Lloyds Banking Group (LSE:LLOY) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


LSE:LLOY Lloyds Banking Group PLC LSE:LLOY
54 GF Score
Price £1.15
GF Value £0.70
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Lloyds Banking Group ROC (Joel Greenblatt) %?

Lloyds Banking Group LSE:LLOY +0.35% 54 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates LSE:LLOY with a GF Score™ of 54/100 and a GF Value™ of £0.70 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 46 Banks companies, Lloyds Banking Group ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

LSE:LLOY
54GF Score
Lloyds Banking Group PLC LSE:LLOY
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Lloyds Banking Group (LSE:LLOY) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Lloyds Banking Group and its competitors. According to the industry distribution chart, Lloyds Banking Group ranks #999999 out of 46 companies in the Banks industry.
Is Lloyds Banking Group's ROC (Joel Greenblatt) % too high?
Lloyds Banking Group's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Lloyds Banking Group ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Lloyds Banking Group has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lloyds Banking Group's ROC (Joel Greenblatt) % compare to competitors?
According to the Banks industry distribution chart, Lloyds Banking Group ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Lloyds Banking Group in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 69.14. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 69.14, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Lloyds Banking Group and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 69.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lloyds Banking Group's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lloyds Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Lloyds Banking Group (LSE:LLOY) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.70, compared to a current price of £1.15 — trading 64.4% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Lloyds Banking Group's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Lloyds Banking Group (LSE:LLOY), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lloyds Banking Group (LSE:LLOY) Overvalued in 2026?

Based on GuruFocus' analysis, Lloyds Banking Group stock appears to be overvalued. The current stock price of £1.15 is trading 64.4% above its estimated GF Value™ of £0.70. GuruFocus considers Lloyds Banking Group to be Significantly Overvalued.

Key valuation signals for LSE:LLOY:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: £0.70 vs. price of £1.15 (64.4% above fair value)
  • GF Score™: 54/100 with 5 warning signs

No single metric tells the full story. See the LSE:LLOY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lloyds Banking Group Business Description

Address 33 Old Broad Street, London, GBR, EC2N 1HZ
Lloyds is a retail and commercial bank headquartered in the United Kingdom. The bank operates via three business segments: retail, commercial banking, and insurance and wealth. In retail, Lloyds offers primarily mortgages (66% of loan portfolio), credit cards, and current accounts to its customers. Its commercial banking operation provides lending, transaction banking, working capital management, and debt capital market services to large companies and financial institutions in the UK. Insurance and wealth round out the product lineup with life and property insurance as well as pension solutions and high-net-worth asset management services.
54GF Score

Get the complete analysis for LSE:LLOY

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.15
Price
£0.70
GF Value