Bank NizwaOGMUS:BKNZ +1.49%22 Net Margin % is 16.20% as of Mar. 2026, which is 11% above its 10-year median of 14.61. GuruFocus rates MUS:BKNZ with a GF Score™ of 22/100 and a GF Value™ of ر.ع0.11 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,530 Banks companies, Bank NizwaOG ranks worse than 79.28% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Bank NizwaOG's Net Income for the
three
months ended in Mar. 2026 was ر.ع2.61 Mil. Bank NizwaOG's Revenue for the
three
months ended in Mar. 2026 was ر.ع16.08 Mil. Therefore, Bank NizwaOG's net margin for the quarter that ended in Mar. 2026 was 16.20%.
The historical rank and industry rank for Bank NizwaOG's Net Margin % or its related term are showing as below:
MUS:BKNZ'
s Net Margin % Range Over the Past 10 Years
Min: 0.27 Med: 14.61 Max: 22.81
Current: 16.2
MUS:BKNZ's Net Margin % is ranked worse than 79.28% of 1530
companies
in the Banks industry
Industry Median: 26.845
vs MUS:BKNZ: 16.20
Bank NizwaOG (MUS:BKNZ) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Bank NizwaOG Net Margin % Related Terms
Bank NizwaOG Net Margin % Historical Data
* Premium members only.
The historical data trend for Bank NizwaOG's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank NizwaOG's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank NizwaOG Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank NizwaOG's Net Margin % distribution charts can be found below:
* The bar in red indicates where Bank NizwaOG's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank NizwaOG (MUS:BKNZ) has a Net Margin % of 16.20% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Bank NizwaOG and its competitors. This is 11% above median its historical median of 14.61. Over the past decade, Bank NizwaOG's Net Margin % has ranged from 0.27 to 22.81. According to the industry distribution chart, Bank NizwaOG ranks #1213 out of 1530 companies in the Banks industry, placing it in the top 79.3%.
Is Bank NizwaOG's Net Margin % too high?
Bank NizwaOG's current Net Margin % of 16.20% is 11% above median its 10-year median of 14.61. Over the past 10 years, this metric has ranged from a low of 0.27 to a high of 22.81. The Banks industry median Net Margin % is 26.85. Bank NizwaOG's value of 16.20% is 39.7% below this industry median. Based on the distribution chart, Bank NizwaOG ranks #1213 out of 1530 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank NizwaOG has a GF Score™ of 22/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank NizwaOG's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Bank NizwaOG ranks #1213 out of 1530 companies for Net Margin %. This places Bank NizwaOG in the lower half of its industry. The industry median Net Margin % is 26.85. Bank NizwaOG's value of 16.20% is 39.7% below this benchmark. Historically, Bank NizwaOG's own Net Margin % has ranged from 0.27 to 22.81 over the past decade. While the company's 10-year median is 14.61 vs. the industry median of 26.85, Bank NizwaOG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank NizwaOG's current Net Margin % of 16.20% is 39.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Bank NizwaOG and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank NizwaOG's current Net Margin % is 16.20%, which is 11% above median its own 10-year median of 14.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank NizwaOG stock overvalued right now?
Based on GuruFocus' analysis, Bank NizwaOG (MUS:BKNZ) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.11, compared to a current price of ر.ع0.14 — trading 23.6% above its estimated fair value. The current Net Margin % is 16.20%, which is 11% above median its 10-year median of 14.61 and 39.7% below the Banks industry median of 26.85. Bank NizwaOG's overall GF Score™ is 22/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Bank NizwaOG (MUS:BKNZ), the current Net Margin % is 16.20% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank NizwaOG (MUS:BKNZ) Overvalued in 2026?
Based on GuruFocus' analysis, Bank NizwaOG stock appears to be overvalued.
The current stock price of ر.ع0.14 is trading 23.6% above its estimated GF Value™ of ر.ع0.11.
GuruFocus considers Bank NizwaOG to be Modestly Overvalued.
Key valuation signals for MUS:BKNZ:
Net Margin %: 16.20% (11% above median its 10-year median of 14.61)
GF Value™: ر.ع0.11 vs. price of ر.ع0.14 (23.6% above fair value)
Industry Position: 39.7% below the Banks median (#1213 of 1530)
No single metric tells the full story. See the MUS:BKNZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Nizwa SAOG is engaged in opening current, savings, and investment accounts, providing Murabaha and Ijara financing and other Sharia-compliant financing, as well as managing investors' money based on Mudaraba for profit share or agency for a fee, along with other investment activities. It segments are: Retail Banking, offering products and facilities to individual customers; Corporate Banking, providing financing, deposits, trade finance, and foreign exchange services to corporate and SMEs and generating key revenue; and Treasury and Investment Banking, offering treasury products, money market and foreign exchange services, liquidity and market risk management, asset management, corporate advisory, and investment products for high net worth individuals and institutional clients.
22GF Score
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