Lloyds Banking GroupLSE:LLOY -1.19%54 Dividend Yield % is 3.39% as of Jun. 25, 2026, which is 20% below its 10-year median of 4.22. GuruFocus rates LSE:LLOY with a GF Score™ of 54/100 and a GF Value™ of £0.70 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,251 Banks companies, Lloyds Banking Group ranks better than 56.51% on this metric.
As of today (2026-06-25), the Trailing Annual Dividend Yield of Lloyds Banking Group is 3.39%.
Warning Sign:
Lloyds Banking Group PLC stock Dividend Yield % is close to 3-year low.
The historical rank and industry rank for Lloyds Banking Group's Dividend Yield % or its related term are showing as below:
LSE:LLOY'
s Dividend Yield % Range Over the Past 10 Years
Min: 1.63 Med: 4.22 Max: 6.29
Current: 3.39
During the past 13 years, the highest Dividend Yield of Lloyds Banking Group was 6.29%. The lowest was 1.63%. And the median was 4.22%.
LSE:LLOY's Dividend Yield % is ranked better than 56.51% of 1251
companies
in the Banks industry
Industry Median: 3.03
vs LSE:LLOY: 3.39
During the past 12 months, Lloyds Banking Group's average Dividends Per Share Growth Rate was 13.80% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 16.30% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Lloyds Banking Group was 34.20% per year. The lowest was -27.10% per year. And the median was 9.10% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Lloyds Banking Group (LSE:LLOY) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Lloyds Banking Group Dividend Yield % Related Terms
Lloyds Banking Group Dividend Yield % Historical Data
* Premium members only.
The historical data trend for Lloyds Banking Group's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lloyds Banking Group Dividend Yield % Competitor Comparison
For the Banks - Regional subindustry, Lloyds Banking Group's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lloyds Banking Group Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Lloyds Banking Group's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Lloyds Banking Group's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Lloyds Banking Group Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
GBP 0.024300
2026-04-09
2026-04-10
2026-05-19
Cash Dividend
semi-annually
GBP:GBP 1.000000
GBP 0.012200
2025-07-31
2025-08-01
2025-09-09
Cash Dividend
semi-annually
GBP:GBP 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Lloyds Banking Group's Trailing Annual Dividend Yield (%) for Today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lloyds Banking Group (LSE:LLOY) has a Dividend Yield % of 3.39% as of Jun. 25, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Lloyds Banking Group and its competitors. This is 20% below median its historical median of 4.22. Over the past decade, Lloyds Banking Group's Dividend Yield % has ranged from 1.63 to 6.29. According to the industry distribution chart, Lloyds Banking Group ranks #544 out of 1251 companies in the Banks industry, placing it in the top 43.5%.
Is Lloyds Banking Group's Dividend Yield % too high?
Lloyds Banking Group's current Dividend Yield % of 3.39% is 20% below median its 10-year median of 4.22. Over the past 10 years, this metric has ranged from a low of 1.63 to a high of 6.29. The Banks industry median Dividend Yield % is 3.03. Lloyds Banking Group's value of 3.39% is 11.9% above this industry median. Based on the distribution chart, Lloyds Banking Group ranks #544 out of 1251 companies in the Banks industry, which is above the industry midpoint. Overall, Lloyds Banking Group has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lloyds Banking Group's Dividend Yield % compare to competitors?
According to the Banks industry distribution chart, Lloyds Banking Group ranks #544 out of 1251 companies for Dividend Yield %. This puts Lloyds Banking Group in the upper half of its industry. The industry median Dividend Yield % is 3.03. Lloyds Banking Group's value of 3.39% is 11.9% above this benchmark. Historically, Lloyds Banking Group's own Dividend Yield % has ranged from 1.63 to 6.29 over the past decade. While the company's 10-year median is 4.22 vs. the industry median of 3.03, Lloyds Banking Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.03, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lloyds Banking Group's current Dividend Yield % of 3.39% is 11.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Lloyds Banking Group and its competitors. For the Banks industry, the median Dividend Yield % is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lloyds Banking Group's current Dividend Yield % is 3.39%, which is 20% below median its own 10-year median of 4.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lloyds Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Lloyds Banking Group (LSE:LLOY) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.70, compared to a current price of £1.08 — trading 53.9% above its estimated fair value. The current Dividend Yield % is 3.39%, which is 20% below median its 10-year median of 4.22 and 11.9% above the Banks industry median of 3.03. Lloyds Banking Group's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Lloyds Banking Group (LSE:LLOY), the current Dividend Yield % is 3.39% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lloyds Banking Group (LSE:LLOY) Overvalued in 2026?
Based on GuruFocus' analysis, Lloyds Banking Group stock appears to be overvalued.
The current stock price of £1.08 is trading 53.9% above its estimated GF Value™ of £0.70.
GuruFocus considers Lloyds Banking Group to be Significantly Overvalued.
Key valuation signals for LSE:LLOY:
Dividend Yield %: 3.39% (20% below median its 10-year median of 4.22)
GF Value™: £0.70 vs. price of £1.08 (53.9% above fair value)
Industry Position: 11.9% above the Banks median (#544 of 1251)
No single metric tells the full story. See the LSE:LLOY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lloyds is a retail and commercial bank headquartered in the United Kingdom. The bank operates via three business segments: retail, commercial banking, and insurance and wealth. In retail, Lloyds offers primarily mortgages (66% of loan portfolio), credit cards, and current accounts to its customers. Its commercial banking operation provides lending, transaction banking, working capital management, and debt capital market services to large companies and financial institutions in the UK. Insurance and wealth round out the product lineup with life and property insurance as well as pension solutions and high-net-worth asset management services.
54GF Score
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Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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