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Capital One FinancialLTS:0HT4 +0.08%85 3-Year Dividend Growth Rate is 2.70% as of Jun. 2026, which is 10% above its 10-year median of 2.45. GuruFocus rates LTS:0HT4 with a GF Score™ of 85/100 and a GF Value™ of $182.94 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 135 Credit Services companies, Capital One Financial ranks worse than 62.96% on this metric.
The historical rank and industry rank for Capital One Financial's 3-Year Dividend Growth Rate or its related term are showing as below:
LTS:0HT4'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -48.9 Med: 2.45 Max: 141.1
Current: 2.7
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Capital One Financial was 141.10% per year. The lowest was -48.90% per year. And the median was 2.45% per year.
LTS:0HT4's 3-Year Dividend Growth Rate is ranked worse than 62.96% of 135
companies
in the Credit Services industry
Industry Median: 8.5
vs LTS:0HT4: 2.70
During the past 12 months, Capital One Financial's average Dividends Per Share Growth Rate was 25.00% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 2.70% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 16.40% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 6.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest Dividend Payout Ratio of Capital One Financial was 0.23. The lowest was 0.07. And the median was 0.16.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
Capital One Financial Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.800000
2026-08-17
2026-08-17
2026-09-01
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.800000
2026-05-19
2026-05-19
2026-06-01
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.800000
2026-02-19
2026-02-19
2026-03-02
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.800000
2025-11-17
2025-11-17
2025-12-01
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Capital One Financial's Dividend Yield (%) for Today is calculated as
Current Share Price is $206.98.
Capital One Financial's Dividends per Share for the trailing twelve months (TTM) ended in Today is $3.2.
During the past 13 years, the highest Dividend Yield of Capital One Financial was 3.79%. The lowest was 0.56%. And the median was 1.73%.
Good Sign:
Capital One Financial Corp stock Dividend Yield % is close to 1-year high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Capital One Financial 3-Year Dividend Growth Rate Related Terms>
LTS:0HT4 vs PYPL, AXP, AFRM: 3-Year Dividend Growth Rate Comparison
For the Credit Services subindustry, Capital One Financial's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capital One Financial 3-Year Dividend Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Capital One Financial's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where Capital One Financial's 3-Year Dividend Growth Rate falls into.
Capital One Financial 3-Year Dividend Growth Rate Calculation
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 2.70% mean?
Capital One Financial (LTS:0HT4) has a 3-Year Dividend Growth Rate of 2.70% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Capital One Financial and its competitors. This is 10% above median its historical median of 2.45. According to the industry distribution chart, Capital One Financial ranks #85 out of 135 companies in the Credit Services industry, placing it in the top 63%.
Is Capital One Financial's 3-Year Dividend Growth Rate too high?
Capital One Financial's current 3-Year Dividend Growth Rate of 2.70% is 10% above median its 10-year median of 2.45. The Credit Services industry median 3-Year Dividend Growth Rate is 8.50. Capital One Financial's value of 2.70% is 68.2% below this industry median. Based on the distribution chart, Capital One Financial ranks #85 out of 135 companies in the Credit Services industry, which is below the industry midpoint. Overall, Capital One Financial has a GF Score™ of 85/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capital One Financial's 3-Year Dividend Growth Rate compare to PYPL and AXP?
According to the Credit Services industry distribution chart, Capital One Financial ranks #85 out of 135 companies for 3-Year Dividend Growth Rate. This places Capital One Financial in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 8.50. Capital One Financial's value of 2.70% is 68.2% below this benchmark. While the company's 10-year median is 2.45 vs. the industry median of 8.50, Capital One Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Credit Services company?
The median 3-Year Dividend Growth Rate among Credit Services companies is 8.50, based on 135 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capital One Financial's current 3-Year Dividend Growth Rate of 2.70% is 68.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Capital One Financial and its competitors. For the Credit Services industry, the median 3-Year Dividend Growth Rate is 8.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capital One Financial's current 3-Year Dividend Growth Rate is 2.70%, which is 10% above median its own 10-year median of 2.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital One Financial stock overvalued right now?
Based on GuruFocus' analysis, Capital One Financial (LTS:0HT4) is currently considered Modestly Overvalued. The stock's GF Value™ is $182.94, compared to a current price of $206.98 — trading 13.1% above its estimated fair value. The current 3-Year Dividend Growth Rate is 2.70%, which is 10% above median its 10-year median of 2.45 and 68.2% below the Credit Services industry median of 8.50. Capital One Financial's overall GF Score™ is 85/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Capital One Financial (LTS:0HT4), the current 3-Year Dividend Growth Rate is 2.70% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Capital One Financial (LTS:0HT4) Overvalued in 2026?
Based on GuruFocus' analysis, Capital One Financial stock appears to be overvalued.
The current stock price of $206.98 is trading 13.1% above its estimated GF Value™ of $182.94.
GuruFocus considers Capital One Financial to be Modestly Overvalued.
Key valuation signals for LTS:0HT4:
3-Year Dividend Growth Rate: 2.70% (10% above median its 10-year median of 2.45)
GF Value™: $182.94 vs. price of $206.98 (13.1% above fair value)
Industry Position: 68.2% below the Credit Services median (#85 of 135)
No single metric tells the full story. See the LTS:0HT4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Capital One Financial is a diversified financial-services holding company headquartered in McLean, Virginia. Originally a spinoff of Signet Financial's credit card division in 1994, the company is now primarily involved in credit card lending, auto loans, and commercial lending. Following the acquisition of Discover in 2025, the firm also has a modest personal loan business, though credit card lending provides the majority of the bank's revenue.
85GF Score
Get the complete analysis for LTS:0HT4
3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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