Bank NizwaOG (MUS:BKNZ) OCF Margin %: -95.35% (As of Mar. 2026)


MUS:BKNZ Bank Nizwa SAOG MUS:BKNZ
23 GF Score
Price ر.ع0.13
GF Value ر.ع0.11
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Bank NizwaOG OCF Margin %?

Bank NizwaOG MUS:BKNZ -1.47% 23 OCF Margin % is -95.35% as of Mar. 2026. GuruFocus rates MUS:BKNZ with a GF Score™ of 23/100 and a GF Value™ of ر.ع0.11 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,500 Banks companies, Bank NizwaOG ranks worse than 92.47% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Bank NizwaOG's Cash Flow from Operations for the three months ended in Mar. 2026 was ر.ع-15.33 Mil. Bank NizwaOG's Revenue for the three months ended in Mar. 2026 was ر.ع16.08 Mil. Therefore, Bank NizwaOG's OCF Margin % for the quarter that ended in Mar. 2026 was -95.35%.

As of today, Bank NizwaOG's current OCF Yield % is -4.83%.

The historical rank and industry rank for Bank NizwaOG's OCF Margin % or its related term are showing as below:

MUS:BKNZ' s OCF Margin % Range Over the Past 10 Years
Min: -279.52   Med: -88.96   Max: 47.73
Current: -95.35


During the past 13 years, the highest OCF Margin % of Bank NizwaOG was 47.73%. The lowest was -279.52%. And the median was -88.96%.

MUS:BKNZ's OCF Margin % is ranked worse than
92.47% of 1500 companies
in the Banks industry
Industry Median: 29.44 vs MUS:BKNZ: -95.35


Bank NizwaOG OCF Margin % Related Terms


Bank NizwaOG OCF Margin % Historical Data

* Premium members only.

The historical data trend for Bank NizwaOG's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank NizwaOG OCF Margin % Chart

Bank NizwaOG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -79.85 -82.18 -95.74 -103.81 -20.76

Bank NizwaOG Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -56.15 0.00 -163.65 0.00 -95.35

MUS:BKNZ vs PNC, USB: OCF Margin % Comparison

For the Banks - Regional subindustry, Bank NizwaOG's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank NizwaOG OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Bank NizwaOG's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Bank NizwaOG's OCF Margin % falls into.


MUS:BKNZ
23GF Score
Bank Nizwa SAOG MUS:BKNZ
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank NizwaOG OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Bank NizwaOG's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-19.219/92.57
=-20.76 %

Bank NizwaOG's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-15.33/16.077
=-95.35 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -95.35% mean?
Bank NizwaOG (MUS:BKNZ) has a OCF Margin % of -95.35% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Bank NizwaOG and its competitors. According to the industry distribution chart, Bank NizwaOG ranks #1387 out of 1500 companies in the Banks industry, placing it in the top 92.5%.
Is Bank NizwaOG's OCF Margin % too high?
Bank NizwaOG's current OCF Margin % is -95.35%. Based on the distribution chart, Bank NizwaOG ranks #1387 out of 1500 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank NizwaOG has a GF Score™ of 23/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank NizwaOG's OCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Bank NizwaOG ranks #1387 out of 1500 companies for OCF Margin %. This places Bank NizwaOG in the lower half of its industry. The industry median OCF Margin % is 29.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Bank NizwaOG and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank NizwaOG's current OCF Margin % is -95.35%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank NizwaOG stock overvalued right now?
Based on GuruFocus' analysis, Bank NizwaOG (MUS:BKNZ) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.11, compared to a current price of ر.ع0.13 — trading 21.8% above its estimated fair value. The current OCF Margin % is -95.35%. Bank NizwaOG's overall GF Score™ is 23/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Bank NizwaOG (MUS:BKNZ), the current OCF Margin % is -95.35% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank NizwaOG (MUS:BKNZ) Overvalued in 2026?

Based on GuruFocus' analysis, Bank NizwaOG stock appears to be overvalued. The current stock price of ر.ع0.13 is trading 21.8% above its estimated GF Value™ of ر.ع0.11. GuruFocus considers Bank NizwaOG to be Modestly Overvalued.

Key valuation signals for MUS:BKNZ:

  • OCF Margin %: -95.35%
  • GF Value™: ر.ع0.11 vs. price of ر.ع0.13 (21.8% above fair value)
  • GF Score™: 23/100 with 4 warning signs

No single metric tells the full story. See the MUS:BKNZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank NizwaOG Business Description

Address Beach One Building, Shatti A Qurum, P.O. Box 1423, Al khuwair, Muscat, OMN, 133
Bank Nizwa SAOG is engaged in opening current, savings, and investment accounts, providing Murabaha and Ijara financing and other Sharia-compliant financing, as well as managing investors' money based on Mudaraba for profit share or agency for a fee, along with other investment activities. It segments are: Retail Banking, offering products and facilities to individual customers; Corporate Banking, providing financing, deposits, trade finance, and foreign exchange services to corporate and SMEs and generating key revenue; and Treasury and Investment Banking, offering treasury products, money market and foreign exchange services, liquidity and market risk management, asset management, corporate advisory, and investment products for high net worth individuals and institutional clients.
23GF Score

Get the complete analysis for MUS:BKNZ

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.13
Price
ر.ع0.11
GF Value