Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Industrial Bank of Korea (LUX:IBKOR) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Industrial Bank of Korea Equity-to-Asset Related Terms
Industrial Bank of Korea Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Industrial Bank of Korea Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, Industrial Bank of Korea's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Industrial Bank of Korea Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Industrial Bank of Korea's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Industrial Bank of Korea's Equity-to-Asset falls into.
Industrial Bank of Korea Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Industrial Bank of Korea's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Industrial Bank of Korea (LUX:IBKOR) has a Equity-to-Asset of 0.07 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Industrial Bank of Korea and its competitors. This is near median its historical median of 0.07. Over the past decade, Industrial Bank of Korea's Equity-to-Asset has ranged from 0.07 to 0.07. According to the industry distribution chart, Industrial Bank of Korea ranks #1166 out of 1524 companies in the Banks industry, placing it in the top 76.5%.
Is Industrial Bank of Korea's Equity-to-Asset too high?
Industrial Bank of Korea's current Equity-to-Asset of 0.07 is near median its 10-year median of 0.07. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.07. The Banks industry median Equity-to-Asset is 0.10. Industrial Bank of Korea's value of 0.07 is 30% below this industry median. Based on the distribution chart, Industrial Bank of Korea ranks #1166 out of 1524 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Industrial Bank of Korea has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Industrial Bank of Korea's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Industrial Bank of Korea ranks #1166 out of 1524 companies for Equity-to-Asset. This places Industrial Bank of Korea in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Industrial Bank of Korea's value of 0.07 is 30% below this benchmark. Historically, Industrial Bank of Korea's own Equity-to-Asset has ranged from 0.07 to 0.07 over the past decade. While the company's 10-year median is 0.07 vs. the industry median of 0.10, Industrial Bank of Korea has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Industrial Bank of Korea's current Equity-to-Asset of 0.07 is 30% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Industrial Bank of Korea and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Industrial Bank of Korea's current Equity-to-Asset is 0.07, which is near median its own 10-year median of 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Industrial Bank of Korea stock overvalued right now?
Industrial Bank of Korea (LUX:IBKOR) has a current Equity-to-Asset of 0.07. The stock's GF Value™ is $6.00, compared to a current price of $10.20 — trading 70% above its estimated fair value. The current Equity-to-Asset is 0.07, which is near median its 10-year median of 0.07 and 30% below the Banks industry median of 0.10. Industrial Bank of Korea's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Industrial Bank of Korea (LUX:IBKOR), the current Equity-to-Asset is 0.07 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Industrial Bank of Korea (LUX:IBKOR) Overvalued in 2026?
Based on GuruFocus' analysis, Industrial Bank of Korea stock appears to be overvalued.
The current stock price of $10.20 is trading 70% above its estimated GF Value™ of $6.00.
Key valuation signals for LUX:IBKOR:
Equity-to-Asset: 0.07 (near median its 10-year median of 0.07)
GF Value™: $6.00 vs. price of $10.20 (70% above fair value)
Industry Position: 30% below the Banks median (#1166 of 1524)
No single metric tells the full story. See the LUX:IBKOR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Industrial Bank of Korea is a financial institution domiciled in Korea. It offers financial services such as foreign exchange, remittances, and digital banking. Its products include deposit accounts, debit cards, and remittance options for foreign customers. The bank provides personal banking and wealth services for individuals, and loans, overdrafts, and credit facilities for businesses. It operates through a broad branch network and mobile-banking platforms. The company principally earns revenue from interest income.
61GF Score
Get the complete analysis for LUX:IBKOR
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LUX:IBKOR has been successfully added to your 
