MCB Bank (KAR:MCB) Margin of Safety % (DCF Earnings Based): 54.51% (As of Jun. 25, 2026)


KAR:MCB MCB Bank Ltd KAR:MCB
67 GF Score
Price ₨403.75
GF Value ₨236.27
Valuation Significantly Overvalued
! 8 Warning Signs
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What is MCB Bank Margin of Safety % (DCF Earnings Based)?

MCB Bank KAR:MCB +1.23% 67 Margin of Safety % (DCF Earnings Based) is 54.51% as of Jun. 25, 2026. GuruFocus rates KAR:MCB with a GF Score™ of 67/100 and a GF Value™ of ₨236.27 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-25), MCB Bank's Predictability Rank is 2.5-Stars. MCB Bank's intrinsic value calculated from the Discounted Earnings model is ₨887.49 and current share price is ₨403.75. Consequently,

MCB Bank's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 54.51%.

MCB Bank Margin of Safety % (DCF Earnings Based) Competitor Comparison

For the Banks - Regional subindustry, MCB Bank's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

MCB Bank Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, MCB Bank's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where MCB Bank's Margin of Safety % (DCF Earnings Based) falls into.


KAR:MCB
67GF Score
MCB Bank Ltd KAR:MCB
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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MCB Bank Margin of Safety % (DCF Earnings Based) Calculation

MCB Bank's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(887.49-403.75)/887.49
=54.51 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 54.51% mean?
MCB Bank (KAR:MCB) has a Margin of Safety % (DCF Earnings Based) of 54.51% as of Jun. 25, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on MCB Bank.
Is MCB Bank's Margin of Safety % (DCF Earnings Based) too high?
MCB Bank's current Margin of Safety % (DCF Earnings Based) is 54.51%. Overall, MCB Bank has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MCB Bank's Margin of Safety % (DCF Earnings Based) compare to competitors?
MCB Bank's Margin of Safety % (DCF Earnings Based) of 54.51% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on MCB Bank. MCB Bank's current Margin of Safety % (DCF Earnings Based) is 54.51%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MCB Bank stock overvalued right now?
Based on GuruFocus' analysis, MCB Bank (KAR:MCB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨236.27, compared to a current price of ₨403.75 — trading 70.9% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 54.51%. MCB Bank's overall GF Score™ is 67/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For MCB Bank (KAR:MCB), the current Margin of Safety % (DCF Earnings Based) is 54.51% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MCB Bank (KAR:MCB) Overvalued in 2026?

Based on GuruFocus' analysis, MCB Bank stock appears to be overvalued. The current stock price of ₨403.75 is trading 70.9% above its estimated GF Value™ of ₨236.27. GuruFocus considers MCB Bank to be Significantly Overvalued.

Key valuation signals for KAR:MCB:

  • Margin of Safety % (DCF Earnings Based): 54.51%
  • GF Value™: ₨236.27 vs. price of ₨403.75 (70.9% above fair value)
  • GF Score™: 67/100 with 8 warning signs

No single metric tells the full story. See the KAR:MCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MCB Bank Business Description

Address 15-Main Gulberg, Jail Road, MCB House, Gulburg, Lahore, PB, PAK
MCB Bank Ltd is a commercial banking company operating in Pakistan. The bank provides services through its segments such as Retail Banking, Corporate Banking, Treasury, International banking and others. The majority of the bank's revenues are generated from the Retail banking segment, which includes retail lending and deposits, banking services, cards, and branchless banking. Retail banking offers services such as retail and private lending & deposits and other banking services offered to individual customers and small and medium-term companies. MCB Bank derives majority of its business from its domestic operations. It also has branches across South Asia and the Middle East.
67GF Score

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Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨403.75
Price
₨236.27
GF Value