Equity Group Holdings (NAI:EQTY) Net Loan: KES981,036 Mil (As of Jun. 2026)

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NAI:EQTY Equity Group Holdings Ltd NAI:EQTY
90 GF Score
Price KES93.25
GF Value KES59.66
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Equity Group Holdings Net Loan?

Equity Group Holdings NAI:EQTY 90 Net Loan is KES981,036 Mil as of Jun. 2026. GuruFocus rates NAI:EQTY with a GF Score™ of 90/100 and a GF Value™ of KES59.66 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Equity Group Holdings's quarterly net loan declined from Dec. 2025 (KES878,909 Mil) to Mar. 2026 (KES873,494 Mil) but then increased from Mar. 2026 (KES873,494 Mil) to Jun. 2026 (KES981,036 Mil).

Equity Group Holdings's annual net loan declined from Dec. 2023 (KES885,066 Mil) to Dec. 2024 (KES873,494 Mil) but then increased from Dec. 2024 (KES873,494 Mil) to Dec. 2025 (KES981,036 Mil).

Equity Group Holdings Net Loan Historical Data

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The historical data trend for Equity Group Holdings's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Equity Group Holdings Net Loan Chart

Equity Group Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 586,470.00 705,169.00 885,066.00 815,869.00 878,909.00

Equity Group Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 825,098.61 859,818.10 878,909.00 873,494.18 981,035.80
NAI:EQTY
90GF Score
Equity Group Holdings Ltd NAI:EQTY
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Equity Group Holdings Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of KES981,036 Mil mean?
Equity Group Holdings (NAI:EQTY) has a Net Loan of KES981,036 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Equity Group Holdings and its competitors.
Is Equity Group Holdings' Net Loan too high?
Equity Group Holdings' current Net Loan is KES981,036 Mil. Overall, Equity Group Holdings has a GF Score™ of 90/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Equity Group Holdings' Net Loan compare to competitors?
Equity Group Holdings' Net Loan of KES981,036 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Equity Group Holdings and its competitors. Equity Group Holdings's current Net Loan is KES981,036 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Equity Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Equity Group Holdings (NAI:EQTY) is currently considered Significantly Overvalued. The stock's GF Value™ is KES59.66, compared to a current price of KES93.25 — trading 56.3% above its estimated fair value. The current Net Loan is KES981,036 Mil. Equity Group Holdings' overall GF Score™ is 90/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Equity Group Holdings (NAI:EQTY), the current Net Loan is KES981,036 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Equity Group Holdings (NAI:EQTY) Overvalued in 2026?

Based on GuruFocus' analysis, Equity Group Holdings stock appears to be overvalued. The current stock price of KES93.25 is trading 56.3% above its estimated GF Value™ of KES59.66. GuruFocus considers Equity Group Holdings to be Significantly Overvalued.

Key valuation signals for NAI:EQTY:

  • Net Loan: KES981,036 Mil
  • GF Value™: KES59.66 vs. price of KES93.25 (56.3% above fair value)
  • GF Score™: 90/100 with 4 warning signs

No single metric tells the full story. See the NAI:EQTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Equity Group Holdings Business Description

Address Hospital Road, Upper Hill, 9th Floor, P.O.Box 75104, Equity Centre, Nairobi, KEN, 00200
Equity Group Holdings Ltd offers banking and financial services in Kenya. The company offers retail banking, microfinance, and related services. It operates in six geographical markets: Kenya, Uganda, South Sudan, Rwanda, Tanzania, and the Democratic Republic of Congo. The consumer business line focuses on salaried customers or customers receiving other regular remittances, such as pensions. The majority of the firm's revenue is derived from Kenya. The firm offers Equity loans, Farm inputs, Mortgage loans, Asset finance loans, Trade finance, Development loans, and Business loans.
90GF Score

Get the complete analysis for NAI:EQTY

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES93.25
Price
KES59.66
GF Value