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ClienteleJSE:CLI 48 EPS without NRI is R1.80 as of Dec. 2025. GuruFocus rates JSE:CLI with a GF Score™ of 48/100 and a GF Value™ of R18.51 (Fairly Valued). The stock has 8 warning signs investors should review. Among 400 Insurance companies, Clientele ranks worse than 71.25% on this metric.
Clientele's earnings per share without non-recurring items for the
six
months ended in Dec. 2025 was R1.03.
Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was R1.80.
During the past 12 months, Clientele's average earnings per share (NRI) Growth Rate was 44.70% per year.
During the past 3 years, the average earnings per share (NRI) Growth Rate was 5.10% per year.
During the past 5 years, the average earnings per share (NRI) Growth Rate was 3.40% per year.
During the past 10 years, the average earnings per share (NRI) Growth Rate was -0.60% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.
The historical rank and industry rank for Clientele's EPS without NRI or its related term are showing as below:
JSE:CLI'
s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -45.8 Med: 7 Max: 25
Current: 5.1
During the past 13 years, Clientele's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 25.00% per year. The lowest was -45.80% per year. And the median was 7.00% per year.
JSE:CLI's 3-Year EPS without NRI Growth Rate is ranked worse than 71.25% of 400
companies
in the Insurance industry
Industry Median: 16.45
vs JSE:CLI: 5.10
Clientele's EPS (Diluted) for the
six
months ended in Dec. 2025 was R1.03.
Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was R1.80.
Clientele's EPS (Basic) for the
six
months ended in Dec. 2025 was R1.04.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was R1.80.
Clientele (JSE:CLI) EPS without NRI Explanation
EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Clientele EPS without NRI Related Terms
Clientele EPS without NRI Historical Data
* Premium members only.
The historical data trend for Clientele's EPS without NRI can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JSE:CLI vs BRK.A, AIG, HIG: EPS without NRI Comparison
For the Insurance - Diversified subindustry, Clientele's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Clientele PE Ratio without NRI vs Insurance Industry
For the Insurance industry and Financial Services sector, Clientele's PE Ratio without NRI distribution charts can be found below:
* The bar in red indicates where Clientele's PE Ratio without NRI falls into.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.
EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was R1.80
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Clientele (JSE:CLI) has a EPS without NRI of R1.80 as of Dec. 2025. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Clientele and its competitors. According to the industry distribution chart, Clientele ranks #285 out of 400 companies in the Insurance industry, placing it in the top 71.2%.
Is Clientele's EPS without NRI too high?
Clientele's current EPS without NRI is R1.80. Based on the distribution chart, Clientele ranks #285 out of 400 companies in the Insurance industry, which is below the industry midpoint. Overall, Clientele has a GF Score™ of 48/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Clientele's EPS without NRI compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Clientele ranks #285 out of 400 companies for EPS without NRI. This places Clientele in the lower half of its industry. The industry median EPS without NRI is 16.45. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for an Insurance company?
The median EPS without NRI among Insurance companies is 16.45, based on 400 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Clientele and its competitors. For the Insurance industry, the median EPS without NRI is 16.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Clientele's current EPS without NRI is R1.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clientele stock overvalued right now?
Based on GuruFocus' analysis, Clientele (JSE:CLI) is currently considered Fairly Valued. The stock's GF Value™ is R18.51, compared to a current price of R19.71 — trading 6.5% above its estimated fair value. The current EPS without NRI is R1.80. Clientele's overall GF Score™ is 48/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Clientele (JSE:CLI), the current EPS without NRI is R1.80 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Clientele (JSE:CLI) Overvalued in 2026?
Based on GuruFocus' analysis, Clientele stock appears to be overvalued.
The current stock price of R19.71 is trading 6.5% above its estimated GF Value™ of R18.51.
GuruFocus considers Clientele to be Fairly Valued.
Key valuation signals for JSE:CLI:
EPS without NRI: R1.80
GF Value™: R18.51 vs. price of R19.71 (6.5% above fair value)
No single metric tells the full story. See the JSE:CLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Clientele Ltd is a diversified financial services group. It markets, distributes, and underwrites insurance and investment products. The company's operating segment includes Clientele Life Insurance, 1Life Insurance, Non-Life Insurance, Emerald Life Insurance, and CBC Rewards, Mobile & Direct Rewards. Its insurance products and services include Legal, Mobile, Wealth, Credit Life, Investments, and others. It generates maximum revenue from the 1Life insurance segment, which involves the sale and administration of long-term insurance risk policies. The group currently operates in the South African market only.
48GF Score
Get the complete analysis for JSE:CLI
EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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