Equity Group Holdings (NAI:EQTY) Margin of Safety % (DCF Earnings Based): 83.28% (As of Jun. 27, 2026)


NAI:EQTY Equity Group Holdings Ltd NAI:EQTY
87 GF Score
Price KES79.75
GF Value KES56.31
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Equity Group Holdings Margin of Safety % (DCF Earnings Based)?

Equity Group Holdings NAI:EQTY +0.95% 87 Margin of Safety % (DCF Earnings Based) is 83.28% as of Jun. 27, 2026. GuruFocus rates NAI:EQTY with a GF Score™ of 87/100 and a GF Value™ of KES56.31 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-27), Equity Group Holdings's Predictability Rank is 4-Stars. Equity Group Holdings's intrinsic value calculated from the Discounted Earnings model is KES476.93 and current share price is KES79.75. Consequently,

Equity Group Holdings's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 83.28%.

Equity Group Holdings Margin of Safety % (DCF Earnings Based) Competitor Comparison

For the Banks - Regional subindustry, Equity Group Holdings's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Equity Group Holdings Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Equity Group Holdings's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Equity Group Holdings's Margin of Safety % (DCF Earnings Based) falls into.


NAI:EQTY
87GF Score
Equity Group Holdings Ltd NAI:EQTY
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Equity Group Holdings Margin of Safety % (DCF Earnings Based) Calculation

Equity Group Holdings's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(476.93-79.75)/476.93
=83.28 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 83.28% mean?
Equity Group Holdings (NAI:EQTY) has a Margin of Safety % (DCF Earnings Based) of 83.28% as of Jun. 27, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Equity Group Holdings.
Is Equity Group Holdings' Margin of Safety % (DCF Earnings Based) too high?
Equity Group Holdings' current Margin of Safety % (DCF Earnings Based) is 83.28%. Overall, Equity Group Holdings has a GF Score™ of 87/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Equity Group Holdings' Margin of Safety % (DCF Earnings Based) compare to competitors?
Equity Group Holdings' Margin of Safety % (DCF Earnings Based) of 83.28% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Equity Group Holdings. Equity Group Holdings's current Margin of Safety % (DCF Earnings Based) is 83.28%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Equity Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Equity Group Holdings (NAI:EQTY) is currently considered Significantly Overvalued. The stock's GF Value™ is KES56.31, compared to a current price of KES79.75 — trading 41.6% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 83.28%. Equity Group Holdings' overall GF Score™ is 87/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Equity Group Holdings (NAI:EQTY), the current Margin of Safety % (DCF Earnings Based) is 83.28% as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Equity Group Holdings (NAI:EQTY) Overvalued in 2026?

Based on GuruFocus' analysis, Equity Group Holdings stock appears to be overvalued. The current stock price of KES79.75 is trading 41.6% above its estimated GF Value™ of KES56.31. GuruFocus considers Equity Group Holdings to be Significantly Overvalued.

Key valuation signals for NAI:EQTY:

  • Margin of Safety % (DCF Earnings Based): 83.28%
  • GF Value™: KES56.31 vs. price of KES79.75 (41.6% above fair value)
  • GF Score™: 87/100 with 5 warning signs

No single metric tells the full story. See the NAI:EQTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Equity Group Holdings Business Description

Address Hospital Road, Upper Hill, 9th Floor, P.O.Box 75104, Equity Centre, Nairobi, KEN, 00200
Equity Group Holdings Ltd offers banking and financial services in Kenya. The company offers retail banking, microfinance, and related services. It operates in six geographical markets: Kenya, Uganda, South Sudan, Rwanda, Tanzania, and the Democratic Republic of Congo. The consumer business line focuses on salaried customers or customers receiving other regular remittances, such as pensions. The majority of the firm's revenue is derived from Kenya. The firm offers Equity loans, Farm inputs, Mortgage loans, Asset finance loans, Trade finance, Development loans, and Business loans.
87GF Score

Get the complete analysis for NAI:EQTY

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES79.75
Price
KES56.31
GF Value