MCB Bank (KAR:MCB) Dividend Payout Ratio: 0.81 (As of Mar. 2026) — Near Median

What is MCB Bank Dividend Payout Ratio?

MCB Bank KAR:MCB -0.72% 67 Dividend Payout Ratio is 0.81 as of Mar. 2026, which is 7% above its 10-year median of 0.76. GuruFocus rates KAR:MCB with a GF Score™ of 67/100 and a GF Value™ of ₨235.55 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,169 Banks companies, MCB Bank ranks worse than 92.13% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. MCB Bank's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.81.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of MCB Bank Ltd is 0.74, which seems too high.

The historical rank and industry rank for MCB Bank's Dividend Payout Ratio or its related term are showing as below:

KAR:MCB' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.4 Med: 0.76 Max: 1.12
Current: 0.74

During the past 13 years, the highest Dividend Payout Ratio of MCB Bank was 1.12. The lowest was 0.40. And the median was 0.76.

KAR:MCB's Dividend Payout Ratio is ranked worse than
92.13% of 1169 companies
in the Banks industry
Industry Median: 0.32 vs KAR:MCB: 0.74

As of today (2026-07-03), the Dividend Yield % of MCB Bank is 8.43%.

During the past 13 years, the highest Trailing Annual Dividend Yield of MCB Bank was 20.32%. The lowest was 5.07%. And the median was 10.13%.

MCB Bank's Dividends per Share for the months ended in Mar. 2026 was ₨9.00.

During the past 3 years, the average Dividends Per Share Growth Rate was 23.70% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 23.60% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 9.30% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of MCB Bank was 39.20% per year. The lowest was -14.50% per year. And the median was 11.70% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

MCB Bank (KAR:MCB) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

MCB Bank Dividend Payout Ratio Related Terms

MCB Bank Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for MCB Bank's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MCB Bank Dividend Payout Ratio Chart

MCB Bank Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Dividend Payout Ratio

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1.12

0.66

0.49

0.67

0.73

MCB Bank Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Dividend Payout Ratio	Get a 7-Day Free Trial															0.73	0.73	0.71	0.73	0.81

MCB Bank Dividend Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, MCB Bank's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

MCB Bank Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, MCB Bank's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where MCB Bank's Dividend Payout Ratio falls into.

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67GF Score

MCB Bank Ltd KAR:MCB

Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.

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MCB Bank Dividend Payout Ratio Calculation

MCB Bank's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Dec. 2025 )	/	EPS without NRI (A: Dec. 2025 )
	=	36	/	49.611
	=	0.73

MCB Bank's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Mar. 2026 )	/	EPS without NRI (Q: Mar. 2026 )
	=	9	/	11.06
	=	0.81

Frequently Asked Questions Learn more about Dividend Payout Ratio →

What does a Dividend Payout Ratio of 0.81 mean?

MCB Bank (KAR:MCB) has a Dividend Payout Ratio of 0.81 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on MCB Bank and its competitors. This is near median its historical median of 0.76. Over the past decade, MCB Bank's Dividend Payout Ratio has ranged from 0.40 to 1.12. According to the industry distribution chart, MCB Bank ranks #1077 out of 1169 companies in the Banks industry, placing it in the top 92.1%.

Is MCB Bank's Dividend Payout Ratio too high?

MCB Bank's current Dividend Payout Ratio of 0.81 is near median its 10-year median of 0.76. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 1.12. The Banks industry median Dividend Payout Ratio is 0.32. MCB Bank's value of 0.81 is 153.1% above this industry median. Based on the distribution chart, MCB Bank ranks #1077 out of 1169 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, MCB Bank has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does MCB Bank's Dividend Payout Ratio compare to competitors?

According to the Banks industry distribution chart, MCB Bank ranks #1077 out of 1169 companies for Dividend Payout Ratio. This places MCB Bank in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. MCB Bank's value of 0.81 is 153.1% above this benchmark. Historically, MCB Bank's own Dividend Payout Ratio has ranged from 0.40 to 1.12 over the past decade. While the company's 10-year median is 0.76 vs. the industry median of 0.32, MCB Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Payout Ratio for a Banks company?

The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,169 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MCB Bank's current Dividend Payout Ratio of 0.81 is 153.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Payout Ratio mean?

A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on MCB Bank and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MCB Bank's current Dividend Payout Ratio is 0.81, which is near median its own 10-year median of 0.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is MCB Bank stock overvalued right now?

Based on GuruFocus' analysis, MCB Bank (KAR:MCB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨235.55, compared to a current price of ₨423.75 — trading 79.9% above its estimated fair value. The current Dividend Payout Ratio is 0.81, which is near median its 10-year median of 0.76 and 153.1% above the Banks industry median of 0.32. MCB Bank's overall GF Score™ is 67/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Payout Ratio calculated?

Dividend Payout Ratio is calculated from a company's financial statements. For MCB Bank (KAR:MCB), the current Dividend Payout Ratio is 0.81 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MCB Bank (KAR:MCB) Overvalued in 2026?

Based on GuruFocus' analysis, MCB Bank stock appears to be overvalued. The current stock price of ₨423.75 is trading 79.9% above its estimated GF Value™ of ₨235.55. GuruFocus considers MCB Bank to be Significantly Overvalued.

Key valuation signals for KAR:MCB:

Dividend Payout Ratio: 0.81 (near median its 10-year median of 0.76)
GF Value™: ₨235.55 vs. price of ₨423.75 (79.9% above fair value)
GF Score™: 67/100 with 8 warning signs
Industry Position: 153.1% above the Banks median (#1077 of 1169)

No single metric tells the full story. See the KAR:MCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MCB Bank Business Description

Industry Financial Services Banks

Comparable Companies KAR:HBL KAR:NBP KAR:SCBPL KAR:ABL KAR:BAHL KAR:BAFL KAR:AKBL KAR:FABL KAR:HMB KAR:BOP SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Address 15-Main Gulberg, Jail Road, MCB House, Gulburg, Lahore, PB, PAK

Website https://www.mcb.com.pk

MCB Bank Ltd is a commercial banking company operating in Pakistan. The bank provides services through its segments such as Retail Banking, Corporate Banking, Treasury, International banking and others. The majority of the bank's revenues are generated from the Retail banking segment, which includes retail lending and deposits, banking services, cards, and branchless banking. Retail banking offers services such as retail and private lending & deposits and other banking services offered to individual customers and small and medium-term companies. MCB Bank derives majority of its business from its domestic operations. It also has branches across South Asia and the Middle East.

67GF Score

Get the complete analysis for KAR:MCB

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨423.75

Price

₨235.55

GF Value

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