Lloyds Banking Group (LSE:LLOY) EPS without NRI: £0.08 (TTM As of Mar. 2026)


LSE:LLOY Lloyds Banking Group PLC LSE:LLOY
54 GF Score
Price £1.15
GF Value £0.70
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Lloyds Banking Group EPS without NRI?

Lloyds Banking Group LSE:LLOY +2.23% 54 EPS without NRI is £0.08 as of Mar. 2026. GuruFocus rates LSE:LLOY with a GF Score™ of 54/100 and a GF Value™ of £0.70 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,412 Banks companies, Lloyds Banking Group ranks worse than 52.27% on this metric.

Lloyds Banking Group's earnings per share without non-recurring items for the three months ended in Mar. 2026 was £0.02. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was £0.08.

During the past 12 months, Lloyds Banking Group's average earnings per share (NRI) Growth Rate was 19.10% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was 6.20% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was 24.10% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 13.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Lloyds Banking Group's EPS without NRI or its related term are showing as below:

LSE:LLOY' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -68.4   Med: 6.1   Max: 117.8
Current: 6.2

During the past 13 years, Lloyds Banking Group's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 117.80% per year. The lowest was -68.40% per year. And the median was 6.10% per year.

LSE:LLOY's 3-Year EPS without NRI Growth Rate is ranked worse than
52.27% of 1412 companies
in the Banks industry
Industry Median: 7.3 vs LSE:LLOY: 6.20

Lloyds Banking Group's EPS (Diluted) for the three months ended in Mar. 2026 was £0.02. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was £0.08.

Lloyds Banking Group's EPS (Basic) for the three months ended in Mar. 2026 was £0.02. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was £0.08.


Lloyds Banking Group  (LSE:LLOY) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Lloyds Banking Group EPS without NRI Related Terms


Lloyds Banking Group EPS without NRI Historical Data

* Premium members only.

The historical data trend for Lloyds Banking Group's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lloyds Banking Group EPS without NRI Chart

Lloyds Banking Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.08 0.06 0.08 0.07 0.07

Lloyds Banking Group Quarterly Data
Dec20 Jun21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.02 0.01 0.03 0.02

Lloyds Banking Group EPS without NRI Competitor Comparison

For the Banks - Regional subindustry, Lloyds Banking Group's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lloyds Banking Group PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, Lloyds Banking Group's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Lloyds Banking Group's PE Ratio without NRI falls into.


LSE:LLOY
54GF Score
Lloyds Banking Group PLC LSE:LLOY
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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Lloyds Banking Group EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was £0.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of £0.08 mean?
Lloyds Banking Group (LSE:LLOY) has a EPS without NRI of £0.08 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Lloyds Banking Group and its competitors. According to the industry distribution chart, Lloyds Banking Group ranks #738 out of 1412 companies in the Banks industry, placing it in the top 52.3%.
Is Lloyds Banking Group's EPS without NRI too high?
Lloyds Banking Group's current EPS without NRI is £0.08. Based on the distribution chart, Lloyds Banking Group ranks #738 out of 1412 companies in the Banks industry, which is below the industry midpoint. Overall, Lloyds Banking Group has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lloyds Banking Group's EPS without NRI compare to competitors?
According to the Banks industry distribution chart, Lloyds Banking Group ranks #738 out of 1412 companies for EPS without NRI. This places Lloyds Banking Group in the lower half of its industry. The industry median EPS without NRI is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Lloyds Banking Group and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lloyds Banking Group's current EPS without NRI is £0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lloyds Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Lloyds Banking Group (LSE:LLOY) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.70, compared to a current price of £1.15 — trading 63.8% above its estimated fair value. The current EPS without NRI is £0.08. Lloyds Banking Group's overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Lloyds Banking Group (LSE:LLOY), the current EPS without NRI is £0.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lloyds Banking Group (LSE:LLOY) Overvalued in 2026?

Based on GuruFocus' analysis, Lloyds Banking Group stock appears to be overvalued. The current stock price of £1.15 is trading 63.8% above its estimated GF Value™ of £0.70. GuruFocus considers Lloyds Banking Group to be Significantly Overvalued.

Key valuation signals for LSE:LLOY:

  • EPS without NRI: £0.08
  • GF Value™: £0.70 vs. price of £1.15 (63.8% above fair value)
  • GF Score™: 54/100 with 4 warning signs

No single metric tells the full story. See the LSE:LLOY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lloyds Banking Group Business Description

Address 33 Old Broad Street, London, GBR, EC2N 1HZ
Lloyds is a retail and commercial bank headquartered in the United Kingdom. The bank operates via three business segments: retail, commercial banking, and insurance and wealth. In retail, Lloyds offers primarily mortgages (66% of loan portfolio), credit cards, and current accounts to its customers. Its commercial banking operation provides lending, transaction banking, working capital management, and debt capital market services to large companies and financial institutions in the UK. Insurance and wealth round out the product lineup with life and property insurance as well as pension solutions and high-net-worth asset management services.
54GF Score

Get the complete analysis for LSE:LLOY

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.15
Price
£0.70
GF Value