LAD (Lithia Motors) Debt-to-Asset : 0.60 (As of Jun. 2026)

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LAD Lithia Motors Inc LAD
93 GF Score
Price $369.61
GF Value $385.47
Valuation Fairly Valued
! 13 Warning Signs
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What is Lithia Motors Debt-to-Asset?

Lithia Motors LAD +0.62% 93 Debt-to-Asset is 0.60 as of Jun. 2026. GuruFocus rates LAD with a GF Score™ of 93/100 and a GF Value™ of $385.47 (Fairly Valued). The stock has 13 warning signs investors should review.

Lithia Motors's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $6,387 Mil. Lithia Motors's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $9,380 Mil. Lithia Motors's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was $26,246 Mil. Lithia Motors's debt to asset for the quarter that ended in Jun. 2026 was 0.60.

Lithia Motors  (NYSE:LAD) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Lithia Motors Debt-to-Asset Related Terms

Lithia Motors Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Lithia Motors's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lithia Motors Debt-to-Asset Chart

Lithia Motors Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.45 0.53 0.58 0.60 0.62

Lithia Motors Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.59 0.60 0.62 0.59 0.60

LAD vs RUSHA, KMX, AN: Debt-to-Asset Comparison

For the Auto & Truck Dealerships subindustry, Lithia Motors's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Lithia Motors Debt-to-Asset vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Lithia Motors's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Lithia Motors's Debt-to-Asset falls into.


LAD
93GF Score
Lithia Motors Inc LAD
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Lithia Motors Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Lithia Motors's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(5142.8 + 10341.2) / 25107.2
=0.62

Lithia Motors's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(6387.4 + 9379.8) / 26245.8
=0.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.60 mean?
Lithia Motors (LAD) has a Debt-to-Asset of 0.60 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Lithia Motors and its competitors.
Is Lithia Motors' Debt-to-Asset too high?
Lithia Motors' current Debt-to-Asset is 0.60. Overall, Lithia Motors has a GF Score™ of 93/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Lithia Motors' Debt-to-Asset compare to RUSHA and KMX?
Lithia Motors' Debt-to-Asset of 0.60 can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Vehicles & Parts company?
A good Debt-to-Asset depends on the Vehicles & Parts industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Lithia Motors and its competitors. Lithia Motors's current Debt-to-Asset is 0.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lithia Motors stock overvalued right now?
Based on GuruFocus' analysis, Lithia Motors (LAD) is currently considered Fairly Valued. The stock's GF Value™ is $385.47, compared to a current price of $369.61 — trading 4.1% below its estimated fair value. The current Debt-to-Asset is 0.60. Lithia Motors' overall GF Score™ is 93/100 with 13 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Lithia Motors (LAD), the current Debt-to-Asset is 0.60 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lithia Motors (LAD) Overvalued in 2026?

Based on GuruFocus' analysis, Lithia Motors stock appears to be undervalued. The current stock price of $369.61 is trading 4.1% below its estimated GF Value™ of $385.47. GuruFocus considers Lithia Motors to be Fairly Valued.

Key valuation signals for LAD:

  • Debt-to-Asset: 0.60
  • GF Value™: $385.47 vs. price of $369.61 (4.1% below fair value)
  • GF Score™: 93/100 with 13 warning signs

No single metric tells the full story. See the LAD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lithia Motors Business Description

Other Exchanges LMO:Germany
Address 150 N. Bartlett Street, Medford, OR, USA, 97501
Lithia Motors is a retailer of new and used vehicles and related services. The company offers nearly 60 brands of vehicles at nearly 500 stores globally across the US, Canada, and UK. The company has expanded largely through the acquisition of dealerships in smaller regional markets but now seeks to grow in any part of the US and we expect more deals over time in the US and, at times, abroad. Annual revenue in 2025 was $37.6 billion and we see over $50 billion possible in a few years. The US was 78.5% of 2025 revenue and the UK second at 18.4%, due to the 2024 Pendragon acquisition. In 2025, new vehicle sales were about 50% of total revenue. Lithia was founded in 1946, went public in 1996, and is the largest US auto dealer. It is based in Medford, Oregon.
93GF Score

Get the complete analysis for LAD

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$369.61
Price
$385.47
GF Value