Capital One FinancialLTS:0HT4 +0.93%79 FCF Yield % is 21.62 as of Jun. 26, 2026, which is 22% below its 10-year median of 27.75. GuruFocus rates LTS:0HT4 with a GF Score™ of 79/100 and a GF Value™ of $162.11 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 541 Credit Services companies, Capital One Financial ranks better than 81.15% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Capital One Financial FCF Yield % Related Terms
Capital One Financial FCF Yield % Historical Data
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The historical data trend for Capital One Financial's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LTS:0HT4 vs PYPL, AFRM, SYF: FCF Yield % Comparison
For the Credit Services subindustry, Capital One Financial's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capital One Financial FCF Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Capital One Financial's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Capital One Financial's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Capital One Financial (LTS:0HT4) has a FCF Yield % of 21.62 as of Jun. 26, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Capital One Financial and its competitors. This is 22% below median its historical median of 27.75. Over the past decade, Capital One Financial's FCF Yield % has ranged from 13.07 to 84.32. According to the industry distribution chart, Capital One Financial ranks #102 out of 541 companies in the Credit Services industry, placing it in the top 18.9%.
Is Capital One Financial's FCF Yield % too high?
Capital One Financial's current FCF Yield % of 21.62 is 22% below median its 10-year median of 27.75. Over the past 10 years, this metric has ranged from a low of 13.07 to a high of 84.32. Based on the distribution chart, Capital One Financial ranks #102 out of 541 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Capital One Financial has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capital One Financial's FCF Yield % compare to PYPL and AFRM?
According to the Credit Services industry distribution chart, Capital One Financial ranks #102 out of 541 companies for FCF Yield %. This places Capital One Financial in the top 19% of its industry — outperforming the majority of peers. Historically, Capital One Financial's own FCF Yield % has ranged from 13.07 to 84.32 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Capital One Financial and its competitors. Capital One Financial's current FCF Yield % is 21.62, which is 22% below median its own 10-year median of 27.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital One Financial stock overvalued right now?
Based on GuruFocus' analysis, Capital One Financial (LTS:0HT4) is currently considered Modestly Overvalued. The stock's GF Value™ is $162.11, compared to a current price of $203.37 — trading 25.5% above its estimated fair value. The current FCF Yield % is 21.62, which is 22% below median its 10-year median of 27.75. Capital One Financial's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Capital One Financial (LTS:0HT4), the current FCF Yield % is 21.62 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Capital One Financial (LTS:0HT4) Overvalued in 2026?
Based on GuruFocus' analysis, Capital One Financial stock appears to be overvalued.
The current stock price of $203.37 is trading 25.5% above its estimated GF Value™ of $162.11.
GuruFocus considers Capital One Financial to be Modestly Overvalued.
Key valuation signals for LTS:0HT4:
FCF Yield %: 21.62 (22% below median its 10-year median of 27.75)
GF Value™: $162.11 vs. price of $203.37 (25.5% above fair value)
No single metric tells the full story. See the LTS:0HT4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Capital One Financial is a diversified financial-services holding company headquartered in McLean, Virginia. Originally a spinoff of Signet Financial's credit card division in 1994, the company is now primarily involved in credit card lending, auto loans, and commercial lending. Following the acquisition of Discover in 2025, the firm also has a modest personal loan business, though credit card lending provides the majority of the bank's revenue.
79GF Score
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