The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100. Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30.
The industry rank for Lloyds Banking Group's 14-Day RSI or its related term are showing as below:
LSE:LLOY's 14-Day RSI is ranked worse than 80.83% of 1607
companies
in the Banks industry
Industry Median: 56.75
vs LSE:LLOY: 68.86
Lloyds Banking Group (LSE:LLOY) 14-Day RSI Explanation
The Relative Strength Index (RSI), developed by J. Welles Wilder in his book “New Concepts in Technical Trading Systems.”, is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100.
Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A RSI surpasses the 30 level indicates a bullish sign, when it slides below 70 level, it’s a bearish sign. This level can be adjusted depending on the security’s pattern and the market’s underlying trend. In an uptrend or bullish market, the RSI might range within a higher interval, investors could set the support level higher. If a downtrend or bearish market occurs, investors may need to lower the resistance level.
RSI can also be used in trading techniques to indicate the trading signal, such as Divergences and Swing Rejections.
Lloyds Banking Group 14-Day RSI Related Terms
Lloyds Banking Group 14-Day RSI Competitor Comparison
For the Banks - Regional subindustry, Lloyds Banking Group's 14-Day RSI, along with its competitors' market caps and 14-Day RSI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lloyds Banking Group 14-Day RSI vs Banks Industry
For the Banks industry and Financial Services sector, Lloyds Banking Group's 14-Day RSI distribution charts can be found below:
* The bar in red indicates where Lloyds Banking Group's 14-Day RSI falls into.
Lloyds Banking Group (LSE:LLOY) 14-Day RSI Calculation
The formula for calculating RSI is:
RSI
=
100
–
[ 100
/
( 1 + Average Gain
/
Average Loss )]
* Note that the formula uses a positive value for the average loss.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lloyds Banking Group (LSE:LLOY) has a 14-Day RSI of 68.86 as of Jul. 08, 2026. Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. View historical data on Lloyds Banking Group and its competitors. According to the industry distribution chart, Lloyds Banking Group ranks #1299 out of 1607 companies in the Banks industry, placing it in the top 80.8%.
Is Lloyds Banking Group's 14-Day RSI too high?
Lloyds Banking Group's current 14-Day RSI is 68.86. The Banks industry median 14-Day RSI is 56.75. Lloyds Banking Group's value of 68.86 is 21.3% above this industry median. Based on the distribution chart, Lloyds Banking Group ranks #1299 out of 1607 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Lloyds Banking Group has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lloyds Banking Group's 14-Day RSI compare to competitors?
According to the Banks industry distribution chart, Lloyds Banking Group ranks #1299 out of 1607 companies for 14-Day RSI. This places Lloyds Banking Group in the lower half of its industry. The industry median 14-Day RSI is 56.75. Lloyds Banking Group's value of 68.86 is 21.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 14-Day RSI for a Banks company?
The median 14-Day RSI among Banks companies is 56.75, based on 1,607 companies in the industry. Companies in the top quartile (top 25%) have a 14-Day RSI significantly above this median, while those in the bottom quartile fall well below. However, 14-Day RSI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lloyds Banking Group's current 14-Day RSI of 68.86 is 21.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 14-Day RSI mean?
A high 14-Day RSI can signal that a stock is expensive relative to its fundamentals. Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. View historical data on Lloyds Banking Group and its competitors. For the Banks industry, the median 14-Day RSI is 56.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lloyds Banking Group's current 14-Day RSI is 68.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lloyds Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Lloyds Banking Group (LSE:LLOY) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.70, compared to a current price of £1.14 — trading 62.6% above its estimated fair value. The current 14-Day RSI is 68.86 and 21.3% above the Banks industry median of 56.75. Lloyds Banking Group's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 14-Day RSI calculated?
14-Day RSI is calculated from a company's financial statements. For Lloyds Banking Group (LSE:LLOY), the current 14-Day RSI is 68.86 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lloyds Banking Group (LSE:LLOY) Overvalued in 2026?
Based on GuruFocus' analysis, Lloyds Banking Group stock appears to be overvalued.
The current stock price of £1.14 is trading 62.6% above its estimated GF Value™ of £0.70.
GuruFocus considers Lloyds Banking Group to be Significantly Overvalued.
Key valuation signals for LSE:LLOY:
14-Day RSI: 68.86
GF Value™: £0.70 vs. price of £1.14 (62.6% above fair value)
Industry Position: 21.3% above the Banks median (#1299 of 1607)
No single metric tells the full story. See the LSE:LLOY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lloyds is a retail and commercial bank headquartered in the United Kingdom. The bank operates via three business segments: retail, commercial banking, and insurance and wealth. In retail, Lloyds offers primarily mortgages (66% of loan portfolio), credit cards, and current accounts to its customers. Its commercial banking operation provides lending, transaction banking, working capital management, and debt capital market services to large companies and financial institutions in the UK. Insurance and wealth round out the product lineup with life and property insurance as well as pension solutions and high-net-worth asset management services.
54GF Score
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14-Day RSI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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