LAD (Lithia Motors) Equity-to-Asset: 0.25 (As of Jun. 2026) — 11% Below Median

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LAD Lithia Motors Inc LAD
93 GF Score
Price $356.55
GF Value $383.56
Valuation Fairly Valued
! 13 Warning Signs
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What is Lithia Motors Equity-to-Asset?

Lithia Motors LAD -3.51% 93 Equity-to-Asset is 0.25 as of Jun. 2026, which is 11% below its 10-year median of 0.28. GuruFocus rates LAD with a GF Score™ of 93/100 and a GF Value™ of $383.56 (Fairly Valued). The stock has 13 warning signs investors should review. Among 1,335 Vehicles & Parts companies, Lithia Motors ranks worse than 84.72% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Lithia Motors's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $6,427 Mil. Lithia Motors's Total Assets for the quarter that ended in Jun. 2026 was $26,246 Mil. Therefore, Lithia Motors's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.25.

The historical rank and industry rank for Lithia Motors's Equity-to-Asset or its related term are showing as below:

LAD' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.22   Med: 0.28   Max: 0.45
Current: 0.25

During the past 13 years, the highest Equity to Asset Ratio of Lithia Motors was 0.45. The lowest was 0.22. And the median was 0.28.

LAD's Equity-to-Asset is ranked worse than
84.72% of 1335 companies
in the Vehicles & Parts industry
Industry Median: 0.49 vs LAD: 0.25

Lithia Motors  (NYSE:LAD) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Lithia Motors Equity-to-Asset Related Terms


Lithia Motors Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Lithia Motors's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lithia Motors Equity-to-Asset Chart

Lithia Motors Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.42 0.35 0.32 0.29 0.26

Lithia Motors Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.29 0.28 0.26 0.25 0.25

LAD vs ALTB, KMX, AN: Equity-to-Asset Comparison

For the Auto & Truck Dealerships subindustry, Lithia Motors's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lithia Motors Equity-to-Asset vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Lithia Motors's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Lithia Motors's Equity-to-Asset falls into.


LAD
93GF Score
Lithia Motors Inc LAD
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lithia Motors Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Lithia Motors's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=6603.2/25107.2
=0.26

Lithia Motors's Equity to Asset Ratio for the quarter that ended in Jun. 2026 is calculated as

Equity to Asset (Q: Jun. 2026 )=Total Stockholders Equity/Total Assets
=6427.4/26245.8
=0.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.25 mean?
Lithia Motors (LAD) has a Equity-to-Asset of 0.25 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Lithia Motors and its competitors. This is 11% below median its historical median of 0.28. Over the past decade, Lithia Motors' Equity-to-Asset has ranged from 0.22 to 0.45. According to the industry distribution chart, Lithia Motors ranks #1131 out of 1335 companies in the Vehicles & Parts industry, placing it in the top 84.7%.
Is Lithia Motors' Equity-to-Asset too high?
Lithia Motors' current Equity-to-Asset of 0.25 is 11% below median its 10-year median of 0.28. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 0.45. The Vehicles & Parts industry median Equity-to-Asset is 0.49. Lithia Motors' value of 0.25 is 49% below this industry median. Based on the distribution chart, Lithia Motors ranks #1131 out of 1335 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, Lithia Motors has a GF Score™ of 93/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Lithia Motors' Equity-to-Asset compare to ALTB and KMX?
According to the Vehicles & Parts industry distribution chart, Lithia Motors ranks #1131 out of 1335 companies for Equity-to-Asset. This places Lithia Motors in the lower half of its industry. The industry median Equity-to-Asset is 0.49. Lithia Motors' value of 0.25 is 49% below this benchmark. Historically, Lithia Motors' own Equity-to-Asset has ranged from 0.22 to 0.45 over the past decade. While the company's 10-year median is 0.28 vs. the industry median of 0.49, Lithia Motors has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Vehicles & Parts company?
The median Equity-to-Asset among Vehicles & Parts companies is 0.49, based on 1,335 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lithia Motors's current Equity-to-Asset of 0.25 is 49% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Lithia Motors and its competitors. For the Vehicles & Parts industry, the median Equity-to-Asset is 0.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lithia Motors's current Equity-to-Asset is 0.25, which is 11% below median its own 10-year median of 0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lithia Motors stock overvalued right now?
Based on GuruFocus' analysis, Lithia Motors (LAD) is currently considered Fairly Valued. The stock's GF Value™ is $383.56, compared to a current price of $356.55 — trading 7% below its estimated fair value. The current Equity-to-Asset is 0.25, which is 11% below median its 10-year median of 0.28 and 49% below the Vehicles & Parts industry median of 0.49. Lithia Motors' overall GF Score™ is 93/100 with 13 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Lithia Motors (LAD), the current Equity-to-Asset is 0.25 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lithia Motors (LAD) Overvalued in 2026?

Based on GuruFocus' analysis, Lithia Motors stock appears to be undervalued. The current stock price of $356.55 is trading 7% below its estimated GF Value™ of $383.56. GuruFocus considers Lithia Motors to be Fairly Valued.

Key valuation signals for LAD:

  • Equity-to-Asset: 0.25 (11% below median its 10-year median of 0.28)
  • GF Value™: $383.56 vs. price of $356.55 (7% below fair value)
  • GF Score™: 93/100 with 13 warning signs
  • Industry Position: 49% below the Vehicles & Parts median (#1131 of 1335)

No single metric tells the full story. See the LAD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lithia Motors Business Description

Other Exchanges LMO:Germany
Address 150 N. Bartlett Street, Medford, OR, USA, 97501
Lithia Motors is a retailer of new and used vehicles and related services. The company offers nearly 60 brands of vehicles at nearly 500 stores globally across the US, Canada, and UK. The company has expanded largely through the acquisition of dealerships in smaller regional markets but now seeks to grow in any part of the US and we expect more deals over time in the US and, at times, abroad. Annual revenue in 2025 was $37.6 billion and we see over $50 billion possible in a few years. The US was 78.5% of 2025 revenue and the UK second at 18.4%, due to the 2024 Pendragon acquisition. In 2025, new vehicle sales were about 50% of total revenue. Lithia was founded in 1946, went public in 1996, and is the largest US auto dealer. It is based in Medford, Oregon.
93GF Score

Get the complete analysis for LAD

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$356.55
Price
$383.56
GF Value