Lloyds Banking Group (LSE:LLOY) 9-Day RSI: 74.71 (As of Jul. 02, 2026)


LSE:LLOY Lloyds Banking Group PLC LSE:LLOY
54 GF Score
Price £1.12
GF Value £0.70
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Lloyds Banking Group 9-Day RSI?

Lloyds Banking Group LSE:LLOY +0.95% 54 9-Day RSI is 74.71 as of Jul. 02, 2026. GuruFocus rates LSE:LLOY with a GF Score™ of 54/100 and a GF Value™ of £0.70 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,607 Banks companies, Lloyds Banking Group ranks worse than 80.21% on this metric.

The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100. Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A shorter period RSI is more reactive to recent price changes, so it can show early signs of reversals. 9-Day RSI is sometimes used together with 14-Day RSI in a two period divergence strategy.

As of today (2026-07-02), Lloyds Banking Group's 9-Day RSI is 74.71.

The industry rank for Lloyds Banking Group's 9-Day RSI or its related term are showing as below:

LSE:LLOY's 9-Day RSI is ranked worse than
80.21% of 1607 companies
in the Banks industry
Industry Median: 57.75 vs LSE:LLOY: 74.71

Lloyds Banking Group  (LSE:LLOY) 9-Day RSI Explanation

The Relative Strength Index (RSI), developed by J. Welles Wilder in his book “New Concepts in Technical Trading Systems.”, is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100.

Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A RSI surpasses the 30 level indicates a bullish sign, when it slides below 70 level, it’s a bearish sign. This level can be adjusted depending on the security’s pattern and the market’s underlying trend. In an uptrend or bullish market, the RSI might range within a higher interval, investors could set the support level higher. If a downtrend or bearish market occurs, investors may need to lower the resistance level.

RSI can also be used in trading techniques to indicate the trading signal, such as Divergences and Swing Rejections. A shorter period RSI is more reactive to recent price changes, so it can show early signs of reversals. 9-Day RSI is sometimes used together with 14-Day RSI in a two period divergence strategy.


Lloyds Banking Group 9-Day RSI Related Terms


Lloyds Banking Group 9-Day RSI Competitor Comparison

For the Banks - Regional subindustry, Lloyds Banking Group's 9-Day RSI, along with its competitors' market caps and 9-Day RSI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lloyds Banking Group 9-Day RSI vs Banks Industry

For the Banks industry and Financial Services sector, Lloyds Banking Group's 9-Day RSI distribution charts can be found below:

* The bar in red indicates where Lloyds Banking Group's 9-Day RSI falls into.


LSE:LLOY
54GF Score
Lloyds Banking Group PLC LSE:LLOY
9-Day RSI is just one metric. See GF Score™, valuation, warning signs, and more.
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Lloyds Banking Group  (LSE:LLOY) 9-Day RSI Calculation

The formula for calculating RSI is:

RSI=100[ 100 / ( 1 + Average Gain / Average Loss )]

* Note that the formula uses a positive value for the average loss.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 9-Day RSI →
What does a 9-Day RSI of 74.71 mean?
Lloyds Banking Group (LSE:LLOY) has a 9-Day RSI of 74.71 as of Jul. 02, 2026. According to the industry distribution chart, Lloyds Banking Group ranks #1289 out of 1607 companies in the Banks industry, placing it in the top 80.2%.
Is Lloyds Banking Group's 9-Day RSI too high?
Lloyds Banking Group's current 9-Day RSI is 74.71. The Banks industry median 9-Day RSI is 57.75. Lloyds Banking Group's value of 74.71 is 29.4% above this industry median. Based on the distribution chart, Lloyds Banking Group ranks #1289 out of 1607 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Lloyds Banking Group has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lloyds Banking Group's 9-Day RSI compare to competitors?
According to the Banks industry distribution chart, Lloyds Banking Group ranks #1289 out of 1607 companies for 9-Day RSI. This places Lloyds Banking Group in the lower half of its industry. The industry median 9-Day RSI is 57.75. Lloyds Banking Group's value of 74.71 is 29.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 9-Day RSI for a Banks company?
The median 9-Day RSI among Banks companies is 57.75, based on 1,607 companies in the industry. Companies in the top quartile (top 25%) have a 9-Day RSI significantly above this median, while those in the bottom quartile fall well below. However, 9-Day RSI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lloyds Banking Group's current 9-Day RSI of 74.71 is 29.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 9-Day RSI mean?
A high 9-Day RSI can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median 9-Day RSI is 57.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lloyds Banking Group's current 9-Day RSI is 74.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lloyds Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Lloyds Banking Group (LSE:LLOY) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.70, compared to a current price of £1.12 — trading 60.2% above its estimated fair value. The current 9-Day RSI is 74.71 and 29.4% above the Banks industry median of 57.75. Lloyds Banking Group's overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 9-Day RSI calculated?
9-Day RSI is calculated from a company's financial statements. For Lloyds Banking Group (LSE:LLOY), the current 9-Day RSI is 74.71 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lloyds Banking Group (LSE:LLOY) Overvalued in 2026?

Based on GuruFocus' analysis, Lloyds Banking Group stock appears to be overvalued. The current stock price of £1.12 is trading 60.2% above its estimated GF Value™ of £0.70. GuruFocus considers Lloyds Banking Group to be Significantly Overvalued.

Key valuation signals for LSE:LLOY:

  • 9-Day RSI: 74.71
  • GF Value™: £0.70 vs. price of £1.12 (60.2% above fair value)
  • GF Score™: 54/100 with 4 warning signs
  • Industry Position: 29.4% above the Banks median (#1289 of 1607)

No single metric tells the full story. See the LSE:LLOY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lloyds Banking Group Business Description

Address 33 Old Broad Street, London, GBR, EC2N 1HZ
Lloyds is a retail and commercial bank headquartered in the United Kingdom. The bank operates via three business segments: retail, commercial banking, and insurance and wealth. In retail, Lloyds offers primarily mortgages (66% of loan portfolio), credit cards, and current accounts to its customers. Its commercial banking operation provides lending, transaction banking, working capital management, and debt capital market services to large companies and financial institutions in the UK. Insurance and wealth round out the product lineup with life and property insurance as well as pension solutions and high-net-worth asset management services.
54GF Score

Get the complete analysis for LSE:LLOY

9-Day RSI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.12
Price
£0.70
GF Value