Clientele (JSE:CLI) 3-1 Month Momentum %: 24.19% (As of Sep. 04, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

JSE:CLI Clientele Ltd JSE:CLI
50 GF Score
Price R19.71
GF Value R18.74
! 8 Warning Signs
View Full Analysis

What is Clientele 3-1 Month Momentum %?

Clientele JSE:CLI 50 3-1 Month Momentum % is 24.19% as of Sep. 04, 2026. GuruFocus rates JSE:CLI with a GF Score™ of 50/100 and a GF Value™ of R18.74. The stock has 8 warning signs investors should review.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-09-04), Clientele's 3-1 Month Momentum % is 24.19%.

The industry rank for Clientele's 3-1 Month Momentum % or its related term are showing as below:

JSE:CLI's 3-1 Month Momentum % is not ranked
in the Insurance industry.
Industry Median: 5.8 vs JSE:CLI: 24.19

Clientele  (JSE:CLI) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Clientele 3-1 Month Momentum % Related Terms


JSE:CLI vs BRK.A, AIG, HIG: 3-1 Month Momentum % Comparison

For the Insurance - Diversified subindustry, Clientele's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Clientele 3-1 Month Momentum % vs Insurance Industry

For the Insurance industry and Financial Services sector, Clientele's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Clientele's 3-1 Month Momentum % falls into.


JSE:CLI
50GF Score
Clientele Ltd JSE:CLI
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Clientele  (JSE:CLI) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 24.19% mean?
Clientele (JSE:CLI) has a 3-1 Month Momentum % of 24.19% as of Sep. 04, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Clientele and its competitors.
Is Clientele's 3-1 Month Momentum % too high?
Clientele's current 3-1 Month Momentum % is 24.19%. The Insurance industry median 3-1 Month Momentum % is 5.80. Clientele's value of 24.19% is 317.1% above this industry median. Overall, Clientele has a GF Score™ of 50/100, reflecting its overall financial health beyond just this single metric.
How does Clientele's 3-1 Month Momentum % compare to BRK.A and AIG?
Clientele's 3-1 Month Momentum % of 24.19% can be compared against companies in the Insurance industry. The industry median 3-1 Month Momentum % is 5.80. Clientele's value of 24.19% is 317.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for an Insurance company?
The median 3-1 Month Momentum % among Insurance companies is 5.80, based on 569 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Clientele's current 3-1 Month Momentum % of 24.19% is 317.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Clientele and its competitors. For the Insurance industry, the median 3-1 Month Momentum % is 5.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Clientele's current 3-1 Month Momentum % is 24.19%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clientele stock overvalued right now?
Clientele (JSE:CLI) has a current 3-1 Month Momentum % of 24.19%. The stock's GF Value™ is R18.74, compared to a current price of R19.71 — trading 5.2% above its estimated fair value. The current 3-1 Month Momentum % is 24.19% and 317.1% above the Insurance industry median of 5.80. Clientele's overall GF Score™ is 50/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Clientele (JSE:CLI), the current 3-1 Month Momentum % is 24.19% as of Sep. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Clientele (JSE:CLI) Overvalued in 2026?

Based on GuruFocus' analysis, Clientele stock appears to be overvalued. The current stock price of R19.71 is trading 5.2% above its estimated GF Value™ of R18.74.

Key valuation signals for JSE:CLI:

  • 3-1 Month Momentum %: 24.19%
  • GF Value™: R18.74 vs. price of R19.71 (5.2% above fair value)
  • GF Score™: 50/100 with 8 warning signs
  • Industry Position: 317.1% above the Insurance median

No single metric tells the full story. See the JSE:CLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Clientele Business Description

Address Corner Rivonia and Alon Roads Morningside, Clientele Office Park, Johannesburg, GT, ZAF, 2196
Clientele Ltd is a diversified financial services group. It markets, distributes, and underwrites insurance and investment products. The company's operating segment includes Clientele Life Insurance, 1Life Insurance, Non-Life Insurance, Emerald Life Insurance, and CBC Rewards, Mobile & Direct Rewards. Its insurance products and services include Legal, Mobile, Wealth, Credit Life, Investments, and others. It generates maximum revenue from the 1Life insurance segment, which involves the sale and administration of long-term insurance risk policies. The group currently operates in the South African market only.
50GF Score

Get the complete analysis for JSE:CLI

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R19.71
Price
R18.74
GF Value