Clientele (JSE:CLI) Margin of Safety % (DCF Earnings Based): N/A (As of Jun. 24, 2026)


JSE:CLI Clientele Ltd JSE:CLI
59 GF Score
Price R19.71
GF Value R18.40
Valuation Fairly Valued
! 7 Warning Signs
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What is Clientele Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Clientele's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

JSE:CLI vs BRK.A, AIG, HIG: Margin of Safety % (DCF Earnings Based) Comparison

For the Insurance - Diversified subindustry, Clientele's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Clientele Margin of Safety % (DCF Earnings Based) vs Insurance Industry

For the Insurance industry and Financial Services sector, Clientele's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Clientele's Margin of Safety % (DCF Earnings Based) falls into.


JSE:CLI
59GF Score
Clientele Ltd JSE:CLI
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Clientele (JSE:CLI) Overvalued in 2026?

Based on GuruFocus' analysis, Clientele stock appears to be overvalued. The current stock price of R19.71 is trading 7.1% above its estimated GF Value™ of R18.40. GuruFocus considers Clientele to be Fairly Valued.

Key valuation signals for JSE:CLI:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: R18.40 vs. price of R19.71 (7.1% above fair value)
  • GF Score™: 59/100 with 7 warning signs

No single metric tells the full story. See the JSE:CLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Clientele Business Description

Address Corner Rivonia and Alon Roads Morningside, Clientele Office Park, Johannesburg, GT, ZAF, 2196
Clientele Ltd is a diversified financial services group. It markets, distributes, and underwrites insurance and investment products. The company's operating segment includes Clientele Life Insurance, 1Life Insurance, Non-Life Insurance, Emerald Life Insurance, and CBC Rewards, Mobile & Direct Rewards. Its insurance products and services include Legal, Mobile, Wealth, Credit Life, Investments, and others. It generates maximum revenue from the 1Life insurance segment, which involves the sale and administration of long-term insurance risk policies. The group currently operates in the South African market only.
59GF Score

Get the complete analysis for JSE:CLI

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R19.71
Price
R18.40
GF Value