LAD (Lithia Motors) Net Loan

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LAD Lithia Motors Inc LAD
90 GF Score
Price $385.42
GF Value $380.67
Valuation Fairly Valued
! 13 Warning Signs
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What is Lithia Motors Net Loan?

Net Loan only applies to banks and insurance companies.

LAD
90GF Score
Lithia Motors Inc LAD
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Lithia Motors (LAD) Overvalued in 2026?

Based on GuruFocus' analysis, Lithia Motors stock appears to be overvalued. The current stock price of $385.42 is trading 1.2% above its estimated GF Value™ of $380.67. GuruFocus considers Lithia Motors to be Fairly Valued.

Key valuation signals for LAD:

  • Net Loan:
  • GF Value™: $380.67 vs. price of $385.42 (1.2% above fair value)
  • GF Score™: 90/100 with 13 warning signs

No single metric tells the full story. See the LAD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lithia Motors Business Description

Other Exchanges LMO:Germany
Address 150 N. Bartlett Street, Medford, OR, USA, 97501
Lithia Motors is a retailer of new and used vehicles and related services. The company offers nearly 60 brands of vehicles at nearly 500 stores globally across the US, Canada, and UK. The company has expanded largely through the acquisition of dealerships in smaller regional markets but now seeks to grow in any part of the US and we expect more deals over time in the US and, at times, abroad. Annual revenue in 2025 was $37.6 billion and we see over $50 billion possible in a few years. The US was 78.5% of 2025 revenue and the UK second at 18.4%, due to the 2024 Pendragon acquisition. In 2025, new vehicle sales were about 50% of total revenue. Lithia was founded in 1946, went public in 1996, and is the largest US auto dealer. It is based in Medford, Oregon.
90GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$385.42
Price
$380.67
GF Value