Clientele (JSE:CLI) EPS (Basic): R1.80 (TTM As of Dec. 2025)

What is Clientele EPS (Basic)?

Clientele JSE:CLI +0.51% 59 EPS (Basic) is R1.80 as of Dec. 2025. GuruFocus rates JSE:CLI with a GF Score™ of 59/100 and a GF Value™ of R18.40 (Fairly Valued). The stock has 7 warning signs investors should review.

Clientele's basic earnings per share (Basic EPS) for the six months ended in Dec. 2025 was R1.04. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Dec. 2025 was R1.80.

Clientele's EPS (Diluted) for the six months ended in Dec. 2025 was R1.03. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was R1.80.

Clientele's EPS without NRI for the six months ended in Dec. 2025 was R1.03. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was 1.80.

During the past 12 months, Clientele's average EPS without NRIGrowth Rate was 44.70% per year. During the past 3 years, the average EPS without NRI Growth Rate was 5.10% per year. During the past 5 years, the average EPS without NRI Growth Rate was 3.40% per year. During the past 10 years, the average EPS without NRI Growth Rate was -0.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Clientele's highest 3-Year average EPS without NRI Growth Rate was 25.00% per year. The lowest was -45.80% per year. And the median was 7.00% per year.

Clientele (JSE:CLI) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Clientele EPS (Basic) Related Terms

Clientele EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Clientele's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Clientele EPS (Basic) Chart

Clientele Annual Data

Trend

Jun16

Jun17

Jun18

Jun19

Jun20

Jun21

Jun22

Jun23

Jun24

Jun25

EPS (Basic)

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1.17

1.25

1.03

0.98

2.35

Clientele Semi-Annual Data
	Jun16	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23	Jun24	Dec24	Jun25	Dec25
EPS (Basic)	Get a 7-Day Free Trial															0.50	0.49	1.58	0.77	1.04

59GF Score

Clientele Ltd JSE:CLI

EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.

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Clientele EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Clientele's Basic EPS for the fiscal year that ended in Jun. 2025 is calculated as

Basic EPS (A: Jun. 2025 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(1054.738	-	0)	/	448.692
	=	2.35

Clientele's Basic EPS for the quarter that ended in Dec. 2025 is calculated as

Basic EPS (Q: Dec. 2025 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(469.274	-	0)	/	453.270
	=	1.04

EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was R1.80

Frequently Asked Questions Learn more about EPS (Basic) →

What does a EPS (Basic) of R1.80 mean?

Clientele (JSE:CLI) has a EPS (Basic) of R1.80 as of Dec. 2025. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Clientele and its competitors.

Is Clientele's EPS (Basic) too high?

Clientele's current EPS (Basic) is R1.80. Overall, Clientele has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does Clientele's EPS (Basic) compare to BRK.A and AIG?

Clientele's EPS (Basic) of R1.80 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good EPS (Basic) for an Insurance company?

A good EPS (Basic) depends on the Insurance industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high EPS (Basic) mean?

A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Clientele and its competitors. Clientele's current EPS (Basic) is R1.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Clientele stock overvalued right now?

Based on GuruFocus' analysis, Clientele (JSE:CLI) is currently considered Fairly Valued. The stock's GF Value™ is R18.40, compared to a current price of R19.71 — trading 7.1% above its estimated fair value. The current EPS (Basic) is R1.80. Clientele's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is EPS (Basic) calculated?

EPS (Basic) is calculated from a company's financial statements. For Clientele (JSE:CLI), the current EPS (Basic) is R1.80 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Clientele (JSE:CLI) Overvalued in 2026?

Based on GuruFocus' analysis, Clientele stock appears to be overvalued. The current stock price of R19.71 is trading 7.1% above its estimated GF Value™ of R18.40. GuruFocus considers Clientele to be Fairly Valued.

Key valuation signals for JSE:CLI:

EPS (Basic): R1.80
GF Value™: R18.40 vs. price of R19.71 (7.1% above fair value)
GF Score™: 59/100 with 7 warning signs

No single metric tells the full story. See the JSE:CLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Clientele Business Description

Industry Financial Services Insurance

Comparable Companies JSE:SNT BRK.A XTER:ALV XSWX:ZURN XPAR:CS MIL:G TSX:SLF AIG HIG ACGL XTER:TLX XSWX:SLHN OHEL:SAMPO XSWX:HBAN LSE:AV.XAMS:NN XTAE:PHOE XBRU:AGS XAMS:ASRNL XMAD:MAP

Address Corner Rivonia and Alon Roads Morningside, Clientele Office Park, Johannesburg, GT, ZAF, 2196

Website https://www.clientele.co.za

Clientele Ltd is a diversified financial services group. It markets, distributes, and underwrites insurance and investment products. The company's operating segment includes Clientele Life Insurance, 1Life Insurance, Non-Life Insurance, Emerald Life Insurance, and CBC Rewards, Mobile & Direct Rewards. Its insurance products and services include Legal, Mobile, Wealth, Credit Life, Investments, and others. It generates maximum revenue from the 1Life insurance segment, which involves the sale and administration of long-term insurance risk policies. The group currently operates in the South African market only.

59GF Score

Get the complete analysis for JSE:CLI

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R19.71

Price

R18.40

GF Value

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