MCB BankKAR:MCB 67 OCF Margin % is 71.31% as of Mar. 2026, which is 57% below its 10-year median of 167.68. GuruFocus rates KAR:MCB with a GF Score™ of 67/100 and a GF Value™ of ₨236.18 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,501 Banks companies, MCB Bank ranks better than 81.55% on this metric.
The historical rank and industry rank for MCB Bank's OCF Margin % or its related term are showing as below:
KAR:MCB'
s OCF Margin % Range Over the Past 10 Years
Min: -39.68 Med: 167.68 Max: 417.53
Current: 81.03
During the past 13 years, the highest OCF Margin % of MCB Bank was 417.53%. The lowest was -39.68%. And the median was 167.68%.
KAR:MCB's OCF Margin % is ranked better than 81.55% of 1501
companies
in the Banks industry
Industry Median: 29.44
vs KAR:MCB: 81.03
MCB Bank OCF Margin % Related Terms
MCB Bank OCF Margin % Historical Data
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The historical data trend for MCB Bank's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, MCB Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MCB Bank OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, MCB Bank's OCF Margin % distribution charts can be found below:
* The bar in red indicates where MCB Bank's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MCB Bank (KAR:MCB) has a OCF Margin % of 71.31% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on MCB Bank and its competitors. This is 57% below median its historical median of 167.68. According to the industry distribution chart, MCB Bank ranks #277 out of 1501 companies in the Banks industry, placing it in the top 18.5%.
Is MCB Bank's OCF Margin % too high?
MCB Bank's current OCF Margin % of 71.31% is 57% below median its 10-year median of 167.68. The Banks industry median OCF Margin % is 29.44. MCB Bank's value of 71.31% is 142.2% above this industry median. Based on the distribution chart, MCB Bank ranks #277 out of 1501 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, MCB Bank has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MCB Bank's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, MCB Bank ranks #277 out of 1501 companies for OCF Margin %. This places MCB Bank in the top 19% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.44. MCB Bank's value of 71.31% is 142.2% above this benchmark. While the company's 10-year median is 167.68 vs. the industry median of 29.44, MCB Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MCB Bank's current OCF Margin % of 71.31% is 142.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on MCB Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MCB Bank's current OCF Margin % is 71.31%, which is 57% below median its own 10-year median of 167.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MCB Bank stock overvalued right now?
Based on GuruFocus' analysis, MCB Bank (KAR:MCB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨236.18, compared to a current price of ₨403.75 — trading 71% above its estimated fair value. The current OCF Margin % is 71.31%, which is 57% below median its 10-year median of 167.68 and 142.2% above the Banks industry median of 29.44. MCB Bank's overall GF Score™ is 67/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For MCB Bank (KAR:MCB), the current OCF Margin % is 71.31% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MCB Bank (KAR:MCB) Overvalued in 2026?
Based on GuruFocus' analysis, MCB Bank stock appears to be overvalued.
The current stock price of ₨403.75 is trading 71% above its estimated GF Value™ of ₨236.18.
GuruFocus considers MCB Bank to be Significantly Overvalued.
Key valuation signals for KAR:MCB:
OCF Margin %: 71.31% (57% below median its 10-year median of 167.68)
GF Value™: ₨236.18 vs. price of ₨403.75 (71% above fair value)
Industry Position: 142.2% above the Banks median (#277 of 1501)
No single metric tells the full story. See the KAR:MCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MCB Bank Ltd is a commercial banking company operating in Pakistan. The bank provides services through its segments such as Retail Banking, Corporate Banking, Treasury, International banking and others. The majority of the bank's revenues are generated from the Retail banking segment, which includes retail lending and deposits, banking services, cards, and branchless banking. Retail banking offers services such as retail and private lending & deposits and other banking services offered to individual customers and small and medium-term companies. MCB Bank derives majority of its business from its domestic operations. It also has branches across South Asia and the Middle East.
67GF Score
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