Industrial Bank of Korea (LUX:IBKOR) Net Loan: $238,033 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LUX:IBKOR Industrial Bank of Korea LUX:IBKOR
61 GF Score
Price $10.20
GF Value $6.09
! 5 Warning Signs
View Full Analysis

What is Industrial Bank of Korea Net Loan?

Industrial Bank of Korea LUX:IBKOR 61 Net Loan is $238,033 Mil as of Mar. 2026. GuruFocus rates LUX:IBKOR with a GF Score™ of 61/100 and a GF Value™ of $6.09. The stock has 5 warning signs investors should review.

Industrial Bank of Korea's quarterly net loan declined from Sep. 2025 ($249,146 Mil) to Dec. 2025 ($237,800 Mil) but then increased from Dec. 2025 ($237,800 Mil) to Mar. 2026 ($238,033 Mil).

Industrial Bank of Korea's annual net loan declined from Dec. 2023 ($242,535 Mil) to Dec. 2024 ($237,800 Mil) but then increased from Dec. 2024 ($237,800 Mil) to Dec. 2025 ($238,033 Mil).

Industrial Bank of Korea Net Loan Historical Data

* Premium members only.

The historical data trend for Industrial Bank of Korea's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Industrial Bank of Korea Net Loan Chart

Industrial Bank of Korea Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 235,899.70 233,704.04 242,535.48 229,795.64 237,799.91

Industrial Bank of Korea Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 232,841.28 249,878.67 249,145.97 237,799.91 238,033.44
LUX:IBKOR
61GF Score
Industrial Bank of Korea LUX:IBKOR
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Industrial Bank of Korea Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $238,033 Mil mean?
Industrial Bank of Korea (LUX:IBKOR) has a Net Loan of $238,033 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Industrial Bank of Korea and its competitors.
Is Industrial Bank of Korea's Net Loan too high?
Industrial Bank of Korea's current Net Loan is $238,033 Mil. Overall, Industrial Bank of Korea has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Industrial Bank of Korea's Net Loan compare to competitors?
Industrial Bank of Korea's Net Loan of $238,033 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Industrial Bank of Korea and its competitors. Industrial Bank of Korea's current Net Loan is $238,033 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Industrial Bank of Korea stock overvalued right now?
Industrial Bank of Korea (LUX:IBKOR) has a current Net Loan of $238,033 Mil. The stock's GF Value™ is $6.09, compared to a current price of $10.20 — trading 67.5% above its estimated fair value. The current Net Loan is $238,033 Mil. Industrial Bank of Korea's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Industrial Bank of Korea (LUX:IBKOR), the current Net Loan is $238,033 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Industrial Bank of Korea (LUX:IBKOR) Overvalued in 2026?

Based on GuruFocus' analysis, Industrial Bank of Korea stock appears to be overvalued. The current stock price of $10.20 is trading 67.5% above its estimated GF Value™ of $6.09.

Key valuation signals for LUX:IBKOR:

  • Net Loan: $238,033 Mil
  • GF Value™: $6.09 vs. price of $10.20 (67.5% above fair value)
  • GF Score™: 61/100 with 5 warning signs

No single metric tells the full story. See the LUX:IBKOR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Industrial Bank of Korea Business Description

Other Exchanges 024110:Korea
Address 79 Euljiro, Jung-gu, Seoul, KOR
Industrial Bank of Korea is a financial institution domiciled in Korea. It offers financial services such as foreign exchange, remittances, and digital banking. Its products include deposit accounts, debit cards, and remittance options for foreign customers. The bank provides personal banking and wealth services for individuals, and loans, overdrafts, and credit facilities for businesses. It operates through a broad branch network and mobile-banking platforms. The company principally earns revenue from interest income.
61GF Score

Get the complete analysis for LUX:IBKOR

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.20
Price
$6.09
GF Value