MCB Bank (KAR:MCB) Net Loan: ₨926,533 Mil (As of Mar. 2026)

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KAR:MCB MCB Bank Ltd KAR:MCB
64 GF Score
Price ₨419.92
GF Value ₨232.29
Valuation Significantly Overvalued
! 8 Warning Signs
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What is MCB Bank Net Loan?

MCB Bank KAR:MCB -0.81% 64 Net Loan is ₨926,533 Mil as of Mar. 2026. GuruFocus rates KAR:MCB with a GF Score™ of 64/100 and a GF Value™ of ₨232.29 (Significantly Overvalued). The stock has 8 warning signs investors should review.

MCB Bank's quarterly net loan increased from Sep. 2025 (₨832,622 Mil) to Dec. 2025 (₨867,512 Mil) and increased from Dec. 2025 (₨867,512 Mil) to Mar. 2026 (₨926,533 Mil).

MCB Bank's annual net loan increased from Dec. 2023 (₨716,700 Mil) to Dec. 2024 (₨867,512 Mil) but then declined from Dec. 2024 (₨867,512 Mil) to Dec. 2025 (₨926,533 Mil).

MCB Bank Net Loan Historical Data

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The historical data trend for MCB Bank's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MCB Bank Net Loan Chart

MCB Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 686,812.47 862,443.05 716,700.35 1,180,814.73 867,511.73

MCB Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 899,812.37 899,812.37 832,622.46 867,511.73 926,533.03
KAR:MCB
64GF Score
MCB Bank Ltd KAR:MCB
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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MCB Bank Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of ₨926,533 Mil mean?
MCB Bank (KAR:MCB) has a Net Loan of ₨926,533 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on MCB Bank and its competitors.
Is MCB Bank's Net Loan too high?
MCB Bank's current Net Loan is ₨926,533 Mil. Overall, MCB Bank has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MCB Bank's Net Loan compare to competitors?
MCB Bank's Net Loan of ₨926,533 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on MCB Bank and its competitors. MCB Bank's current Net Loan is ₨926,533 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MCB Bank stock overvalued right now?
Based on GuruFocus' analysis, MCB Bank (KAR:MCB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨232.29, compared to a current price of ₨419.92 — trading 80.8% above its estimated fair value. The current Net Loan is ₨926,533 Mil. MCB Bank's overall GF Score™ is 64/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For MCB Bank (KAR:MCB), the current Net Loan is ₨926,533 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MCB Bank (KAR:MCB) Overvalued in 2026?

Based on GuruFocus' analysis, MCB Bank stock appears to be overvalued. The current stock price of ₨419.92 is trading 80.8% above its estimated GF Value™ of ₨232.29. GuruFocus considers MCB Bank to be Significantly Overvalued.

Key valuation signals for KAR:MCB:

  • Net Loan: ₨926,533 Mil
  • GF Value™: ₨232.29 vs. price of ₨419.92 (80.8% above fair value)
  • GF Score™: 64/100 with 8 warning signs

No single metric tells the full story. See the KAR:MCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MCB Bank Business Description

Address 15-Main Gulberg, Jail Road, MCB House, Gulburg, Lahore, PB, PAK
MCB Bank Ltd is a commercial banking company operating in Pakistan. The bank provides services through its segments such as Retail Banking, Corporate Banking, Treasury, International banking and others. The majority of the bank's revenues are generated from the Retail banking segment, which includes retail lending and deposits, banking services, cards, and branchless banking. Retail banking offers services such as retail and private lending & deposits and other banking services offered to individual customers and small and medium-term companies. MCB Bank derives majority of its business from its domestic operations. It also has branches across South Asia and the Middle East.
64GF Score

Get the complete analysis for KAR:MCB

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨419.92
Price
₨232.29
GF Value