Capital One Financial (LTS:0HT4) Net Loan: $424,310 Mil (As of Mar. 2026)

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LTS:0HT4 Capital One Financial Corp LTS:0HT4
79 GF Score
Price $210.46
GF Value $162.71
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Capital One Financial Net Loan?

Capital One Financial LTS:0HT4 +0.90% 79 Net Loan is $424,310 Mil as of Mar. 2026. GuruFocus rates LTS:0HT4 with a GF Score™ of 79/100 and a GF Value™ of $162.71 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Capital One Financial's quarterly net loan increased from Sep. 2025 ($420,726 Mil) to Dec. 2025 ($430,973 Mil) but then declined from Dec. 2025 ($430,973 Mil) to Mar. 2026 ($424,310 Mil).

Capital One Financial's annual net loan increased from Dec. 2023 ($306,030 Mil) to Dec. 2024 ($430,973 Mil) and increased from Dec. 2024 ($430,973 Mil) to Dec. 2025 ($424,310 Mil).

Capital One Financial Net Loan Historical Data

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The historical data trend for Capital One Financial's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capital One Financial Net Loan Chart

Capital One Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 271,798.00 299,294.00 306,030.00 311,719.00 430,973.00

Capital One Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 308,385.00 415,622.00 420,726.00 430,973.00 424,310.00
LTS:0HT4
79GF Score
Capital One Financial Corp LTS:0HT4
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Capital One Financial Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $424,310 Mil mean?
Capital One Financial (LTS:0HT4) has a Net Loan of $424,310 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Capital One Financial and its competitors.
Is Capital One Financial's Net Loan too high?
Capital One Financial's current Net Loan is $424,310 Mil. Overall, Capital One Financial has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capital One Financial's Net Loan compare to PYPL and AFRM?
Capital One Financial's Net Loan of $424,310 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Credit Services company?
A good Net Loan depends on the Credit Services industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Capital One Financial and its competitors. Capital One Financial's current Net Loan is $424,310 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital One Financial stock overvalued right now?
Based on GuruFocus' analysis, Capital One Financial (LTS:0HT4) is currently considered Modestly Overvalued. The stock's GF Value™ is $162.71, compared to a current price of $210.46 — trading 29.3% above its estimated fair value. The current Net Loan is $424,310 Mil. Capital One Financial's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Capital One Financial (LTS:0HT4), the current Net Loan is $424,310 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capital One Financial (LTS:0HT4) Overvalued in 2026?

Based on GuruFocus' analysis, Capital One Financial stock appears to be overvalued. The current stock price of $210.46 is trading 29.3% above its estimated GF Value™ of $162.71. GuruFocus considers Capital One Financial to be Modestly Overvalued.

Key valuation signals for LTS:0HT4:

  • Net Loan: $424,310 Mil
  • GF Value™: $162.71 vs. price of $210.46 (29.3% above fair value)
  • GF Score™: 79/100 with 3 warning signs

No single metric tells the full story. See the LTS:0HT4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Capital One Financial Business Description

Address 1680 Capital One Drive, McLean, VA, USA, 22102
Capital One Financial is a diversified financial-services holding company headquartered in McLean, Virginia. Originally a spinoff of Signet Financial's credit card division in 1994, the company is now primarily involved in credit card lending, auto loans, and commercial lending. Following the acquisition of Discover in 2025, the firm also has a modest personal loan business, though credit card lending provides the majority of the bank's revenue.
79GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$210.46
Price
$162.71
GF Value