Industrial Bank of Korea (LUX:IBKOR) Cyclically Adjusted PS Ratio: 1.86 (As of Jul. 15, 2026) — 34% Above Median

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LUX:IBKOR Industrial Bank of Korea LUX:IBKOR
61 GF Score
Price $10.20
GF Value $6.22
! 5 Warning Signs
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What is Industrial Bank of Korea Cyclically Adjusted PS Ratio?

Industrial Bank of Korea LUX:IBKOR 61 Cyclically Adjusted PS Ratio is 1.86 as of Jul. 15, 2026, which is 34% above its 10-year median of 1.39. GuruFocus rates LUX:IBKOR with a GF Score™ of 61/100 and a GF Value™ of $6.22. The stock has 5 warning signs investors should review. Among 1,302 Banks companies, Industrial Bank of Korea ranks better than 78.26% on this metric.

As of today (2026-07-15), Industrial Bank of Korea's current share price is $10.20. Industrial Bank of Korea's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $5.49. Industrial Bank of Korea's Cyclically Adjusted PS Ratio for today is 1.86.

The historical rank and industry rank for Industrial Bank of Korea's Cyclically Adjusted PS Ratio or its related term are showing as below:

LUX:IBKOR' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.89   Med: 1.39   Max: 2.53
Current: 1.85

During the past years, Industrial Bank of Korea's highest Cyclically Adjusted PS Ratio was 2.53. The lowest was 0.89. And the median was 1.39.

LUX:IBKOR's Cyclically Adjusted PS Ratio is ranked better than
78.26% of 1302 companies
in the Banks industry
Industry Median: 3.34 vs LUX:IBKOR: 1.85

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Industrial Bank of Korea's adjusted revenue per share data for the three months ended in Mar. 2026 was $1.920. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $5.49 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Industrial Bank of Korea  (LUX:IBKOR) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Industrial Bank of Korea Cyclically Adjusted PS Ratio Related Terms


Industrial Bank of Korea Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Industrial Bank of Korea's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Industrial Bank of Korea Cyclically Adjusted PS Ratio Chart

Industrial Bank of Korea Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.25 1.09 1.19 1.35 1.86

Industrial Bank of Korea Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.31 1.67 1.76 1.86 1.86

Industrial Bank of Korea Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Industrial Bank of Korea's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Industrial Bank of Korea Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Industrial Bank of Korea's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Industrial Bank of Korea's Cyclically Adjusted PS Ratio falls into.


LUX:IBKOR
61GF Score
Industrial Bank of Korea LUX:IBKOR
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Industrial Bank of Korea Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Industrial Bank of Korea's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=10.20/5.49
=1.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Industrial Bank of Korea's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Industrial Bank of Korea's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.92/125.2360*125.2360
=1.920

Current CPI (Mar. 2026) = 125.2360.

Industrial Bank of Korea Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 1.434 100.791 1.782
201609 1.399 101.461 1.727
201612 2.641 101.561 3.257
201703 1.598 102.851 1.946
201706 1.606 102.611 1.960
201709 1.662 103.491 2.011
201712 1.471 102.991 1.789
201803 1.951 104.101 2.347
201806 1.828 104.130 2.199
201809 1.849 105.651 2.192
201812 1.608 104.351 1.930
201903 1.979 104.491 2.372
201906 1.719 104.881 2.053
201909 1.506 105.200 1.793
201912 3.272 105.121 3.898
202003 1.725 105.354 2.051
202006 1.907 105.112 2.272
202009 1.322 106.198 1.559
202012 3.861 105.765 4.572
202103 1.780 107.357 2.076
202106 2.138 107.579 2.489
202109 1.758 108.759 2.024
202112 2.738 109.676 3.126
202203 1.746 111.848 1.955
202206 2.014 114.072 2.211
202209 1.698 114.715 1.854
202212 3.256 115.179 3.540
202303 2.323 116.507 2.497
202306 2.226 117.182 2.379
202309 1.719 118.964 1.810
202312 3.712 118.837 3.912
202403 2.136 120.123 2.227
202406 2.029 120.007 2.117
202409 1.858 120.861 1.925
202412 2.776 121.135 2.870
202503 1.972 122.590 2.015
202506 2.200 122.611 2.247
202509 1.687 123.402 1.712
202512 2.530 123.939 2.556
202603 1.920 125.236 1.920

