ClienteleJSE:CLI 48 Shareholder Yield % is 0.25% as of Dec. 2025, which is 97% below its 10-year median of 8.78. GuruFocus rates JSE:CLI with a GF Score™ of 48/100 and a GF Value™ of R18.47 (Fairly Valued). The stock has 8 warning signs investors should review. Among 491 Insurance companies, Clientele ranks worse than 70.67% on this metric.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return.
As of today, Clientele's Shareholder Yield % was 0.25%.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."
Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.
Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.
Clientele Shareholder Yield % Related Terms
Clientele Shareholder Yield % Historical Data
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The historical data trend for Clientele's Shareholder Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JSE:CLI vs BRK.A, AIG, HIG: Shareholder Yield % Comparison
For the Insurance - Diversified subindustry, Clientele's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Clientele Shareholder Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Clientele's Shareholder Yield % distribution charts can be found below:
* The bar in red indicates where Clientele's Shareholder Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
Clientele (JSE:CLI) has a Shareholder Yield % of 0.25% as of Dec. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Clientele and its competitors. This is 97% below median its historical median of 8.78. Over the past decade, Clientele's Shareholder Yield % has ranged from 0.07 to 14.43. According to the industry distribution chart, Clientele ranks #347 out of 491 companies in the Insurance industry, placing it in the top 70.7%.
Is Clientele's Shareholder Yield % too high?
Clientele's current Shareholder Yield % of 0.25% is 97% below median its 10-year median of 8.78. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 14.43. The Insurance industry median Shareholder Yield % is 2.77. Clientele's value of 0.25% is 91% below this industry median. Based on the distribution chart, Clientele ranks #347 out of 491 companies in the Insurance industry, which is below the industry midpoint. Overall, Clientele has a GF Score™ of 48/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Clientele's Shareholder Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Clientele ranks #347 out of 491 companies for Shareholder Yield %. This places Clientele in the lower half of its industry. The industry median Shareholder Yield % is 2.77. Clientele's value of 0.25% is 91% below this benchmark. Historically, Clientele's own Shareholder Yield % has ranged from 0.07 to 14.43 over the past decade. While the company's 10-year median is 8.78 vs. the industry median of 2.77, Clientele has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for an Insurance company?
The median Shareholder Yield % among Insurance companies is 2.77, based on 491 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Clientele's current Shareholder Yield % of 0.25% is 91% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Clientele and its competitors. For the Insurance industry, the median Shareholder Yield % is 2.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Clientele's current Shareholder Yield % is 0.25%, which is 97% below median its own 10-year median of 8.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clientele stock overvalued right now?
Based on GuruFocus' analysis, Clientele (JSE:CLI) is currently considered Fairly Valued. The stock's GF Value™ is R18.47, compared to a current price of R19.71 — trading 6.7% above its estimated fair value. The current Shareholder Yield % is 0.25%, which is 97% below median its 10-year median of 8.78 and 91% below the Insurance industry median of 2.77. Clientele's overall GF Score™ is 48/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Clientele (JSE:CLI), the current Shareholder Yield % is 0.25% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Clientele (JSE:CLI) Overvalued in 2026?
Based on GuruFocus' analysis, Clientele stock appears to be overvalued.
The current stock price of R19.71 is trading 6.7% above its estimated GF Value™ of R18.47.
GuruFocus considers Clientele to be Fairly Valued.
Key valuation signals for JSE:CLI:
Shareholder Yield %: 0.25% (97% below median its 10-year median of 8.78)
GF Value™: R18.47 vs. price of R19.71 (6.7% above fair value)
Industry Position: 91% below the Insurance median (#347 of 491)
No single metric tells the full story. See the JSE:CLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Clientele Ltd is a diversified financial services group. It markets, distributes, and underwrites insurance and investment products. The company's operating segment includes Clientele Life Insurance, 1Life Insurance, Non-Life Insurance, Emerald Life Insurance, and CBC Rewards, Mobile & Direct Rewards. Its insurance products and services include Legal, Mobile, Wealth, Credit Life, Investments, and others. It generates maximum revenue from the 1Life insurance segment, which involves the sale and administration of long-term insurance risk policies. The group currently operates in the South African market only.
48GF Score
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