MCB Bank (KAR:MCB) FCF Yield %: 31.38 (As of Jun. 29, 2026) — 49% Below Median


KAR:MCB MCB Bank Ltd KAR:MCB
67 GF Score
Price ₨403.75
GF Value ₨236.18
Valuation Significantly Overvalued
! 8 Warning Signs
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What is MCB Bank FCF Yield %?

MCB Bank KAR:MCB 67 FCF Yield % is 31.38 as of Jun. 29, 2026, which is 49% below its 10-year median of 61.30. GuruFocus rates KAR:MCB with a GF Score™ of 67/100 and a GF Value™ of ₨236.18 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,507 Banks companies, MCB Bank ranks better than 82.75% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, MCB Bank's Trailing 12-Month Free Cash Flow is ₨150,120 Mil, and Market Cap is ₨478,468 Mil. Therefore, MCB Bank's FCF Yield % for today is 31.38%.

The historical rank and industry rank for MCB Bank's FCF Yield % or its related term are showing as below:

KAR:MCB' s FCF Yield % Range Over the Past 10 Years
Min: -87.87   Med: 61.3   Max: 218.26
Current: 31.38


During the past 13 years, the highest FCF Yield % of MCB Bank was 218.26%. The lowest was -87.87%. And the median was 61.30%.

KAR:MCB's FCF Yield % is ranked better than
82.75% of 1507 companies
in the Banks industry
Industry Median: 8.14 vs KAR:MCB: 31.38

MCB Bank's FCF Margin % for the quarter that ended in Mar. 2026 was 66.91%.


MCB Bank FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


MCB Bank FCF Yield % Related Terms


MCB Bank FCF Yield % Historical Data

* Premium members only.

The historical data trend for MCB Bank's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MCB Bank FCF Yield % Chart

MCB Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 62.75 -26.94 212.90 -28.41 180.88

MCB Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 837.82 327.91 -107.75 -44.13 30.86

MCB Bank FCF Yield % Competitor Comparison

For the Banks - Regional subindustry, MCB Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MCB Bank FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, MCB Bank's FCF Yield % distribution charts can be found below:

* The bar in red indicates where MCB Bank's FCF Yield % falls into.


KAR:MCB
67GF Score
MCB Bank Ltd KAR:MCB
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

MCB Bank FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

MCB Bank's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=813197.517 / 449588.0628
=180.88%

MCB Bank's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=33567.582 * 4 / 435071.0778
=30.86%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 31.38 mean?
MCB Bank (KAR:MCB) has a FCF Yield % of 31.38 as of Jun. 29, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on MCB Bank and its competitors. This is 49% below median its historical median of 61.30. According to the industry distribution chart, MCB Bank ranks #260 out of 1507 companies in the Banks industry, placing it in the top 17.3%.
Is MCB Bank's FCF Yield % too high?
MCB Bank's current FCF Yield % of 31.38 is 49% below median its 10-year median of 61.30. The Banks industry median FCF Yield % is 8.14. MCB Bank's value of 31.38 is 285.5% above this industry median. Based on the distribution chart, MCB Bank ranks #260 out of 1507 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, MCB Bank has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MCB Bank's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, MCB Bank ranks #260 out of 1507 companies for FCF Yield %. This places MCB Bank in the top 17% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.14. MCB Bank's value of 31.38 is 285.5% above this benchmark. While the company's 10-year median is 61.30 vs. the industry median of 8.14, MCB Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.14, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MCB Bank's current FCF Yield % of 31.38 is 285.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on MCB Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MCB Bank's current FCF Yield % is 31.38, which is 49% below median its own 10-year median of 61.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MCB Bank stock overvalued right now?
Based on GuruFocus' analysis, MCB Bank (KAR:MCB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨236.18, compared to a current price of ₨403.75 — trading 71% above its estimated fair value. The current FCF Yield % is 31.38, which is 49% below median its 10-year median of 61.30 and 285.5% above the Banks industry median of 8.14. MCB Bank's overall GF Score™ is 67/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For MCB Bank (KAR:MCB), the current FCF Yield % is 31.38 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MCB Bank (KAR:MCB) Overvalued in 2026?

Based on GuruFocus' analysis, MCB Bank stock appears to be overvalued. The current stock price of ₨403.75 is trading 71% above its estimated GF Value™ of ₨236.18. GuruFocus considers MCB Bank to be Significantly Overvalued.

Key valuation signals for KAR:MCB:

  • FCF Yield %: 31.38 (49% below median its 10-year median of 61.30)
  • GF Value™: ₨236.18 vs. price of ₨403.75 (71% above fair value)
  • GF Score™: 67/100 with 8 warning signs
  • Industry Position: 285.5% above the Banks median (#260 of 1507)

No single metric tells the full story. See the KAR:MCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MCB Bank Business Description

Address 15-Main Gulberg, Jail Road, MCB House, Gulburg, Lahore, PB, PAK
MCB Bank Ltd is a commercial banking company operating in Pakistan. The bank provides services through its segments such as Retail Banking, Corporate Banking, Treasury, International banking and others. The majority of the bank's revenues are generated from the Retail banking segment, which includes retail lending and deposits, banking services, cards, and branchless banking. Retail banking offers services such as retail and private lending & deposits and other banking services offered to individual customers and small and medium-term companies. MCB Bank derives majority of its business from its domestic operations. It also has branches across South Asia and the Middle East.
67GF Score

Get the complete analysis for KAR:MCB

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨403.75
Price
₨236.18
GF Value