Capital One Financial (LTS:0HT4) Dividend Payout Ratio: 0.18 (As of Mar. 2026) — 13% Above Median


LTS:0HT4 Capital One Financial Corp LTS:0HT4
79 GF Score
Price $204.84
GF Value $162.85
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Capital One Financial Dividend Payout Ratio?

Capital One Financial LTS:0HT4 +0.72% 79 Dividend Payout Ratio is 0.18 as of Mar. 2026, which is 13% above its 10-year median of 0.16. GuruFocus rates LTS:0HT4 with a GF Score™ of 79/100 and a GF Value™ of $162.85 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 195 Credit Services companies, Capital One Financial ranks better than 74.87% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Capital One Financial's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.18.

The historical rank and industry rank for Capital One Financial's Dividend Payout Ratio or its related term are showing as below:

LTS:0HT4' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.07   Med: 0.16   Max: 0.23
Current: 0.14

During the past 13 years, the highest Dividend Payout Ratio of Capital One Financial was 0.23. The lowest was 0.07. And the median was 0.16.

LTS:0HT4's Dividend Payout Ratio is ranked better than
74.87% of 195 companies
in the Credit Services industry
Industry Median: 0.32 vs LTS:0HT4: 0.14

As of today (2026-06-28), the Dividend Yield % of Capital One Financial is 1.46%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Capital One Financial was 3.79%. The lowest was 0.56%. And the median was 1.73%.

Capital One Financial's Dividends per Share for the months ended in Mar. 2026 was $0.80.

During the past 12 months, Capital One Financial's average Dividends Per Share Growth Rate was 16.70% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 2.70% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 16.40% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 6.20% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Capital One Financial was 141.10% per year. The lowest was -48.90% per year. And the median was 2.45% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Capital One Financial (LTS:0HT4) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Capital One Financial Dividend Payout Ratio Related Terms

Capital One Financial Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Capital One Financial's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capital One Financial Dividend Payout Ratio Chart

Capital One Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.07 0.14 0.20 0.17 0.13

Capital One Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.15 0.11 0.10 0.21 0.18

LTS:0HT4 vs PYPL, AFRM, SYF: Dividend Payout Ratio Comparison

For the Credit Services subindustry, Capital One Financial's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Capital One Financial Dividend Payout Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Capital One Financial's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Capital One Financial's Dividend Payout Ratio falls into.


LTS:0HT4
79GF Score
Capital One Financial Corp LTS:0HT4
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Capital One Financial Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Capital One Financial's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=2.6/ 19.61
=0.13

Capital One Financial's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.8/ 4.42
=0.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.18 mean?
Capital One Financial (LTS:0HT4) has a Dividend Payout Ratio of 0.18 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Capital One Financial and its competitors. This is 13% above median its historical median of 0.16. Over the past decade, Capital One Financial's Dividend Payout Ratio has ranged from 0.07 to 0.23. According to the industry distribution chart, Capital One Financial ranks #49 out of 195 companies in the Credit Services industry, placing it in the top 25.1%.
Is Capital One Financial's Dividend Payout Ratio too high?
Capital One Financial's current Dividend Payout Ratio of 0.18 is 13% above median its 10-year median of 0.16. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.23. The Credit Services industry median Dividend Payout Ratio is 0.32. Capital One Financial's value of 0.18 is 43.8% below this industry median. Based on the distribution chart, Capital One Financial ranks #49 out of 195 companies in the Credit Services industry, which is above the industry midpoint. Overall, Capital One Financial has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capital One Financial's Dividend Payout Ratio compare to PYPL and AFRM?
According to the Credit Services industry distribution chart, Capital One Financial ranks #49 out of 195 companies for Dividend Payout Ratio. This puts Capital One Financial in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Capital One Financial's value of 0.18 is 43.8% below this benchmark. Historically, Capital One Financial's own Dividend Payout Ratio has ranged from 0.07 to 0.23 over the past decade. While the company's 10-year median is 0.16 vs. the industry median of 0.32, Capital One Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Credit Services company?
The median Dividend Payout Ratio among Credit Services companies is 0.32, based on 195 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capital One Financial's current Dividend Payout Ratio of 0.18 is 43.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Capital One Financial and its competitors. For the Credit Services industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capital One Financial's current Dividend Payout Ratio is 0.18, which is 13% above median its own 10-year median of 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital One Financial stock overvalued right now?
Based on GuruFocus' analysis, Capital One Financial (LTS:0HT4) is currently considered Modestly Overvalued. The stock's GF Value™ is $162.85, compared to a current price of $204.84 — trading 25.8% above its estimated fair value. The current Dividend Payout Ratio is 0.18, which is 13% above median its 10-year median of 0.16 and 43.8% below the Credit Services industry median of 0.32. Capital One Financial's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Capital One Financial (LTS:0HT4), the current Dividend Payout Ratio is 0.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capital One Financial (LTS:0HT4) Overvalued in 2026?

Based on GuruFocus' analysis, Capital One Financial stock appears to be overvalued. The current stock price of $204.84 is trading 25.8% above its estimated GF Value™ of $162.85. GuruFocus considers Capital One Financial to be Modestly Overvalued.

Key valuation signals for LTS:0HT4:

  • Dividend Payout Ratio: 0.18 (13% above median its 10-year median of 0.16)
  • GF Value™: $162.85 vs. price of $204.84 (25.8% above fair value)
  • GF Score™: 79/100 with 3 warning signs
  • Industry Position: 43.8% below the Credit Services median (#49 of 195)

No single metric tells the full story. See the LTS:0HT4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Capital One Financial Business Description

Address 1680 Capital One Drive, McLean, VA, USA, 22102
Capital One Financial is a diversified financial-services holding company headquartered in McLean, Virginia. Originally a spinoff of Signet Financial's credit card division in 1994, the company is now primarily involved in credit card lending, auto loans, and commercial lending. Following the acquisition of Discover in 2025, the firm also has a modest personal loan business, though credit card lending provides the majority of the bank's revenue.
79GF Score

Get the complete analysis for LTS:0HT4

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$204.84
Price
$162.85
GF Value