based) falls into.


JSE:ABG
76GF Score
Absa Group Ltd JSE:ABG
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Absa Group Margin of Safety % (DCF FCF Based) Calculation

Absa Group's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(1115.63-245.82)/1115.63
=77.97 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of 77.97% mean?
Absa Group (JSE:ABG) has a Margin of Safety % (DCF FCF Based) of 77.97% as of Jun. 26, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Absa Group.
Is Absa Group's Margin of Safety % (DCF FCF Based) too high?
Absa Group's current Margin of Safety % (DCF FCF Based) is 77.97%. Overall, Absa Group has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Absa Group's Margin of Safety % (DCF FCF Based) compare to PNC and USB?
Absa Group's Margin of Safety % (DCF FCF Based) of 77.97% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Banks company?
A good Margin of Safety % (DCF FCF Based) depends on the Banks industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Absa Group. Absa Group's current Margin of Safety % (DCF FCF Based) is 77.97%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Absa Group stock overvalued right now?
Based on GuruFocus' analysis, Absa Group (JSE:ABG) is currently considered Modestly Overvalued. The stock's GF Value™ is R193.35, compared to a current price of R245.82 — trading 27.1% above its estimated fair value. The current Margin of Safety % (DCF FCF Based) is 77.97%. Absa Group's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For Absa Group (JSE:ABG), the current Margin of Safety % (DCF FCF Based) is 77.97% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Absa Group (JSE:ABG) Overvalued in 2026?

Based on GuruFocus' analysis, Absa Group stock appears to be overvalued. The current stock price of R245.82 is trading 27.1% above its estimated GF Value™ of R193.35. GuruFocus considers Absa Group to be Modestly Overvalued.

Key valuation signals for JSE:ABG:

  • Margin of Safety % (DCF FCF Based): 77.97%
  • GF Value™: R193.35 vs. price of R245.82 (27.1% above fair value)
  • GF Score™: 76/100 with 5 warning signs

No single metric tells the full story. See the JSE:ABG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Absa Group Business Description

Other Exchanges AGRPY:USAAU61:Germany
Address 15 Troye Street, PO Box 7735, 7th Floor, Absa Towers West, Johannesburg, GT, ZAF, 2000
Absa Group Ltd is a financial services company that has two main business segments: Personal and Private Banking offers a comprehensive range of product and services to the retail consumer segments. Customers are served through an extensive integrated channel network across physical and virtual points of presence, including partnerships, and more increasingly through digital. and Business Banking consists of business units and associated products where a designated client relationship exists. The business provides customers with a single relationship manager, supported by a team of specialists, rather than multiple touchpoints within the Group. Majority of the revenue is earn from Personal and Private Banking.
76GF Score

Get the complete analysis for JSE:ABG

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R245.82
Price
R193.35
GF Value