Bank NizwaOG (MUS:BKNZ) Net Loan: ر.ع1,011.33 Mil (As of Mar. 2026)

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MUS:BKNZ Bank Nizwa SAOG MUS:BKNZ
20 GF Score
Price ر.ع0.15
GF Value ر.ع0.11
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Bank NizwaOG Net Loan?

Bank NizwaOG MUS:BKNZ 20 Net Loan is ر.ع1,011.33 Mil as of Mar. 2026. GuruFocus rates MUS:BKNZ with a GF Score™ of 20/100 and a GF Value™ of ر.ع0.11 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Bank NizwaOG's quarterly net loan increased from Mar. 2025 (ر.ع952.93 Mil) to Dec. 2025 (ر.ع990.82 Mil) and increased from Dec. 2025 (ر.ع990.82 Mil) to Mar. 2026 (ر.ع1,011.33 Mil).

Bank NizwaOG's annual net loan increased from Dec. 2023 (ر.ع755.63 Mil) to Dec. 2024 (ر.ع990.82 Mil) and increased from Dec. 2024 (ر.ع990.82 Mil) to Dec. 2025 (ر.ع1,011.33 Mil).

Bank NizwaOG Net Loan Historical Data

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The historical data trend for Bank NizwaOG's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank NizwaOG Net Loan Chart

Bank NizwaOG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 489.67 633.23 755.63 897.48 990.82

Bank NizwaOG Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 805.18 897.48 952.93 990.82 1,011.33
MUS:BKNZ
20GF Score
Bank Nizwa SAOG MUS:BKNZ
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank NizwaOG Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of ر.ع1,011.33 Mil mean?
Bank NizwaOG (MUS:BKNZ) has a Net Loan of ر.ع1,011.33 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Bank NizwaOG and its competitors.
Is Bank NizwaOG's Net Loan too high?
Bank NizwaOG's current Net Loan is ر.ع1,011.33 Mil. Overall, Bank NizwaOG has a GF Score™ of 20/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank NizwaOG's Net Loan compare to USB and PNC?
Bank NizwaOG's Net Loan of ر.ع1,011.33 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Bank NizwaOG and its competitors. Bank NizwaOG's current Net Loan is ر.ع1,011.33 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank NizwaOG stock overvalued right now?
Based on GuruFocus' analysis, Bank NizwaOG (MUS:BKNZ) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ع0.11, compared to a current price of ر.ع0.15 — trading 32.7% above its estimated fair value. The current Net Loan is ر.ع1,011.33 Mil. Bank NizwaOG's overall GF Score™ is 20/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Bank NizwaOG (MUS:BKNZ), the current Net Loan is ر.ع1,011.33 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank NizwaOG (MUS:BKNZ) Overvalued in 2026?

Based on GuruFocus' analysis, Bank NizwaOG stock appears to be overvalued. The current stock price of ر.ع0.15 is trading 32.7% above its estimated GF Value™ of ر.ع0.11. GuruFocus considers Bank NizwaOG to be Significantly Overvalued.

Key valuation signals for MUS:BKNZ:

  • Net Loan: ر.ع1,011.33 Mil
  • GF Value™: ر.ع0.11 vs. price of ر.ع0.15 (32.7% above fair value)
  • GF Score™: 20/100 with 6 warning signs

No single metric tells the full story. See the MUS:BKNZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank NizwaOG Business Description

Address Beach One Building, Shatti A Qurum, P.O. Box 1423, Al khuwair, Muscat, OMN, 133
Bank Nizwa SAOG is engaged in opening current, savings, and investment accounts, providing Murabaha and Ijara financing and other Sharia-compliant financing, as well as managing investors' money based on Mudaraba for profit share or agency for a fee, along with other investment activities. It segments are: Retail Banking, offering products and facilities to individual customers; Corporate Banking, providing financing, deposits, trade finance, and foreign exchange services to corporate and SMEs and generating key revenue; and Treasury and Investment Banking, offering treasury products, money market and foreign exchange services, liquidity and market risk management, asset management, corporate advisory, and investment products for high net worth individuals and institutional clients.
20GF Score

Get the complete analysis for MUS:BKNZ

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.15
Price
ر.ع0.11
GF Value