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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. MCB Bank's Total Liabilities for the quarter that ended in Jun. 2026 was ₨3,494,736 Mil. MCB Bank's Total Assets for the quarter that ended in Jun. 2026 was ₨3,829,906 Mil.
Therefore, MCB Bank's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.91.
MCB Bank (KAR:MCB) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
MCB Bank Liabilities-to-Assets Related Terms
MCB Bank Liabilities-to-Assets Historical Data
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The historical data trend for MCB Bank's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MCB Bank Liabilities-to-Assets Competitor Comparison
For the Banks - Regional subindustry, MCB Bank's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MCB Bank Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, MCB Bank's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where MCB Bank's Liabilities-to-Assets falls into.
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
MCB Bank's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MCB Bank (KAR:MCB) has a Liabilities-to-Assets of 0.91 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on MCB Bank and its competitors.
Is MCB Bank's Liabilities-to-Assets too high?
MCB Bank's current Liabilities-to-Assets is 0.91. Overall, MCB Bank has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MCB Bank's Liabilities-to-Assets compare to competitors?
MCB Bank's Liabilities-to-Assets of 0.91 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on MCB Bank and its competitors. MCB Bank's current Liabilities-to-Assets is 0.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MCB Bank stock overvalued right now?
Based on GuruFocus' analysis, MCB Bank (KAR:MCB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨263.23, compared to a current price of ₨398.84 — trading 51.5% above its estimated fair value. The current Liabilities-to-Assets is 0.91. MCB Bank's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For MCB Bank (KAR:MCB), the current Liabilities-to-Assets is 0.91 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MCB Bank (KAR:MCB) Overvalued in 2026?
Based on GuruFocus' analysis, MCB Bank stock appears to be overvalued.
The current stock price of ₨398.84 is trading 51.5% above its estimated GF Value™ of ₨263.23.
GuruFocus considers MCB Bank to be Significantly Overvalued.
Key valuation signals for KAR:MCB:
Liabilities-to-Assets: 0.91
GF Value™: ₨263.23 vs. price of ₨398.84 (51.5% above fair value)
No single metric tells the full story. See the KAR:MCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MCB Bank Ltd is a commercial banking company operating in Pakistan. The bank provides services through its segments such as Retail Banking, Corporate Banking, Treasury, International banking and others. The majority of the bank's revenues are generated from the Retail banking segment, which includes retail lending and deposits, banking services, cards, and branchless banking. Retail banking offers services such as retail and private lending & deposits and other banking services offered to individual customers and small and medium-term companies. MCB Bank derives majority of its business from its domestic operations. It also has branches across South Asia and the Middle East.
66GF Score
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Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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