Lloyds Banking Group (LSE:LLOY) Net Loan: £0 Mil (As of Mar. 2026)

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LSE:LLOY Lloyds Banking Group PLC LSE:LLOY
55 GF Score
Price £1.12
GF Value £0.70
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Lloyds Banking Group Net Loan?

Lloyds Banking Group LSE:LLOY +1.04% 55 Net Loan is £0 Mil as of Mar. 2026. GuruFocus rates LSE:LLOY with a GF Score™ of 55/100 and a GF Value™ of £0.70 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Lloyds Banking Group's quarterly net loan increased from Sep. 2025 (£0 Mil) to Dec. 2025 (£500,551 Mil) but then declined from Dec. 2025 (£500,551 Mil) to Mar. 2026 (£0 Mil).

Lloyds Banking Group's annual net loan increased from Dec. 2023 (£473,541 Mil) to Dec. 2024 (£500,551 Mil) and increased from Dec. 2024 (£500,551 Mil) to Dec. 2025 (£0 Mil).

Lloyds Banking Group Net Loan Historical Data

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The historical data trend for Lloyds Banking Group's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lloyds Banking Group Net Loan Chart

Lloyds Banking Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 485,106.00 465,531.00 473,541.00 479,593.00 500,551.00

Lloyds Banking Group Quarterly Data
Dec20 Jun21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 491,291.00 0.00 500,551.00 0.00
LSE:LLOY
55GF Score
Lloyds Banking Group PLC LSE:LLOY
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Lloyds Banking Group Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of £0 Mil mean?
Lloyds Banking Group (LSE:LLOY) has a Net Loan of £0 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Lloyds Banking Group and its competitors.
Is Lloyds Banking Group's Net Loan too high?
Lloyds Banking Group's current Net Loan is £0 Mil. Overall, Lloyds Banking Group has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lloyds Banking Group's Net Loan compare to competitors?
Lloyds Banking Group's Net Loan of £0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Lloyds Banking Group and its competitors. Lloyds Banking Group's current Net Loan is £0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lloyds Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Lloyds Banking Group (LSE:LLOY) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.70, compared to a current price of £1.12 — trading 59.9% above its estimated fair value. The current Net Loan is £0 Mil. Lloyds Banking Group's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Lloyds Banking Group (LSE:LLOY), the current Net Loan is £0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lloyds Banking Group (LSE:LLOY) Overvalued in 2026?

Based on GuruFocus' analysis, Lloyds Banking Group stock appears to be overvalued. The current stock price of £1.12 is trading 59.9% above its estimated GF Value™ of £0.70. GuruFocus considers Lloyds Banking Group to be Significantly Overvalued.

Key valuation signals for LSE:LLOY:

  • Net Loan: £0 Mil
  • GF Value™: £0.70 vs. price of £1.12 (59.9% above fair value)
  • GF Score™: 55/100 with 4 warning signs

No single metric tells the full story. See the LSE:LLOY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lloyds Banking Group Business Description

Address 33 Old Broad Street, London, GBR, EC2N 1HZ
Lloyds is a retail and commercial bank headquartered in the United Kingdom. The bank operates via three business segments: retail, commercial banking, and insurance and wealth. In retail, Lloyds offers primarily mortgages (66% of loan portfolio), credit cards, and current accounts to its customers. Its commercial banking operation provides lending, transaction banking, working capital management, and debt capital market services to large companies and financial institutions in the UK. Insurance and wealth round out the product lineup with life and property insurance as well as pension solutions and high-net-worth asset management services.
55GF Score

Get the complete analysis for LSE:LLOY

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.12
Price
£0.70
GF Value