Industrial Bank of Korea (LUX:IBKOR) Peter Lynch Fair Value: N/A (As of Jul. 17, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LUX:IBKOR Industrial Bank of Korea LUX:IBKOR
68 GF Score
Price $10.20
GF Value $6.22
! 5 Warning Signs
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What is Industrial Bank of Korea Peter Lynch Fair Value?

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.


The historical rank and industry rank for Industrial Bank of Korea's Peter Lynch Fair Value or its related term are showing as below:

LUX:IBKOR' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.51   Med: 0.96   Max: 1.12
Current: 1.11


During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Industrial Bank of Korea was 1.12. The lowest was 0.51. And the median was 0.96.


LUX:IBKOR's Price-to-Peter-Lynch-Fair-Value is ranked better than
50.98% of 869 companies
in the Banks industry
Industry Median: 1.12 vs LUX:IBKOR: 1.11

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


Industrial Bank of Korea  (LUX:IBKOR) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 0 instead of 15 in this case.

Industrial Bank of Korea's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=10.20/N/A
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Industrial Bank of Korea Peter Lynch Fair Value Related Terms


Industrial Bank of Korea Peter Lynch Fair Value Historical Data

* Premium members only.

The historical data trend for Industrial Bank of Korea's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Industrial Bank of Korea Peter Lynch Fair Value Chart

Industrial Bank of Korea Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 9.47

Industrial Bank of Korea Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 9.75 9.72 9.47 9.19

Industrial Bank of Korea Peter Lynch Fair Value Competitor Comparison

For the Banks - Regional subindustry, Industrial Bank of Korea's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Industrial Bank of Korea Price-to-Peter-Lynch-Fair-Value vs Banks Industry

For the Banks industry and Financial Services sector, Industrial Bank of Korea's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where Industrial Bank of Korea's Price-to-Peter-Lynch-Fair-Value falls into.


LUX:IBKOR
68GF Score
Industrial Bank of Korea LUX:IBKOR
Peter Lynch Fair Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Industrial Bank of Korea Peter Lynch Fair Value Calculation

Industrial Bank of Korea's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM Book Value Growth Rate***EPS without NRI (TTM)
=1* N/A *2.234
=N/A

Industrial Bank of Korea's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was $2.23.

* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.

Is Industrial Bank of Korea (LUX:IBKOR) Overvalued in 2026?

Based on GuruFocus' analysis, Industrial Bank of Korea stock appears to be overvalued. The current stock price of $10.20 is trading 64% above its estimated GF Value™ of $6.22.

Key valuation signals for LUX:IBKOR:

  • Peter Lynch Fair Value: N/A
  • GF Value™: $6.22 vs. price of $10.20 (64% above fair value)
  • GF Score™: 68/100 with 5 warning signs

No single metric tells the full story. See the LUX:IBKOR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Industrial Bank of Korea Business Description

Other Exchanges 024110:Korea
Address 79 Euljiro, Jung-gu, Seoul, KOR
Industrial Bank of Korea is a financial institution domiciled in Korea. It offers financial services such as foreign exchange, remittances, and digital banking. Its products include deposit accounts, debit cards, and remittance options for foreign customers. The bank provides personal banking and wealth services for individuals, and loans, overdrafts, and credit facilities for businesses. It operates through a broad branch network and mobile-banking platforms. The company principally earns revenue from interest income.
68GF Score

Get the complete analysis for LUX:IBKOR

Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.20
Price
$6.22
GF Value