Bank NizwaOG (MUS:BKNZ) Dividend Payout Ratio: 3.00 (As of Mar. 2026) — 782% Above Median

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MUS:BKNZ Bank Nizwa SAOG MUS:BKNZ
23 GF Score
Price ر.ع0.14
GF Value ر.ع0.10
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Bank NizwaOG Dividend Payout Ratio?

Bank NizwaOG MUS:BKNZ -0.70% 23 Dividend Payout Ratio is 3.00 as of Mar. 2026, which is 782% above its 10-year median of 0.34. GuruFocus rates MUS:BKNZ with a GF Score™ of 23/100 and a GF Value™ of ر.ع0.10 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,175 Banks companies, Bank NizwaOG ranks worse than 99.66% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Bank NizwaOG's Dividend Payout Ratio for the months ended in Mar. 2026 was 3.00.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Bank Nizwa SAOG is 3.00, which seems too high.

The historical rank and industry rank for Bank NizwaOG's Dividend Payout Ratio or its related term are showing as below:

MUS:BKNZ' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.25   Med: 0.34   Max: 3
Current: 3


During the past 13 years, the highest Dividend Payout Ratio of Bank NizwaOG was 3.00. The lowest was 0.25. And the median was 0.34.

MUS:BKNZ's Dividend Payout Ratio is ranked worse than
99.66% of 1175 companies
in the Banks industry
Industry Median: 0.32 vs MUS:BKNZ: 3.00

As of today (2026-07-14), the Dividend Yield % of Bank NizwaOG is 1.91%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Bank NizwaOG was 4.49%. The lowest was 1.26%. And the median was 2.13%.

Bank NizwaOG's Dividends per Share for the months ended in Mar. 2026 was ر.ع0.00.

During the past 12 months, Bank NizwaOG's average Dividends Per Share Growth Rate was 150.00% per year. During the past 3 years, the average Dividends Per Share Growth Rate was -12.60% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Bank NizwaOG was -12.60% per year. The lowest was -12.60% per year. And the median was -12.60% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Bank NizwaOG (MUS:BKNZ) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


Bank NizwaOG Dividend Payout Ratio Related Terms


Bank NizwaOG Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Bank NizwaOG's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank NizwaOG Dividend Payout Ratio Chart

Bank NizwaOG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.43 0.57 0.25 0.25

Bank NizwaOG Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 1.00 0.00 3.00

MUS:BKNZ vs PNC, USB: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Bank NizwaOG's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank NizwaOG Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank NizwaOG's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Bank NizwaOG's Dividend Payout Ratio falls into.


MUS:BKNZ
23GF Score
Bank Nizwa SAOG MUS:BKNZ
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank NizwaOG Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Bank NizwaOG's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.002/ 0.008
=0.25

Bank NizwaOG's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.003/ 0.001
=3.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 3.00 mean?
Bank NizwaOG (MUS:BKNZ) has a Dividend Payout Ratio of 3.00 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Bank NizwaOG and its competitors. This is 782% above median its historical median of 0.34. Over the past decade, Bank NizwaOG's Dividend Payout Ratio has ranged from 0.25 to 3.00. According to the industry distribution chart, Bank NizwaOG ranks #1171 out of 1175 companies in the Banks industry, placing it in the top 99.7%.
Is Bank NizwaOG's Dividend Payout Ratio too high?
Bank NizwaOG's current Dividend Payout Ratio of 3.00 is 782% above median its 10-year median of 0.34. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 3.00. The Banks industry median Dividend Payout Ratio is 0.32. Bank NizwaOG's value of 3.00 is 837.5% above this industry median. Based on the distribution chart, Bank NizwaOG ranks #1171 out of 1175 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank NizwaOG has a GF Score™ of 23/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank NizwaOG's Dividend Payout Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Bank NizwaOG ranks #1171 out of 1175 companies for Dividend Payout Ratio. This places Bank NizwaOG in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Bank NizwaOG's value of 3.00 is 837.5% above this benchmark. Historically, Bank NizwaOG's own Dividend Payout Ratio has ranged from 0.25 to 3.00 over the past decade. While the company's 10-year median is 0.34 vs. the industry median of 0.32, Bank NizwaOG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,175 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank NizwaOG's current Dividend Payout Ratio of 3.00 is 837.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Bank NizwaOG and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank NizwaOG's current Dividend Payout Ratio is 3.00, which is 782% above median its own 10-year median of 0.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank NizwaOG stock overvalued right now?
Based on GuruFocus' analysis, Bank NizwaOG (MUS:BKNZ) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ع0.10, compared to a current price of ر.ع0.14 — trading 41% above its estimated fair value. The current Dividend Payout Ratio is 3.00, which is 782% above median its 10-year median of 0.34 and 837.5% above the Banks industry median of 0.32. Bank NizwaOG's overall GF Score™ is 23/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Bank NizwaOG (MUS:BKNZ), the current Dividend Payout Ratio is 3.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank NizwaOG (MUS:BKNZ) Overvalued in 2026?

Based on GuruFocus' analysis, Bank NizwaOG stock appears to be overvalued. The current stock price of ر.ع0.14 is trading 41% above its estimated GF Value™ of ر.ع0.10. GuruFocus considers Bank NizwaOG to be Significantly Overvalued.

Key valuation signals for MUS:BKNZ:

  • Dividend Payout Ratio: 3.00 (782% above median its 10-year median of 0.34)
  • GF Value™: ر.ع0.10 vs. price of ر.ع0.14 (41% above fair value)
  • GF Score™: 23/100 with 4 warning signs
  • Industry Position: 837.5% above the Banks median (#1171 of 1175)

No single metric tells the full story. See the MUS:BKNZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank NizwaOG Business Description

Address Beach One Building, Shatti A Qurum, P.O. Box 1423, Al khuwair, Muscat, OMN, 133
Bank Nizwa SAOG is engaged in opening current, savings, and investment accounts, providing Murabaha and Ijara financing and other Sharia-compliant financing, as well as managing investors' money based on Mudaraba for profit share or agency for a fee, along with other investment activities. It segments are: Retail Banking, offering products and facilities to individual customers; Corporate Banking, providing financing, deposits, trade finance, and foreign exchange services to corporate and SMEs and generating key revenue; and Treasury and Investment Banking, offering treasury products, money market and foreign exchange services, liquidity and market risk management, asset management, corporate advisory, and investment products for high net worth individuals and institutional clients.
23GF Score

Get the complete analysis for MUS:BKNZ

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.14
Price
ر.ع0.10
GF Value