Industrial Bank of Korea (LUX:IBKOR) Debt-to-Asset : 0.51 (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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LUX:IBKOR Industrial Bank of Korea LUX:IBKOR
68 GF Score
Price $10.20
GF Value $7.07
! 5 Warning Signs
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What is Industrial Bank of Korea Debt-to-Asset?

Industrial Bank of Korea LUX:IBKOR 68 Debt-to-Asset is 0.51 as of Jun. 2026. GuruFocus rates LUX:IBKOR with a GF Score™ of 68/100 and a GF Value™ of $7.07. The stock has 5 warning signs investors should review.

Industrial Bank of Korea's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0 Mil. Industrial Bank of Korea's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $174,544 Mil. Industrial Bank of Korea's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was $344,478 Mil. Industrial Bank of Korea's debt to asset for the quarter that ended in Jun. 2026 was 0.51.

Industrial Bank of Korea  (LUX:IBKOR) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Industrial Bank of Korea Debt-to-Asset Related Terms

Industrial Bank of Korea Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Industrial Bank of Korea's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Industrial Bank of Korea Debt-to-Asset Chart

Industrial Bank of Korea Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.47 0.50 0.51 0.51 0.50

Industrial Bank of Korea Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.50 0.51 0.50 0.50 0.51

Industrial Bank of Korea Debt-to-Asset Competitor Comparison

For the Banks - Regional subindustry, Industrial Bank of Korea's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Industrial Bank of Korea Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Industrial Bank of Korea's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Industrial Bank of Korea's Debt-to-Asset falls into.


LUX:IBKOR
68GF Score
Industrial Bank of Korea LUX:IBKOR
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Industrial Bank of Korea Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Industrial Bank of Korea's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 171809.327) / 341686.909
=0.50

Industrial Bank of Korea's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 174544.051) / 344478.208
=0.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.51 mean?
Industrial Bank of Korea (LUX:IBKOR) has a Debt-to-Asset of 0.51 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Industrial Bank of Korea and its competitors.
Is Industrial Bank of Korea's Debt-to-Asset too high?
Industrial Bank of Korea's current Debt-to-Asset is 0.51. Overall, Industrial Bank of Korea has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Industrial Bank of Korea's Debt-to-Asset compare to competitors?
Industrial Bank of Korea's Debt-to-Asset of 0.51 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Industrial Bank of Korea and its competitors. Industrial Bank of Korea's current Debt-to-Asset is 0.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Industrial Bank of Korea stock overvalued right now?
Industrial Bank of Korea (LUX:IBKOR) has a current Debt-to-Asset of 0.51. The stock's GF Value™ is $7.07, compared to a current price of $10.20 — trading 44.3% above its estimated fair value. The current Debt-to-Asset is 0.51. Industrial Bank of Korea's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Industrial Bank of Korea (LUX:IBKOR), the current Debt-to-Asset is 0.51 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Industrial Bank of Korea (LUX:IBKOR) Overvalued in 2026?

Based on GuruFocus' analysis, Industrial Bank of Korea stock appears to be overvalued. The current stock price of $10.20 is trading 44.3% above its estimated GF Value™ of $7.07.

Key valuation signals for LUX:IBKOR:

  • Debt-to-Asset: 0.51
  • GF Value™: $7.07 vs. price of $10.20 (44.3% above fair value)
  • GF Score™: 68/100 with 5 warning signs

No single metric tells the full story. See the LUX:IBKOR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Industrial Bank of Korea Business Description

Other Exchanges 024110:Korea
Address 79 Euljiro, Jung-gu, Seoul, KOR
Industrial Bank of Korea is a financial institution domiciled in Korea. It offers financial services such as foreign exchange, remittances, and digital banking. Its products include deposit accounts, debit cards, and remittance options for foreign customers. The bank provides personal banking and wealth services for individuals, and loans, overdrafts, and credit facilities for businesses. It operates through a broad branch network and mobile-banking platforms. The company principally earns revenue from interest income.
68GF Score

Get the complete analysis for LUX:IBKOR

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.20
Price
$7.07
GF Value