MCB Bank (KAR:MCB) ROE % Adjusted to Book Value: 11.65% (As of Mar. 2026)

MCB Bank KAR:MCB -0.72% 67 ROE % Adjusted to Book Value is 11.65% as of Mar. 2026. GuruFocus rates KAR:MCB with a GF Score™ of 67/100 and a GF Value™ of ₨235.55 (Significantly Overvalued). The stock has 8 warning signs investors should review.

MCB Bank's ROE % for the quarter that ended in Mar. 2026 was 16.08%. MCB Bank's PB Ratio for the quarter that ended in Mar. 2026 was 1.38. MCB Bank's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 11.65%.

MCB Bank ROE % Adjusted to Book Value Related Terms

MCB Bank ROE % Adjusted to Book Value Historical Data

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The historical data trend for MCB Bank's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MCB Bank ROE % Adjusted to Book Value Chart

MCB Bank Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

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Dec25

ROE % Adjusted to Book Value

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16.41

26.13

35.20

20.64

13.99

MCB Bank Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
ROE % Adjusted to Book Value	Get a 7-Day Free Trial															17.79	17.13	14.86	12.88	11.65

MCB Bank ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, MCB Bank's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

MCB Bank ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, MCB Bank's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where MCB Bank's ROE % Adjusted to Book Value falls into.

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67GF Score

MCB Bank Ltd KAR:MCB

ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.

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MCB Bank ROE % Adjusted to Book Value Calculation

MCB Bank's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value	=	ROE %	/	PB Ratio
	=	18.75%	/	1.34
	=	13.99%

MCB Bank's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value	=	ROE %	/	PB Ratio
	=	16.08%	/	1.38
	=	11.65%

Frequently Asked Questions Learn more about ROE % Adjusted to Book Value →

What does a ROE % Adjusted to Book Value of 11.65% mean?

MCB Bank (KAR:MCB) has a ROE % Adjusted to Book Value of 11.65% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on MCB Bank and its competitors.

Is MCB Bank's ROE % Adjusted to Book Value too high?

MCB Bank's current ROE % Adjusted to Book Value is 11.65%. Overall, MCB Bank has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does MCB Bank's ROE % Adjusted to Book Value compare to competitors?

MCB Bank's ROE % Adjusted to Book Value of 11.65% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good ROE % Adjusted to Book Value for a Banks company?

A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high ROE % Adjusted to Book Value mean?

A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on MCB Bank and its competitors. MCB Bank's current ROE % Adjusted to Book Value is 11.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is MCB Bank stock overvalued right now?

Based on GuruFocus' analysis, MCB Bank (KAR:MCB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨235.55, compared to a current price of ₨423.75 — trading 79.9% above its estimated fair value. The current ROE % Adjusted to Book Value is 11.65%. MCB Bank's overall GF Score™ is 67/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is ROE % Adjusted to Book Value calculated?

ROE % Adjusted to Book Value is calculated from a company's financial statements. For MCB Bank (KAR:MCB), the current ROE % Adjusted to Book Value is 11.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MCB Bank (KAR:MCB) Overvalued in 2026?

Based on GuruFocus' analysis, MCB Bank stock appears to be overvalued. The current stock price of ₨423.75 is trading 79.9% above its estimated GF Value™ of ₨235.55. GuruFocus considers MCB Bank to be Significantly Overvalued.

Key valuation signals for KAR:MCB:

ROE % Adjusted to Book Value: 11.65%
GF Value™: ₨235.55 vs. price of ₨423.75 (79.9% above fair value)
GF Score™: 67/100 with 8 warning signs

No single metric tells the full story. See the KAR:MCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MCB Bank Business Description

Industry Financial Services Banks

Comparable Companies KAR:HBL KAR:NBP KAR:SCBPL KAR:ABL KAR:BAHL KAR:BAFL KAR:AKBL KAR:FABL KAR:HMB KAR:BOP SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Address 15-Main Gulberg, Jail Road, MCB House, Gulburg, Lahore, PB, PAK

Website https://www.mcb.com.pk

MCB Bank Ltd is a commercial banking company operating in Pakistan. The bank provides services through its segments such as Retail Banking, Corporate Banking, Treasury, International banking and others. The majority of the bank's revenues are generated from the Retail banking segment, which includes retail lending and deposits, banking services, cards, and branchless banking. Retail banking offers services such as retail and private lending & deposits and other banking services offered to individual customers and small and medium-term companies. MCB Bank derives majority of its business from its domestic operations. It also has branches across South Asia and the Middle East.

67GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨423.75

Price

₨235.55

GF Value

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