Clientele (JSE:CLI) Net Loan: R0 Mil (As of Dec. 2025)

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JSE:CLI Clientele Ltd JSE:CLI
50 GF Score
Price R19.71
GF Value R18.65
Valuation Fairly Valued
! 8 Warning Signs
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What is Clientele Net Loan?

Clientele JSE:CLI 50 Net Loan is R0 Mil as of Dec. 2025. GuruFocus rates JSE:CLI with a GF Score™ of 50/100 and a GF Value™ of R18.65 (Fairly Valued). The stock has 8 warning signs investors should review.

Clientele Net Loan Historical Data

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The historical data trend for Clientele's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Clientele Net Loan Chart

Clientele Annual Data
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Net Loan
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Clientele Semi-Annual Data
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JSE:CLI
50GF Score
Clientele Ltd JSE:CLI
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Clientele Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of R0 Mil mean?
Clientele (JSE:CLI) has a Net Loan of R0 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Clientele and its competitors.
Is Clientele's Net Loan too high?
Clientele's current Net Loan is R0 Mil. Overall, Clientele has a GF Score™ of 50/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Clientele's Net Loan compare to BRK.A and AIG?
Clientele's Net Loan of R0 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for an Insurance company?
A good Net Loan depends on the Insurance industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Clientele and its competitors. Clientele's current Net Loan is R0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clientele stock overvalued right now?
Based on GuruFocus' analysis, Clientele (JSE:CLI) is currently considered Fairly Valued. The stock's GF Value™ is R18.65, compared to a current price of R19.71 — trading 5.7% above its estimated fair value. The current Net Loan is R0 Mil. Clientele's overall GF Score™ is 50/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Clientele (JSE:CLI), the current Net Loan is R0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Clientele (JSE:CLI) Overvalued in 2026?

Based on GuruFocus' analysis, Clientele stock appears to be overvalued. The current stock price of R19.71 is trading 5.7% above its estimated GF Value™ of R18.65. GuruFocus considers Clientele to be Fairly Valued.

Key valuation signals for JSE:CLI:

  • Net Loan: R0 Mil
  • GF Value™: R18.65 vs. price of R19.71 (5.7% above fair value)
  • GF Score™: 50/100 with 8 warning signs

No single metric tells the full story. See the JSE:CLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Clientele Business Description

Address Corner Rivonia and Alon Roads Morningside, Clientele Office Park, Johannesburg, GT, ZAF, 2196
Clientele Ltd is a diversified financial services group. It markets, distributes, and underwrites insurance and investment products. The company's operating segment includes Clientele Life Insurance, 1Life Insurance, Non-Life Insurance, Emerald Life Insurance, and CBC Rewards, Mobile & Direct Rewards. Its insurance products and services include Legal, Mobile, Wealth, Credit Life, Investments, and others. It generates maximum revenue from the 1Life insurance segment, which involves the sale and administration of long-term insurance risk policies. The group currently operates in the South African market only.
50GF Score

Get the complete analysis for JSE:CLI

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R19.71
Price
R18.65
GF Value