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.86 mean?
Industrial Bank of Korea (LUX:IBKOR) has a Cyclically Adjusted PS Ratio of 1.86 as of Jul. 15, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Industrial Bank of Korea and its competitors. This is 34% above median its historical median of 1.39. Over the past decade, Industrial Bank of Korea's Cyclically Adjusted PS Ratio has ranged from 0.89 to 2.53. According to the industry distribution chart, Industrial Bank of Korea ranks #283 out of 1302 companies in the Banks industry, placing it in the top 21.7%.
Is Industrial Bank of Korea's Cyclically Adjusted PS Ratio too high?
Industrial Bank of Korea's current Cyclically Adjusted PS Ratio of 1.86 is 34% above median its 10-year median of 1.39. Over the past 10 years, this metric has ranged from a low of 0.89 to a high of 2.53. The Banks industry median Cyclically Adjusted PS Ratio is 3.34. Industrial Bank of Korea's value of 1.86 is 44.3% below this industry median. Based on the distribution chart, Industrial Bank of Korea ranks #283 out of 1302 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Industrial Bank of Korea has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Industrial Bank of Korea's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Industrial Bank of Korea ranks #283 out of 1302 companies for Cyclically Adjusted PS Ratio. This places Industrial Bank of Korea in the top 22% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.34. Industrial Bank of Korea's value of 1.86 is 44.3% below this benchmark. Historically, Industrial Bank of Korea's own Cyclically Adjusted PS Ratio has ranged from 0.89 to 2.53 over the past decade. While the company's 10-year median is 1.39 vs. the industry median of 3.34, Industrial Bank of Korea has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.34, based on 1,302 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Industrial Bank of Korea's current Cyclically Adjusted PS Ratio of 1.86 is 44.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Industrial Bank of Korea and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Industrial Bank of Korea's current Cyclically Adjusted PS Ratio is 1.86, which is 34% above median its own 10-year median of 1.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Industrial Bank of Korea stock overvalued right now?
Industrial Bank of Korea (LUX:IBKOR) has a current Cyclically Adjusted PS Ratio of 1.86. The stock's GF Value™ is $6.22, compared to a current price of $10.20 — trading 64% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.86, which is 34% above median its 10-year median of 1.39 and 44.3% below the Banks industry median of 3.34. Industrial Bank of Korea's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Industrial Bank of Korea (LUX:IBKOR), the current Cyclically Adjusted PS Ratio is 1.86 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Industrial Bank of Korea (LUX:IBKOR) Overvalued in 2026?

Based on GuruFocus' analysis, Industrial Bank of Korea stock appears to be overvalued. The current stock price of $10.20 is trading 64% above its estimated GF Value™ of $6.22.

Key valuation signals for LUX:IBKOR:

  • Cyclically Adjusted PS Ratio: 1.86 (34% above median its 10-year median of 1.39)
  • GF Value™: $6.22 vs. price of $10.20 (64% above fair value)
  • GF Score™: 61/100 with 5 warning signs
  • Industry Position: 44.3% below the Banks median (#283 of 1302)

No single metric tells the full story. See the LUX:IBKOR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Industrial Bank of Korea Business Description

Other Exchanges 024110:Korea
Address 79 Euljiro, Jung-gu, Seoul, KOR
Industrial Bank of Korea is a financial institution domiciled in Korea. It offers financial services such as foreign exchange, remittances, and digital banking. Its products include deposit accounts, debit cards, and remittance options for foreign customers. The bank provides personal banking and wealth services for individuals, and loans, overdrafts, and credit facilities for businesses. It operates through a broad branch network and mobile-banking platforms. The company principally earns revenue from interest income.
61GF Score

Get the complete analysis for LUX:IBKOR

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.20
Price
$6.22
GF Value