Industrial Bank of Korea (LUX:IBKOR) Retained Earnings: $16,948 Mil (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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LUX:IBKOR Industrial Bank of Korea LUX:IBKOR
62 GF Score
Price $10.20
GF Value $6.10
! 5 Warning Signs
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What is Industrial Bank of Korea Retained Earnings?

Industrial Bank of Korea LUX:IBKOR 62 Retained Earnings is $16,948 Mil as of Mar. 2026. GuruFocus rates LUX:IBKOR with a GF Score™ of 62/100 and a GF Value™ of $6.10. The stock has 5 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Industrial Bank of Korea's retained earnings for the quarter that ended in Mar. 2026 was $16,948 Mil.

Industrial Bank of Korea's quarterly retained earnings declined from Sep. 2025 ($17,872 Mil) to Dec. 2025 ($17,331 Mil) and declined from Dec. 2025 ($17,331 Mil) to Mar. 2026 ($16,948 Mil).

Industrial Bank of Korea's annual retained earnings declined from Dec. 2023 ($16,782 Mil) to Dec. 2024 ($16,384 Mil) but then increased from Dec. 2024 ($16,384 Mil) to Dec. 2025 ($17,331 Mil).


Industrial Bank of Korea  (LUX:IBKOR) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Industrial Bank of Korea Retained Earnings Historical Data

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The historical data trend for Industrial Bank of Korea's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Industrial Bank of Korea Retained Earnings Chart

Industrial Bank of Korea Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15,266.10 15,600.50 16,781.69 16,384.15 17,331.22

Industrial Bank of Korea Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16,127.46 17,709.10 17,871.74 17,331.22 16,948.24
LUX:IBKOR
62GF Score
Industrial Bank of Korea LUX:IBKOR
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Industrial Bank of Korea Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $16,948 Mil mean?
Industrial Bank of Korea (LUX:IBKOR) has a Retained Earnings of $16,948 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Industrial Bank of Korea and its competitors.
Is Industrial Bank of Korea's Retained Earnings too high?
Industrial Bank of Korea's current Retained Earnings is $16,948 Mil. Overall, Industrial Bank of Korea has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Industrial Bank of Korea's Retained Earnings compare to competitors?
Industrial Bank of Korea's Retained Earnings of $16,948 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Industrial Bank of Korea and its competitors. Industrial Bank of Korea's current Retained Earnings is $16,948 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Industrial Bank of Korea stock overvalued right now?
Industrial Bank of Korea (LUX:IBKOR) has a current Retained Earnings of $16,948 Mil. The stock's GF Value™ is $6.10, compared to a current price of $10.20 — trading 67.2% above its estimated fair value. The current Retained Earnings is $16,948 Mil. Industrial Bank of Korea's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Industrial Bank of Korea (LUX:IBKOR), the current Retained Earnings is $16,948 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Industrial Bank of Korea (LUX:IBKOR) Overvalued in 2026?

Based on GuruFocus' analysis, Industrial Bank of Korea stock appears to be overvalued. The current stock price of $10.20 is trading 67.2% above its estimated GF Value™ of $6.10.

Key valuation signals for LUX:IBKOR:

  • Retained Earnings: $16,948 Mil
  • GF Value™: $6.10 vs. price of $10.20 (67.2% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the LUX:IBKOR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Industrial Bank of Korea Business Description

Other Exchanges 024110:Korea
Address 79 Euljiro, Jung-gu, Seoul, KOR
Industrial Bank of Korea is a financial institution domiciled in Korea. It offers financial services such as foreign exchange, remittances, and digital banking. Its products include deposit accounts, debit cards, and remittance options for foreign customers. The bank provides personal banking and wealth services for individuals, and loans, overdrafts, and credit facilities for businesses. It operates through a broad branch network and mobile-banking platforms. The company principally earns revenue from interest income.
62GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.20
Price
$6.10
GF Value