Lloyds Banking Group's ROE % for the quarter that ended in Mar. 2026 was 12.80%. Lloyds Banking Group's PB Ratio for the quarter that ended in Mar. 2026 was 1.12.
Lloyds Banking Group's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 11.43%.
Lloyds Banking Group ROE % Adjusted to Book Value Related Terms
Lloyds Banking Group ROE % Adjusted to Book Value Historical Data
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The historical data trend for Lloyds Banking Group's ROE % Adjusted to Book Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lloyds Banking Group ROE % Adjusted to Book Value Chart
Lloyds Banking Group ROE % Adjusted to Book Value Competitor Comparison
For the Banks - Regional subindustry, Lloyds Banking Group's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lloyds Banking Group ROE % Adjusted to Book Value vs Banks Industry
For the Banks industry and Financial Services sector, Lloyds Banking Group's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where Lloyds Banking Group's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of 11.43% mean?
Lloyds Banking Group (LSE:LLOY) has a ROE % Adjusted to Book Value of 11.43% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Lloyds Banking Group and its competitors.
Is Lloyds Banking Group's ROE % Adjusted to Book Value too high?
Lloyds Banking Group's current ROE % Adjusted to Book Value is 11.43%. Overall, Lloyds Banking Group has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lloyds Banking Group's ROE % Adjusted to Book Value compare to competitors?
Lloyds Banking Group's ROE % Adjusted to Book Value of 11.43% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Lloyds Banking Group and its competitors. Lloyds Banking Group's current ROE % Adjusted to Book Value is 11.43%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lloyds Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Lloyds Banking Group (LSE:LLOY) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.70, compared to a current price of £1.09 — trading 56% above its estimated fair value. The current ROE % Adjusted to Book Value is 11.43%. Lloyds Banking Group's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Lloyds Banking Group (LSE:LLOY), the current ROE % Adjusted to Book Value is 11.43% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lloyds Banking Group (LSE:LLOY) Overvalued in 2026?
Based on GuruFocus' analysis, Lloyds Banking Group stock appears to be overvalued.
The current stock price of £1.09 is trading 56% above its estimated GF Value™ of £0.70.
GuruFocus considers Lloyds Banking Group to be Significantly Overvalued.
Key valuation signals for LSE:LLOY:
ROE % Adjusted to Book Value: 11.43%
GF Value™: £0.70 vs. price of £1.09 (56% above fair value)
No single metric tells the full story. See the LSE:LLOY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lloyds is a retail and commercial bank headquartered in the United Kingdom. The bank operates via three business segments: retail, commercial banking, and insurance and wealth. In retail, Lloyds offers primarily mortgages (66% of loan portfolio), credit cards, and current accounts to its customers. Its commercial banking operation provides lending, transaction banking, working capital management, and debt capital market services to large companies and financial institutions in the UK. Insurance and wealth round out the product lineup with life and property insurance as well as pension solutions and high-net-worth asset management services.
54GF Score
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