Bank NizwaOG (MUS:BKNZ) E10: ر.ع0.01 (As of Mar. 2026)


MUS:BKNZ Bank Nizwa SAOG MUS:BKNZ
23 GF Score
Price ر.ع0.14
GF Value ر.ع0.11
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Bank NizwaOG E10?

Bank NizwaOG MUS:BKNZ 23 E10 is ر.ع0.01 as of Mar. 2026. GuruFocus rates MUS:BKNZ with a GF Score™ of 23/100 and a GF Value™ of ر.ع0.11 (Modestly Overvalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Bank NizwaOG's adjusted earnings per share data for the three months ended in Mar. 2026 was ر.ع0.001. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ر.ع0.01 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-07-03), Bank NizwaOG's current stock price is ر.ع0.139. Bank NizwaOG's E10 for the quarter that ended in Mar. 2026 was ر.ع0.01. Bank NizwaOG's Shiller PE Ratio of today is 13.90.

During the past 13 years, the highest Shiller PE Ratio of Bank NizwaOG was 19.36. The lowest was 9.70. And the median was 10.40.


Bank NizwaOG  (MUS:BKNZ) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Bank NizwaOG's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=0.139/0.01
=13.90

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Bank NizwaOG was 19.36. The lowest was 9.70. And the median was 10.40.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Bank NizwaOG E10 Related Terms


Bank NizwaOG E10 Historical Data

* Premium members only.

The historical data trend for Bank NizwaOG's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank NizwaOG E10 Chart

Bank NizwaOG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Bank NizwaOG Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 0.00 0.01 0.00 0.01

MUS:BKNZ vs PNC, USB: E10 Comparison

For the Banks - Regional subindustry, Bank NizwaOG's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank NizwaOG Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank NizwaOG's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Bank NizwaOG's Shiller PE Ratio falls into.


MUS:BKNZ
23GF Score
Bank Nizwa SAOG MUS:BKNZ
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank NizwaOG E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Bank NizwaOG's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.001/330.2130*330.2130
=0.001

Current CPI (Mar. 2026) = 330.2130.

Bank NizwaOG Quarterly Data

per share eps CPI Adj_EPS
201509 -0.001 237.945 -0.001
201512 -0.001 236.525 -0.001
201603 0.000 238.132 0.000
201606 0.000 241.018 0.000
201609 0.000 241.428 0.000
201612 0.000 241.432 0.000
201703 0.000 243.801 0.000
201706 0.000 244.955 0.000
201709 0.001 246.819 0.001
201712 0.001 246.524 0.001
201803 0.001 249.554 0.001
201806 0.001 251.989 0.001
201809 0.001 252.439 0.001
201812 0.002 251.233 0.003
201903 0.001 254.202 0.001
201906 0.001 256.143 0.001
201909 0.002 256.759 0.003
201912 0.002 256.974 0.003
202003 0.002 258.115 0.003
202006 0.002 257.797 0.003
202009 0.002 260.280 0.003
202012 0.001 260.474 0.001
202103 0.002 264.877 0.002
202106 0.002 271.696 0.002
202109 0.002 274.310 0.002
202112 0.001 278.802 0.001
202203 0.001 287.504 0.001
202206 0.001 296.311 0.001
202209 0.002 296.808 0.002
202212 0.002 296.797 0.002
202303 0.002 301.836 0.002
202306 0.002 305.109 0.002
202309 0.002 307.789 0.002
202312 0.003 306.746 0.003
202403 0.002 312.332 0.002
202406 0.002 314.175 0.002
202412 0.000 315.605 0.000
202503 0.002 319.799 0.002
202512 0.000 324.054 0.000
202603 0.001 330.213 0.001

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ر.ع0.01 mean?
Bank NizwaOG (MUS:BKNZ) has a E10 of ر.ع0.01 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Bank NizwaOG and its competitors.
Is Bank NizwaOG's E10 too high?
Bank NizwaOG's current E10 is ر.ع0.01. Overall, Bank NizwaOG has a GF Score™ of 23/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank NizwaOG's E10 compare to PNC and USB?
Bank NizwaOG's E10 of ر.ع0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Bank NizwaOG and its competitors. Bank NizwaOG's current E10 is ر.ع0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank NizwaOG stock overvalued right now?
Based on GuruFocus' analysis, Bank NizwaOG (MUS:BKNZ) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.11, compared to a current price of ر.ع0.14 — trading 26.4% above its estimated fair value. The current E10 is ر.ع0.01. Bank NizwaOG's overall GF Score™ is 23/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Bank NizwaOG (MUS:BKNZ), the current E10 is ر.ع0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank NizwaOG (MUS:BKNZ) Overvalued in 2026?

Based on GuruFocus' analysis, Bank NizwaOG stock appears to be overvalued. The current stock price of ر.ع0.14 is trading 26.4% above its estimated GF Value™ of ر.ع0.11. GuruFocus considers Bank NizwaOG to be Modestly Overvalued.

Key valuation signals for MUS:BKNZ:

  • E10: ر.ع0.01
  • GF Value™: ر.ع0.11 vs. price of ر.ع0.14 (26.4% above fair value)
  • GF Score™: 23/100 with 3 warning signs

No single metric tells the full story. See the MUS:BKNZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank NizwaOG Business Description

Address Beach One Building, Shatti A Qurum, P.O. Box 1423, Al khuwair, Muscat, OMN, 133
Bank Nizwa SAOG is engaged in opening current, savings, and investment accounts, providing Murabaha and Ijara financing and other Sharia-compliant financing, as well as managing investors' money based on Mudaraba for profit share or agency for a fee, along with other investment activities. It segments are: Retail Banking, offering products and facilities to individual customers; Corporate Banking, providing financing, deposits, trade finance, and foreign exchange services to corporate and SMEs and generating key revenue; and Treasury and Investment Banking, offering treasury products, money market and foreign exchange services, liquidity and market risk management, asset management, corporate advisory, and investment products for high net worth individuals and institutional clients.
23GF Score

Get the complete analysis for MUS:BKNZ

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.14
Price
ر.ع0.11
GF Value