Bank NizwaOG (MUS:BKNZ) FCF Margin %: -96.85% (As of Mar. 2026)


MUS:BKNZ Bank Nizwa SAOG MUS:BKNZ
22 GF Score
Price ر.ع0.14
GF Value ر.ع0.11
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Bank NizwaOG FCF Margin %?

Bank NizwaOG MUS:BKNZ +1.49% 22 FCF Margin % is -96.85% as of Mar. 2026. GuruFocus rates MUS:BKNZ with a GF Score™ of 22/100 and a GF Value™ of ر.ع0.11 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,509 Banks companies, Bank NizwaOG ranks worse than 92.18% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Bank NizwaOG's Free Cash Flow for the three months ended in Mar. 2026 was ر.ع-15.57 Mil. Bank NizwaOG's Revenue for the three months ended in Mar. 2026 was ر.ع16.08 Mil. Therefore, Bank NizwaOG's FCF Margin % for the quarter that ended in Mar. 2026 was -96.85%.

As of today, Bank NizwaOG's current FCF Yield % is -5.11%.

The historical rank and industry rank for Bank NizwaOG's FCF Margin % or its related term are showing as below:

MUS:BKNZ' s FCF Margin % Range Over the Past 10 Years
Min: -280.8   Med: -94.64   Max: 46.78
Current: -96.85


During the past 13 years, the highest FCF Margin % of Bank NizwaOG was 46.78%. The lowest was -280.80%. And the median was -94.64%.

MUS:BKNZ's FCF Margin % is ranked worse than
92.18% of 1509 companies
in the Banks industry
Industry Median: 26.55 vs MUS:BKNZ: -96.85


Bank NizwaOG FCF Margin % Related Terms


Bank NizwaOG FCF Margin % Historical Data

* Premium members only.

The historical data trend for Bank NizwaOG's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank NizwaOG FCF Margin % Chart

Bank NizwaOG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -86.78 -88.28 -100.99 -108.56 -26.69

Bank NizwaOG Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -59.80 0.00 -167.24 0.00 -96.85

MUS:BKNZ vs PNC, USB: FCF Margin % Comparison

For the Banks - Regional subindustry, Bank NizwaOG's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank NizwaOG FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Bank NizwaOG's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Bank NizwaOG's FCF Margin % falls into.


MUS:BKNZ
22GF Score
Bank Nizwa SAOG MUS:BKNZ
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank NizwaOG FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Bank NizwaOG's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-24.711/92.57
=-26.69 %

Bank NizwaOG's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-15.57/16.077
=-96.85 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -96.85% mean?
Bank NizwaOG (MUS:BKNZ) has a FCF Margin % of -96.85% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bank NizwaOG and its competitors. According to the industry distribution chart, Bank NizwaOG ranks #1391 out of 1509 companies in the Banks industry, placing it in the top 92.2%.
Is Bank NizwaOG's FCF Margin % too high?
Bank NizwaOG's current FCF Margin % is -96.85%. Based on the distribution chart, Bank NizwaOG ranks #1391 out of 1509 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank NizwaOG has a GF Score™ of 22/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank NizwaOG's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Bank NizwaOG ranks #1391 out of 1509 companies for FCF Margin %. This places Bank NizwaOG in the lower half of its industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,509 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bank NizwaOG and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank NizwaOG's current FCF Margin % is -96.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank NizwaOG stock overvalued right now?
Based on GuruFocus' analysis, Bank NizwaOG (MUS:BKNZ) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.11, compared to a current price of ر.ع0.14 — trading 23.6% above its estimated fair value. The current FCF Margin % is -96.85%. Bank NizwaOG's overall GF Score™ is 22/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Bank NizwaOG (MUS:BKNZ), the current FCF Margin % is -96.85% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank NizwaOG (MUS:BKNZ) Overvalued in 2026?

Based on GuruFocus' analysis, Bank NizwaOG stock appears to be overvalued. The current stock price of ر.ع0.14 is trading 23.6% above its estimated GF Value™ of ر.ع0.11. GuruFocus considers Bank NizwaOG to be Modestly Overvalued.

Key valuation signals for MUS:BKNZ:

  • FCF Margin %: -96.85%
  • GF Value™: ر.ع0.11 vs. price of ر.ع0.14 (23.6% above fair value)
  • GF Score™: 22/100 with 3 warning signs

No single metric tells the full story. See the MUS:BKNZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank NizwaOG Business Description

Address Beach One Building, Shatti A Qurum, P.O. Box 1423, Al khuwair, Muscat, OMN, 133
Bank Nizwa SAOG is engaged in opening current, savings, and investment accounts, providing Murabaha and Ijara financing and other Sharia-compliant financing, as well as managing investors' money based on Mudaraba for profit share or agency for a fee, along with other investment activities. It segments are: Retail Banking, offering products and facilities to individual customers; Corporate Banking, providing financing, deposits, trade finance, and foreign exchange services to corporate and SMEs and generating key revenue; and Treasury and Investment Banking, offering treasury products, money market and foreign exchange services, liquidity and market risk management, asset management, corporate advisory, and investment products for high net worth individuals and institutional clients.
22GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.14
Price
ر.ع0.11
GF Value