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Industrial Bank of KoreaLUX:IBKOR 68 Return-on-Tangible-Asset is 0.59% as of Mar. 2026, which is 4% above its 10-year median of 0.57. GuruFocus rates LUX:IBKOR with a GF Score™ of 68/100 and a GF Value™ of $6.22. The stock has 5 warning signs investors should review. Among 1,529 Banks companies, Industrial Bank of Korea ranks worse than 75.02% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Industrial Bank of Korea's annualizedNet Income for the quarter that ended in Mar. 2026 was $2,009 Mil. Industrial Bank of Korea's average total tangible assets for the quarter that ended in Mar. 2026 was $342,070 Mil. Therefore, Industrial Bank of Korea's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 0.59%.
The historical rank and industry rank for Industrial Bank of Korea's Return-on-Tangible-Asset or its related term are showing as below:
LUX:IBKOR'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.45 Med: 0.57 Max: 0.64
Current: 0.54
During the past 13 years, Industrial Bank of Korea's highest Return-on-Tangible-Asset was 0.64%. The lowest was 0.45%. And the median was 0.57%.
LUX:IBKOR's Return-on-Tangible-Asset is ranked worse than 75.02% of 1529
companies
in the Banks industry
Industry Median: 0.99
vs LUX:IBKOR: 0.54
Industrial Bank of Korea (LUX:IBKOR) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Industrial Bank of Korea Return-on-Tangible-Asset Related Terms
Industrial Bank of Korea Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Industrial Bank of Korea's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Industrial Bank of Korea Return-on-Tangible-Asset Chart
Industrial Bank of Korea Return-on-Tangible-Asset Competitor Comparison
For the Banks - Regional subindustry, Industrial Bank of Korea's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Industrial Bank of Korea Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Industrial Bank of Korea's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Industrial Bank of Korea's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 0.59% mean?
Industrial Bank of Korea (LUX:IBKOR) has a Return-on-Tangible-Asset of 0.59% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Industrial Bank of Korea and its competitors. This is near median its historical median of 0.57. Over the past decade, Industrial Bank of Korea's Return-on-Tangible-Asset has ranged from 0.45 to 0.64. According to the industry distribution chart, Industrial Bank of Korea ranks #1147 out of 1529 companies in the Banks industry, placing it in the top 75%.
Is Industrial Bank of Korea's Return-on-Tangible-Asset too high?
Industrial Bank of Korea's current Return-on-Tangible-Asset of 0.59% is near median its 10-year median of 0.57. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 0.64. The Banks industry median Return-on-Tangible-Asset is 0.99. Industrial Bank of Korea's value of 0.59% is 40.4% below this industry median. Based on the distribution chart, Industrial Bank of Korea ranks #1147 out of 1529 companies in the Banks industry, which is below the industry midpoint. Overall, Industrial Bank of Korea has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Industrial Bank of Korea's Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, Industrial Bank of Korea ranks #1147 out of 1529 companies for Return-on-Tangible-Asset. This places Industrial Bank of Korea in the lower half of its industry. The industry median Return-on-Tangible-Asset is 0.99. Industrial Bank of Korea's value of 0.59% is 40.4% below this benchmark. Historically, Industrial Bank of Korea's own Return-on-Tangible-Asset has ranged from 0.45 to 0.64 over the past decade. While the company's 10-year median is 0.57 vs. the industry median of 0.99, Industrial Bank of Korea has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Industrial Bank of Korea's current Return-on-Tangible-Asset of 0.59% is 40.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Industrial Bank of Korea and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Industrial Bank of Korea's current Return-on-Tangible-Asset is 0.59%, which is near median its own 10-year median of 0.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Industrial Bank of Korea stock overvalued right now?
Industrial Bank of Korea (LUX:IBKOR) has a current Return-on-Tangible-Asset of 0.59%. The stock's GF Value™ is $6.22, compared to a current price of $10.20 — trading 64% above its estimated fair value. The current Return-on-Tangible-Asset is 0.59%, which is near median its 10-year median of 0.57 and 40.4% below the Banks industry median of 0.99. Industrial Bank of Korea's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Industrial Bank of Korea (LUX:IBKOR), the current Return-on-Tangible-Asset is 0.59% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Industrial Bank of Korea (LUX:IBKOR) Overvalued in 2026?
Based on GuruFocus' analysis, Industrial Bank of Korea stock appears to be overvalued.
The current stock price of $10.20 is trading 64% above its estimated GF Value™ of $6.22.
Key valuation signals for LUX:IBKOR:
Return-on-Tangible-Asset: 0.59% (near median its 10-year median of 0.57)
GF Value™: $6.22 vs. price of $10.20 (64% above fair value)
Industry Position: 40.4% below the Banks median (#1147 of 1529)
No single metric tells the full story. See the LUX:IBKOR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Industrial Bank of Korea is a financial institution domiciled in Korea. It offers financial services such as foreign exchange, remittances, and digital banking. Its products include deposit accounts, debit cards, and remittance options for foreign customers. The bank provides personal banking and wealth services for individuals, and loans, overdrafts, and credit facilities for businesses. It operates through a broad branch network and mobile-banking platforms. The company principally earns revenue from interest income.
68GF Score
Get the complete analysis for LUX:IBKOR
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