Equity Group Holdings (NAI:EQTY) Net Debt Paydown Yield % : 2.09% (As of Jul. 29, 2026)

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NAI:EQTY Equity Group Holdings Ltd NAI:EQTY
89 GF Score
Price KES86.50
GF Value KES57.04
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Equity Group Holdings Net Debt Paydown Yield %?

Equity Group Holdings NAI:EQTY -0.57% 89 Net Debt Paydown Yield % is 2.09% as of Jul. 29, 2026. GuruFocus rates NAI:EQTY with a GF Score™ of 89/100 and a GF Value™ of KES57.04 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,417 Banks companies, Equity Group Holdings ranks better than 69.23% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Equity Group Holdings's Net Debt Paydown Yield % was 2.09%.


Equity Group Holdings  (NAI:EQTY) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Equity Group Holdings Net Debt Paydown Yield % Related Terms


Equity Group Holdings Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Equity Group Holdings's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Equity Group Holdings Net Debt Paydown Yield % Chart

Equity Group Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -17.74 -15.47 2.73 19.45 6.99

Equity Group Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.71 26.72 18.13 6.99 2.63

Equity Group Holdings Net Debt Paydown Yield % Competitor Comparison

For the Banks - Regional subindustry, Equity Group Holdings's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Equity Group Holdings Net Debt Paydown Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Equity Group Holdings's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Equity Group Holdings's Net Debt Paydown Yield % falls into.


NAI:EQTY
89GF Score
Equity Group Holdings Ltd NAI:EQTY
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Equity Group Holdings Net Debt Paydown Yield % Calculation

Equity Group Holdings's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 83335.77-76475.52 )/260383.575
=2.63 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of 2.09% mean?
Equity Group Holdings (NAI:EQTY) has a Net Debt Paydown Yield % of 2.09% as of Jul. 29, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Equity Group Holdings and its competitors. According to the industry distribution chart, Equity Group Holdings ranks #436 out of 1417 companies in the Banks industry, placing it in the top 30.8%.
Is Equity Group Holdings' Net Debt Paydown Yield % too high?
Equity Group Holdings' current Net Debt Paydown Yield % is 2.09%. Based on the distribution chart, Equity Group Holdings ranks #436 out of 1417 companies in the Banks industry, which is above the industry midpoint. Overall, Equity Group Holdings has a GF Score™ of 89/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Equity Group Holdings' Net Debt Paydown Yield % compare to competitors?
According to the Banks industry distribution chart, Equity Group Holdings ranks #436 out of 1417 companies for Net Debt Paydown Yield %. This puts Equity Group Holdings in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Equity Group Holdings and its competitors. Equity Group Holdings's current Net Debt Paydown Yield % is 2.09%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Equity Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Equity Group Holdings (NAI:EQTY) is currently considered Significantly Overvalued. The stock's GF Value™ is KES57.04, compared to a current price of KES86.50 — trading 51.6% above its estimated fair value. The current Net Debt Paydown Yield % is 2.09%. Equity Group Holdings' overall GF Score™ is 89/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Equity Group Holdings (NAI:EQTY), the current Net Debt Paydown Yield % is 2.09% as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Equity Group Holdings (NAI:EQTY) Overvalued in 2026?

Based on GuruFocus' analysis, Equity Group Holdings stock appears to be overvalued. The current stock price of KES86.50 is trading 51.6% above its estimated GF Value™ of KES57.04. GuruFocus considers Equity Group Holdings to be Significantly Overvalued.

Key valuation signals for NAI:EQTY:

  • Net Debt Paydown Yield %: 2.09%
  • GF Value™: KES57.04 vs. price of KES86.50 (51.6% above fair value)
  • GF Score™: 89/100 with 4 warning signs

No single metric tells the full story. See the NAI:EQTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Equity Group Holdings Business Description

Address Hospital Road, Upper Hill, 9th Floor, P.O.Box 75104, Equity Centre, Nairobi, KEN, 00200
Equity Group Holdings Ltd offers banking and financial services in Kenya. The company offers retail banking, microfinance, and related services. It operates in six geographical markets: Kenya, Uganda, South Sudan, Rwanda, Tanzania, and the Democratic Republic of Congo. The consumer business line focuses on salaried customers or customers receiving other regular remittances, such as pensions. The majority of the firm's revenue is derived from Kenya. The firm offers Equity loans, Farm inputs, Mortgage loans, Asset finance loans, Trade finance, Development loans, and Business loans.
89GF Score

Get the complete analysis for NAI:EQTY

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES86.50
Price
KES57.04
GF Value